Laymen look at the bustle, insiders look at the doorway.
There is a hybrid fund, the maximum drawdown in the past six months is only 0.04%, the smallest of the same kind; the maximum drawdown in the past year is only 0.12%, the second smallest in the same category. I believe that seeing these two numbers, many people's single chin will surprise the double chin, and the double chin will surprise the three chins.
This fund is Penghua Hongkang flexible allocation A (003411) of Penghua Fund, the C share of this fund, Penghua Hongkang flexible allocation C (003412) is also favored by investors, the income is not necessarily how high, the A share of the past year is only 3.34%, class C is 3.32%, stable is really stable.
How is this fund so stable? A look at the fund manager understands that the current fund manager Wang Kangjia has not been in office for a long time, she is the fund manager of the cash investment department of Penghua Fund.
Her previous fund manager was Ye Chaoyang, the general manager of the cash investment department of Penghua Fund, managing penghua tianlibao, Penghua An Yingbao and other monetary funds, with more than 300 billion yuan in products under management at the end of the third quarter. Obviously, although this is a hybrid fund, it is a product managed by the cash investment department. The cash investment department is the department in which each fund company manages monetary funds.
This is actually more like a hybrid fund of short-term debt funds, and now it is really a scarce existence, and I believe that there are still many people who have demand for such products.
In the new fund issued - Chuangjin Hexin Hengning 30 days rolling short bond A (013728), the subscription fee is only 0.1%, in the current general 10% discount, the discounted subscription rate is only 0.01%! This level is really symbolic! The sales service fee of this fund C class is 0.2% / year, so in comparison, class C has no sense of existence, after all, it is necessary to hold the minimum for 30 days.
Seriously, this rate setting really shocked me, and now the fund circle is really rolled up, rolled up! I believe that there are also many people who hope that the short bond fund A subscription fee can be lower, this time it is really realized, I don't know how many fund companies will follow up.
In the same period, the subscription rate of Guorong Wenyi Bond A (007383) on sale is 0.02% after 1 discount, and the subscription fee is 0.025%, but the redemption fee is waived after 7 days of holding. It's all about matching.
Friends who often buy short-term bond funds, I believe that they will pay attention to the short-term bond products of Ping An Fund, in this category, Ping An Fund still has an advantage, but Ping An Yuanfeng short-term bonds, the net value of class C shares has remained unchanged for a long time...
The last time there was a change in equity was on November 5, and it hasn't been touched since. This directly leads to a significant return gap between the three types of shares of the same fund managed by fund manager Suning:
The term of office is only half a year, and the income gap is 1 percentage point...
Why is this happening? The reason you may not dare to think, but it is true, the C share of this kind of fund is not held by anyone!
Looking at the fund's third quarterly report, you can see:
The total size of the fund is more than 200 million, but the C share is only 20.28. Don't doubt your eyes, of course, you have doubts lemon Jun can also understand, I am also confirmed again, dare to believe that this is the truth, a short debt fund C share is only 20.28 shares! If the 20.28 shares are redeemed, will there be no share? Without shares, there is no change in net worth.
The size of the public fundraising is really amazing!