Mianyang News Network News In accordance with the relevant requirements of the Ministry of Emergency Management and the Provincial Emergency Management Department on further doing a good job in the work of safety production liability insurance, in order to standardize the work of the city's safety production liability insurance (hereinafter referred to as "safety liability insurance") and establish and improve the city's high-risk industry field safety liability insurance work system, the city decided to comprehensively promote the safety liability insurance work in the high-risk industry field.
The safety liability insurance work will be fully implemented from now on, in accordance with the newly revised safety production law, adopt the method of "policy guidance, market operation, and industry promotion" to carry out in the field of high-risk industries, and the production and operation units in the high-risk industries such as non-coal mines, hazardous chemicals, fireworks, transportation, construction, civil explosives, metal smelting, and fishery production in the city should be insured with security liability insurance, and the production and operation units in other industries and fields should be encouraged to actively apply for insurance. All production and operation units within the scope of insurance should be actively insured, new enterprises and newly started projects should be insured at the same time, and other production and operation units should be insured before December 30. All relevant industry departments shall, in accordance with the newly revised Work Safety Law, carry out law enforcement inspections of the work of production and business units in applying for safety liability insurance, and impose administrative penalties on production and business units that have not invested.
The relevant person in charge of the Municipal Security Office said that security liability insurance refers to the commercial insurance in which the insurance institution compensates the casualties and related economic losses caused by the production safety accidents of the insured production and operation units, and provides accident prevention services for the insured production and operation units. Its coverage includes personal injury compensation for employees of insured production and business units, compensation for third-party personal injury and property loss, accident rescue, medical rescue, accident appraisal, legal proceedings and other expenses. For production and business units where employees are exposed to toxic and harmful substances or have other serious occupational disease hazards, the insurance for occupational diseases can be increased. The scope of protection of production and business units applying for safety liability insurance shall cover all employees. In principle, the insurance period is 1 year, and the period can also be set according to the characteristics of the industry, and the production and operation units shall renew the insurance in a timely manner according to the regulations after expiration. After an accident occurs in an insured production and business unit, the insurance institution shall actively assist in the rescue and disaster relief and accident handling and other related work, and in strict accordance with the provisions of the contract, promptly approve the losses and pay compensation. The same standard shall be applied to the compensation obtained by the employees of the same production and business unit. Insurance institutions shall establish a rapid claim settlement mechanism and an emergency response plan for emergency incidents, and advance compensation in advance in accordance with the provisions of law or as agreed in advance. Where a production safety accident occurs in which a person dies, it shall be reported to the local emergency management department to issue an accident verification opinion before settling the claim. (Wang Xi, Mianyang Daily, Rong Media Reporter, Xie Yan)
Editor: Li Zhi