The use of credit cards for so many years has been a controversial topic, from the beginning of being resisted, to the current has been accepted by the public and widely used.
At the same time, in the process of use, some of the rules of credit cards are constantly changing, and if we want to use credit cards better, we must always pay attention to these changes, because this will bring us some unexpected benefits.
So, let's take a closer look at what happens after these rules change.
This point for people who are overdue credit cards, compared to the previous huge penalty interest, the setting of liquidated damages is more reasonable, at the same time, for the liquidated damages each bank has a different upper limit, so to a large extent to avoid the occurrence of profit rollovers, which is still very good for most overdue cardholders.
Since the credit card came out, collection has always been a problem that everyone has focused on, and for a long time before, due to the reason that the system is not yet fully perfect, illegal and violent collection has been rampant.
However, starting from 2021, the state will strictly crack down on illegal collection, soft violent collection, etc., and to a large extent, the flood of illegal collection will be eliminated.
There should be a sense of collection, before and after a period of time, the situation of being collected is still a big difference.
This point is mainly for which malicious overdue people, the latest regulations say that for malicious overdue or constitute credit card fraud, the standard of sentencing is raised to more than 50,000 yuan.
This point does not have much impact on the ordinary overdue population, as long as you pay attention to it when using it, as long as it is not malicious overdue problem is not big.
There are also many people in front of this business, but there are very few people who know and handle it, of course, it also has a lot to do with the conditions of handling, and the bank must determine that you really do not have the ability to pay off the arrears in a short period of time before you can give it.
But seriously, this business is really good for debtors, not only can be repaid in installments, reduce their short-term economic pressure, but also avoid their subsequent life from being harassed by collection, which is very good.
If you have a large repayment pressure in the short term, you can go to know about this business.
Well, the above is the recent changes in some credit card use rules, like friends can like to pay attention to the author, but also hope that my article can bring help to everyone, thank you for watching.