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昨天买了一点点基金

昨天买了一点点基金

昨天买了一点点基金。上次买基金还是2022年十月份,也就是说,整个2023年也没在股市新增贡献一分钱。这也是没办法的事情。

2023年没买基金,是因为只有把钱放在手里我才有安全感。而这种安全感的极度缺乏属于严重的后遗症,2022年要负主要责任。

2022年一共被封在家两次,上半年一次,下半年一次,一次被封一个多月。甚至一度出现了物资短缺引起恐慌,我疯狂囤货的情况。

但是最可怕的是当时的预期很差,而且不确定性太大。

很多时候晚上睡觉前都在担心,第二天早上醒来以后,还能不能躺在自己家里的床上。因为有一些人半夜就被拉走隔离去了。

疫情放开以后,整个 2023年的赚钱预期就更差了,让我更不敢把有限的人民币放在股市里。

对我来说,花钱买基金跟借钱给别人是一样的。借钱给别人的时候,我就没指望别人会还我,所以只有关系很亲近的人我才愿意把钱给他。

买基金的时候,我也没指望三年五年内它能让我赚到钱,这钱给出去了,它就不再归我所有。

所以2023年就秉持着“穷开心”的基本原则,能开心一天是一天,反正自己还能吃得上饭睡得着觉。2023年以前定投了两年的基金,亏就亏吧。

昨天又买了一点点基金,是因为2800点可以让我把基金成本往低了拉一拉,而且预期内接下来我的基本生活费有着落。

昨天在群里讲买基金的时候,有位朋友说,现在还有人加仓,说明股市还没到底。

说实话我不在乎这是不是底部,我也从没指望自己会买在最低点,就像我从不指望有一天我卖出基金的时候,会卖在最高点。

大家也别问我买了哪个基金。

这个基金里有一些我平时分析研究跟踪的企业,既然我自己没法做基金组合,那我就买别人做的好了。

对我来说,定投基金的意义不在于让我多赚多少钱,而且养成储蓄攒钱的习惯。

到手的钱,我要是不买基金,也就吃吃喝喝花掉了。攒钱,是一个很好的习惯,并且钱让我们有底气做出让自己开心的选择。

我想的说的是,自己做饭吃既能吃得好,又能攒下钱。

昨天买了一点点基金
昨天买了一点点基金

今天这篇文章是临时起意在路上用手机写的。一家之言,仅供参考。

祝大家腊八节快乐!

昨天买了一点点基金

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