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Saving money is the top level of self-discipline

author:Read at ten o'clock
Saving money is the top level of self-discipline

Buying clothes every year does not exceed 100 yuan, and daily necessities basically do not cost money;

Transportation expenses are all dependent on vouchers, and 90% of wages can be saved;

I bought my first suite before graduating from college, and I saved 2 suites in Nanjing at the age of 32...

This is not the storyline in the novel, but the real life of Douban's well-known female "buckle" god king God Love.

Saving money is the top level of self-discipline

In her own words, the "buckle" had been carved into her bone marrow.

Although Wang Shen'ai knows that "cutting the door" will not make her rich, in her heart, saving money has become a way of behavior for her, a kind of confidence against life.

And all this comes from her childhood, which was extremely devoid of love and security.

When Wang Shen'ai was very young, her mother always threw money on the ground for her to pick up, and then told her:

"Money is particularly hard to earn, and every penny shouldn't be wasted."

Saving money is the top level of self-discipline

In the impression, every time her parents quarreled, and her mother returned to her mother's house, her father would throw her to a colleague or leader's house.

She was at the leader's house, only daring to eat the dishes in front of her, and did not dare to go to the toilet during the day, so she had to hold back and secretly go until midnight.

In order to please others, she imitated the scene of her parents arguing at the dinner table to make the leader happy.

When she was a child, Wang Shen'ai lived in a small room built in a small courtyard of the bungalow, and for a long time she felt that she was living in a paper box, and the wind blew down.

Maybe she was poor and afraid, maybe she was too insecure, and she had developed the habit of desperately saving money early on.

Before graduating from college, she used her work-study income and the money she had saved from elementary school to buy her first apartment in a nearby town.

In the program "Talking to Strangers - The True Biography of The God of Buckling", Wang Shen'ai confessed:

The house is her sense of security, and with a house there is a way out.

And the money saved is her lifeboat, which means that she no longer has to be as careful to please others as she was when she was a child.

Saving money is the top level of self-discipline

The upheaval of childhood, the lack of love, the fear of where home is, such a life is undoubtedly unfortunate.

But she used every penny she saved to fight against this memory, to choke the throat of fate.

As she says at the end of the video:

"Life wants to destroy me, it's not so easy."

Yes, with savings, we naturally have the courage to fight against fate and the courage to live well.

It's like the line in the movie "Parasite": "Money is an iron, which can iron all the folds." ”

In this uncertain world, your savings are your confidence, your ability to resist risks and control your life.

Because, the sense of security of adults is given by money.

Saving money is the top level of self-discipline
"So do you have enough money now?" It's going to cost a lot of money here. ” "An estimated 900 more." "900 yuan is definitely not enough." "I pay my salary on the 15th." "You pay all the money for your salary to see a doctor, don't you?" "I haven't sent it yet, I haven't got it yet, the 15th." …

This is a scene from the documentary "The Story of the Emergency Room", and it is very sad to watch.

Xiao Bin, a 28-year-old tally clerk in a supermarket, usually lives with his father, with a monthly salary of more than 2,000, and barely can live.

But the moment his father was admitted to the emergency room, his peaceful life was completely shattered.

The 65-year-old father is suspected of having a heart attack, and there are a lot of other problems, such as high blood pressure and high blood sugar, which is very critical.

The hospital has opened a series of checklists, including CT shooting, blood testing, post-examination, etc.

But when it came time to pay the fee, Xiao Bin made a mistake.

Because, the 1300 yuan that my father was sick and admitted to the hospital was all borrowed by him.

Now, he only has a few hundred pieces left on his body, which is not enough for his father's expenses in the hospital.

Saving money is the top level of self-discipline

On the one hand, his father's condition cannot be determined, and on the other hand, he only has a few pieces of money on his body.

These two big problems were like two swords hanging over his head, which made young Xiao Bin suffer a lot.

He wanted to call and borrow from a friend, but after talking around for half a day, he still couldn't come up with the word loan.

I heard a heartfelt saying:

"For the rich, a diagnosis means fighting the disease, but for the real poor, it means a direct death sentence."

How important is saving money? Miss the money once, you get it.

At the end of the documentary, Xiao Bin's father still failed to survive and passed away.

Just go out to borrow money, his father left, Xiao Bin completely unable to accept this fact.

He asked the doctor over and over again: would it be suspended animation, would it be a sudden recovery after cardiac arrest...

Saving money is the top level of self-discipline

However, we all know that this is only the plot of the TV series, and it is impossible to appear in real life.

Everyone says that the collapse of adults begins with a lack of money.

Because we have money, we have choices, the ability to fight diseases, and the confidence to live a good life.

But without money, when we face disease and risk, we are left with only collapse, helplessness, heartache and bitterness.

While money is not a panacea, it is impossible without money.

The bitterness of no money, we eat once is enough.

Saving money is the top level of self-discipline

There is a question on Zhihu: "When did you suddenly realize that you should save money?" ”

One of the anonymous netizens replied like this:

A few years ago, he was working at the company when he suddenly received a call from his father.

On the other end of the phone, the father asked him in a very low tone what he was busy with.

He said he was at work and asked if there was anything wrong?

But my father struggled for half a day, but he refused to say it. He was anxious and asked what was going on?

The father told the truth, saying that he had injured his eyes on the construction site and was now preparing to go to the hospital for surgery, and the money was not enough, and there was still a difference of 30,000 yuan.

At that time, he heard these mixed feelings in his heart, and thought about the money he saved, which was only 20,000.

But he couldn't say no, so he told his father that you wait for me for 10 minutes and I'll turn you around.

After hanging up the phone, he hurriedly looked for colleagues to borrow, looked for leaders to borrow, cheekily borrowed a circle, and finally gathered 30,000 and turned it over to his father.

Although the matter has come to an end, my father has been discharged from the hospital in good health.

But every time he thought about the scene when he borrowed money at that time, he secretly made up his mind that he must save as much money as possible.

Yeah, a penny is hard for a hero.

Only when people are short of money can they more deeply appreciate how helpless life really is, how ruthless disease is, and how cruel the world really is.

If you have savings, when a loved one suddenly becomes seriously ill and lies in the ICU and needs to take money to change his life, you will not be helpless, you can only resign yourself to fate; If you have savings, when you are unemployed, you will not worry about your children's tuition, monthly mortgages, car loans, and worry; If you have savings, when you need to complete the major events of life and prepare to marry and have children, you will no longer reach out to your elderly parents for money...

In the past, I always felt that life was so tired, I should always treat myself well, so I swiped my credit card without scruples, went to hi, ate a big meal, and went crazy online shopping.

But after suffering from no money, I understood;

Saving money is the basis for a good life, and it is the top self-discipline of adults.

Saving money is the top level of self-discipline

Franklin once said a sentence that is worth thinking about.

He said: "Two people with empty pockets are not straight at the waist, why?" Because they will ask for people. ”

That's why we're trying to save money.

I just don't want to easily compromise and bow to life because I don't have money.

Three pieces of advice for everyone you want to save:

1. Set yourself a clear achievable goal.

For example, if you save 100,000 yuan in two years, you need to save 50,000 yuan every year, and you need to save about 4,000 per month.

Quantify your goals so you can clearly know how much you need to save each year, month, or even day. Of course, the goals we set must be combined with our own actual conditions and can be finally achieved.

2. Save money while open source.

You can improve your work ability and strive for a promotion and salary increase; you can also find a side job, do one or two part-time jobs, so that your income will rise every month, and the money you can save will increase accordingly.

3. Save money while throttling.

Advocate a minimalist life, clarify your desires and needs, and do not buy unwanted items. In short, buy only the things you use regularly, and if you don't use a thing once a month, don't spend money on it.

Finally, I still want to say that in this world, we don't have to be rich, but we really can't be short of money.

Similarly, let's not pretend not to love money, because life always makes you cry.

At the end of the article, "Look", every money you save today is an effort for the future of yourself and your family.

In a person's life, how much beauty you want to have, you need how much precautions.

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Author | Carrie's sister, who has never given up love and freedom all her life.

Image | Visual China, Internet (if there is any infringement, please contact to delete)