Starter | Public account "Tu Tease Bao"
(,,・∀・)ノ ゙ Hello ~Big Gah Good Wow, I'm a tease sauce.
Some time ago, I recommended a lot of excellent accident insurance, either removed from the shelves, or rectified and added a health notice.
In addition, there are many friends who want to buy accident insurance in the daily background;
So when I didn't have anything to do, I rushed to show everyone whether there were better products.
The emperor did not pay off, but also drowsiness to meet the pillow ~
A new accident insurance that "disturbs my heart" has been created, which is Dinghe Insurance - "Little Bee 2 Super Edition Accident Insurance".
Its advantage is that it is cheap, extremely cheap.
The protection content is also very comprehensive, and the sum insured is still high
Most importantly, there are no health notices and no income requirements!
Such excellent accident insurance, that must be Amway to everyone.
Little Bee 2 Super Edition flexibly chooses 4 versions "Classic Edition, Collector's Edition, Premium Edition, And Supreme Edition".
Let's still look intuitively at the table:
(Cartography By Tut tease bao)
These four versions of the guarantee responsibility are almost the same, basically, you can think of everything.
It is only in terms of sum insured, price, and medical reimbursement requirements that there are differences that can meet the needs of different groups of people.
Next, let me talk carefully about where the Little Bee 2 Super Edition is excellent.
(1) Accidental death/disability
The accidental death and disability of The Little Bee No. 2 Super Edition is comprehensive and the sum insured is still high.
First of all, the sum insured for accidental death/disability is generally as low as 100,000 and up to 1 million.
If an accident is hung, the basic sum insured is paid directly, which is simple and direct.
If the disability is caused by an accident, the disability is paid according to the level of disability.
This accident, as long as it satisfies the sudden, foreign, non-disease, non-intentional, can be compensated.
It is recommended that adults with accidental death/disability should buy at least 500,000 yuan in insurance, the simplest reason, spend the least amount of money and the most wool.
Secondly, the Little Bee 2 Super Edition contains specific unexpected additional payouts for almost the whole scene.
Whether it is an airplane, rail transit, a ship, or a motor vehicle, if there is an accident, you can lose an additional amount of money on the basis of the general accidental death and disability.
Among them, the supreme version of the air accident insurance amount is as high as 5 million.
It is an accident on the plane, and you can lose 5 million more.
Together with the 1 million yuan of general accidental deaths, the cumulative compensation for aviation accidents can be up to 6 million.
Even on statutory holidays, if you drive/ride in a private car or take a passenger motor vehicle (including online ride-hailing) for an accident, you can also double the amount of insurance.
Statutory holidays include: New Year's Day, Spring Festival, Qingming Festival, Labor Day, Dragon Boat Festival, Mid-Autumn Festival and National Day, and the specific dates are subject to the documents published by the State Council.
Really, there is no dead angle protection for sea, land and air, and the sincerity is full!
(2) Accidental medical treatment
Accident medical care is the most useful liability for accident insurance.
Little Bee 2's premier version of the accident medical insurance amount, the minimum is 10,000, the highest is 100,000.
If the emergency room visit or hospitalization due to accident, the medical expenses within the sum insured amount can be reimbursed.
However, reimbursement requirements vary.
The classic version and the collector's version are deductible of 100 yuan per time, and only the medical expenses within the scope of social security are reimbursed.
· After being reimbursed by social security, it will be reimbursed at 100%;
· Reimbursement is only 80% without social security or other means.
Brilliant!
The premium version of The Little Bee No. 2 Super Edition is the only one currently on sale, with a basic sum insured of 500,000 yuan, an accident medical treatment of 50,000, and 0 deductibles, no limit to social security reimbursement of accident insurance (other products only have 1 million sum insured version unlimited social security).
The Extreme Edition's accidental medical coverage is even as high as 100,000.
Similarly, as long as it is reimbursed by other commercial insurance through medical insurance first, you can deduct 0 deductible and 100% reimbursement.
Unlimited social security coverage, whether it is within medical insurance, or outside medical insurance self-funded drugs, imported drugs can be reimbursed.
If it is not reimbursed by social security or other means, it will be reimbursed at 80%.
Therefore, it is recommended that people with medical insurance buy it, and remember: when making a claim, first use medical insurance to reimburse.
In addition, if you buy the Premium Edition or the Supreme Edition, there is also an "accidental hospitalization allowance of 50 yuan or 150 yuan" every day.
Each hospitalization is deductible for 3 days, each time not more than 90 days, and the maximum cumulative subsidy is 180 days a year.
If it is only a daily accidental hospitalization, it is completely enough to make up for a certain amount of lost time...
However, it should be noted that the Small Bee 2 Super Edition of The Liability for Accidental Medical and Accidental Hospitalization Allowance does not cover these places:
When buying, pay attention to it.
(3) Sudden death protection
Sudden death is actually not the coverage of accident insurance, it belongs to the disease, so quite a lot of accident insurance does not cover sudden death.
But the Little Bee 2 super version is not only guaranteed, but also the sudden death can lose up to 500,000 yuan.
The best points are:
Although it contains sudden death coverage, it has no health requirements and no income requirements!
Accident insurance, which generally includes sudden death, will have health notification requirements.
Therefore, sub-healthy friends can also rest assured that they can start the Little Bee 2 Transcendent Edition.
Especially the 996 that can't be circumvented, the news of sudden death after working overtime is not too much...
This responsibility can be regarded as the just need of the hit worker
(4) Vaccination accident protection
Little Bee 2 Transcendental Edition extends the vaccination accident protection.
If the vaccination occurs in the event of accidental death/disability/medical accidents, compensation can also be made.
Covid-19 vaccines, HPV vaccines, etc. are included.
For the current normalized epidemic situation, this guarantee is very appropriate and necessary.
However, please note that only the Collector's Edition, Premium Edition, and Supreme Edition have vaccination coverage.
If you buy the Classic Version (100,000 Sum Insured Version), this benefit is not included.
(5) Repatriation of deceased remains
Little Bee 2 Beyond Edition expands on a deceased repatriation service.
It mainly includes the repatriation of remains, cremation and repatriation of ashes, and burial on the spot, both at home and abroad.
This kind of service is usually only available in some travel accident insurance, but the Little Bee 2 Super Edition also has it, which is really strong!
In short, the Little Bee 2 super version can be called an all-round player, and the guarantee should be there, and what others don't have, it also has.
And there are no health requirements and no income thresholds.
As long as your occupation OK is 1-3 categories, and you are 18-60 years old, you can buy it.
The price is also cheap, and I recommend buying the "Premium Edition" and the "Extreme Edition".
The Premium Edition only costs 159 yuan a year, and the Supreme Edition costs only 296 yuan for 1 million yuan.
The most complete content of protection, the highest amount of insurance, accident medical 0 deductible is not limited to social security reimbursement, the scope of protection is wider, and the cost performance is very high.
I solemnly announce that the most recommended adult accident insurance at present, just change it!
Whether it is a first-time insurance or an additional insurance, it is a good fit.
If there is a need, hurry up and buy it, otherwise you don't know when it may be adjusted or removed from the shelves.
Of course, if you have any questions about insurance or products, you can directly find Tujun to help you get it (WeChat search ID: tucaojun888).
Don't forget to "retweet to share" Oh~
I'm teasing sauce, it's the end of the year again, the flag of the beginning of the year, completed how many?
In any case, you must remember to love yourself
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