Making Investing Better: Investor Education Series No. 31
【Core Ideas】
1. Walker Wealth Management's split-order scam has become more and more numerous in recent years.
2, Li Xiaolai "teacher" a private recording exposure, nakedly said a cruel leek cutting truth: for a lot of air coin project platform.
3, scams have been deceived many times, can we overcome the weakness of our own human greed?
4, such a huge 309-level MLM system, operated for nearly three years, public security departments, industrial and commercial departments, banks and relevant regulatory agencies, do you not have a trace of advance prediction?
Hello everyone, welcome to the "Financial Observer", I am Bao Ran, Bao Bao, what topic do we talk about today? Let's talk about the new scam of MLM, the Woks financial explosion case!
【News Background】
Recently, Quanzhou public security held a press conference to inform the public about typical cases such as the "Walker" financial pyramid scheme case. After trial, Wang Liangmiao and other defendants began to set up a "Walker Wealth Management" online platform in 2015, formulated "rules of the game", issued virtual currency, and wantonly cheated.
This scam has a total of 309 layers of hierarchical relations, with members involving a total of 350,000 people in 31 provinces across the country and individual Southeast Asian countries such as the Philippines and Singapore, and the total amount involved is 5 billion yuan. However, until the official microblog of Jinjiang Public Security issued an announcement warning that "Walker Wealth Management" existed in the network pyramid scheme, there were still many investors who left messages and did not think that Walker Wealth Management was illegal.
In May this year, the Quanzhou Public Security Bureau in Fujian Province held a press conference to inform the public of the information that the amount involved in the Walker Financial Pyramid Scheme case was 5 billion yuan and that the main offender was sentenced to 13 years in prison. After trial, Wang Liangmiao and other defendants have set up a platform called Walker Wealth Management since 2015 to formulate the rules of the so-called virtual currency game.
Recently virtual currencies, Bitcoin, Litecoin, what eoscoin is a mess. But to be honest, in the case we are talking about today, they did not even cover the fig leaf of the blockchain, it can be said that such a shocking scam, it should be said that his deception is very simple. But even such a simple scam called a split disk has attracted so many people to invest their hard-earned money like a moth to the fire!
Let's take a look first. It is also very simple to say that Walker Wealth Management, it says that we have engaged in a virtual currency, virtual currency is not mined by the blockchain, nor is it any other how to exchange corresponding to physical assets, like what we talked about in the past corresponds to oil, corresponding to what jade, no! I'll issue virtual currency out of thin air.
I estimate that this brother may be a veteran player of Tencent and knows more about q coins, so he estimates that he simulates the mechanism of q coins. However, this mechanism can be fundamentally different from q coins. For example, we see that a cpm coin (he made a virtual currency called cpm coin) two dollars per coin, and then you just buy it, and every day the coin rises by $0.06, six cents a day, and it only goes up and not down.
Of course, this only rises and does not fall is not a matter of his words, right? He said that if you rise six points a day, you will rise six points, and if you rise six cents a day, you will rise six cents, and the key link is behind.
When a cpm rises from two dollars, isn't it six cents a day? When it hits four dollars, we split it, splitting it 1:1. Let's say you start with ten cpm, and then you wait for two dollars each, which means you have $20 in your hand, and when you get up to four dollars, then it splits. It became 20 cpm. You hold ten in your hand and double it, to 20 cpm.
The value of each of these 20 cpm returns to two dollars, and so on. What does it prescribe? Say that it is a split and you return to the original value, and then he splits up to seven times, and your account can no longer be used, and you have to exit.
It is estimated that he is still a bit counted, and if you are going up every time you are a power of 2, and the second power of 2 is multiplied, this really can't stand it! When you really did seven times after the split, the so-called investment of 35,000 yuan can earn back 472,500 yuan, up more than ten times! Not a dozen times, what is this ten times? What is needed is 315 days. Boy! The slogan came right away: your investment income in one year doubled 13 times! Just kidding, what gains can match this?
At this time, for many investors who throw money into it, investors with quotation marks, investors involved in such pyramid schemes, how can it be realized? There are two ways to monetize, one is static monetization, that is to say, I can put the cpm in my hand, isn't it split every time, and I have more quantities each time? Its value returns to two dollars, and at this time I can sell the excess cpm in my hand to other members, which is called static earnings.
What is this so-called dynamic gain for him? In fact, it is to encourage the members who joined before to actively develop their own downline, but he is doing it in the form of awards. What does this award include? Including the recommendation award, that is, you have developed your own downline, you are the recommendation award.
Bumping the award, the offline line of your development has developed again, the award is a bumpy award, as well as the so-called leadership award, the business center award, etc., in fact, the business center award also has a head, that is, you invest a relatively large amount of money, immediately open the business center award for you, and open the so-called business center authority, at this time you are a very high level of the line, you can develop a multi-level downline.
This is not without a clue. The whole pyramid scheme scam, because this scam is really too obvious, in the local media in Fujian, the reporter of the Straits Metropolis Daily, in fact, in May last year, he had undercover sneaked into such a Walker financial investment group.
As a result, he found that as soon as he joined the group, of course, he was also pulled in, after the recommendation of the recommender, immediately the group owner changed his group name, just the name of the group, and the name of the group was immediately followed by parentheses, my downline.
In fact, it is equivalent to a variety of ways to pull people's heads, in the whole package of luxurious five-star hotels, to engage in a thousand people or even two thousand people such a conference, and then hired a high salary called the so-called four big Kong.
What are the Four Great Kongs? It was the original four people with direct sales backgrounds. These four people, such as Li Mouwang and other people with excellent talents, these so-called mentors with excellent eloquence, and then through the way of on-site propaganda, through the way of network video, and then constantly split such a small profit of a Walker financial management, seven times split to earn ten times such a concept, to a lot of new members brainwashed.
Such a frequent brainwashing, coupled with their also has a traditional deception, is to include its founder Wang Liangmiao, including the so-called direct sales of the four King Kongs he hired, after he got his own commission of money, buy a car to buy a luxury car, what Cayenne, what Mercedes-Benz BMW, and then still actively teach his offline classmates, this member continues to send a circle of friends, what won Bai Fumei on the peak of life! Car luxury car photo, and a Boeing 777 photo, I estimate that the Boeing 777 is fake.
We see that its so-called founder Wang Liangmiao himself has made a profit of 1.2 billion yuan in a short period of time, and these so-called right-hand assistants around him have made millions of yuan or even 17 million yuan respectively. He found a programmer, this programmer spent more than 10,000 yuan to develop a number of websites, such as Walker information finance, Walker e-mall, etc., but also called on everyone to use such virtual currency in their hands, in his own entire Walker system for a variety of consumption.
And these scams In the public security department, especially the investigation department has been on the Walker financial management inventory, many people also published a lot of their own feelings on the social network, saying, so many things you do not care, why do you manage the Walker financial management, right? Isn't virtual currency a coin? Bitcoin is all virtual currency!
In fact, they really forgot this, Bitcoin is a great innovation based on the technology of distributed accounting algorithms and produced a derivative product, and cpm is completely by this Walker financial management its family said to be issued as much as it is issued, said how to split how to split, no algorithm, no humanity, only the grasp of human greed!
It is understood that Walker Wealth Management is an online wealth management platform set up by criminal suspect Wang Liangmiao in March 2015, claiming to operate a virtual currency cpm issued by "demwk Singapore Foreign Trade Import and Export Company". Participating investors need to have the recommendation of old members, pay the purchase of activation coins to become members, pay 700 yuan to become a one-star member, the highest six-star members need to pay 3. 50,000 yuan.
After becoming a member, you will receive k-coins ranging from 100 to 5000 depending on the amount paid. Members have both static and dynamic revenue models. The static mode is to use the K coins obtained at the time of enrollment to buy cpm virtual currency, and the dynamic mode is to develop the downline personnel to extract commissions.
At the beginning of this year, the Jinjiang Municipal Court rendered a first-instance judgment on the case, and the main suspect, Wang Liangmiao, was sentenced to 13 years' imprisonment in accordance with law for organizing and leading pyramid schemes, and the remaining 30 criminal suspects were sentenced to fixed-term imprisonment ranging from 1 to 7 years.
It can be said that in this case, the package once again reminds everyone that this kind of split disk scam has become more and more obvious in recent years. This split plate is actually an annualized interest rate that subtly masks its high nominal returns, right? If he comes up right away and says, you see you put a hundred dollars in me, and after a year I give you a thousand dollars, everyone thinks that you are a liar and a fake, but what is it cleverly used? is a virtual currency.
Borrowing a virtual currency, it is an air coin, a vain thing, this illusory thing, as long as it can achieve continuous fission and splitting.
Here I think it really got another "teacher", that is, the true biography of Li Xiaolai. Everyone knows that some time ago, that is, within the last half a month, Li Xiaolai was a "teacher", and he had a recording, a private recording that was exposed, and in the recording, Li Xiaolai said a cruel truth nakedly.
We really want to thank Comrade Li Xiaolai here, why? You have finally told all of us the truth about your leek cutting. What is that? Stand for a lot of Air Coin projects.
What is Air Coin? To put it bluntly, air coin is the same as the cpm we are talking about today, without any actual white paper planning, without any actual blockchain-based, whether it is a public chain or a private chain, such a technology development support, is to create a concept, and then start to sell on the platform.
Then say that I can fork this coin to a certain node, the blockchain is called fork, cpm is called fission, essentially the same. In fact, without any ingredients, I split the virtual currency assets, and then it is actually equivalent to a large increase in the supply of virtual currency.
This supply has recruited a group of members, whether it is circulation and trading between members, or attracting more new leeks to enter the bureau, do you think it is like this? And some of these scams have been deceived many times, which is very worthy of our deep thinking, can we overcome the weakness of our own human greed?
In fact, according to many media interviews later, including a lot of information about the investigation department, and there are many exchanges in the community of investors who are safe to protect their rights, we can all see that this information is that many people are not stupid, many people are very blunt, I knew he was a scam from the first day of my investment, but there were a few psychologies.
You see I'll just throw in 700 bucks and play around, right? Isn't it? Then I will invest 35,000, I can't guarantee that as long as he does not explode in the first half of the year, I can get more than 400,000 income! But it is precisely when there is this kind of thinking, when you throw it in, in the end it is nothing.
In the whole process of such a operation, when the entire line has been paved to more than 300 floors, everyone knows that according to the relevant laws and regulations of the state, your system of more than three layers can be identified as a pyramid scheme, right? Such a huge 309-level system has been operating for nearly three years, and whether it is the public security department or the industrial and commercial department, or the bank, the relevant regulatory authorities, don't you have any trace of such advance prediction?
There is a saying that any illegal fund-raising, when the case breaks out, or when the illegal fund-raising begins to start, the damage to society has already begun to be caused. However, the loss at the beginning may be relatively small, and the loss will be irreparable when the mine explodes.
In the process of such a system, although we say that there are many objective factors, such as the company seems to be in Fujian, it seems to be in Fuzhou, but the actual controller may be outside the province, or even abroad, can you carry out effective supervision? Whether the various departments can work together for effective coordination is indeed very difficult to be objective.
And in the case that no one reports the case, the people do not raise officials, and the officials cannot take the initiative to correct, how do you supervise this so-called financial management company?
In addition, it uses a large number of QQ groups, WeChat groups, as the basic operation platform and operator of QQ groups and WeChat groups, should Tencent also coordinate with the relevant departments of the state at the level of technological innovation, for the effective management of his groups, and make their own ability to assume responsibility.
In fact, we have seen that in the recent past, a large number of WeChat groups and QQ groups suspected of illegal fund-raising and pyramid schemes are also being cleaned up, and they are also coordinating with relevant departments.
In fact, we can't quote the safe haven principle of the Internet here, because you not only provide an Internet platform or tool, when this tool and platform are used by criminals with ulterior motives to carry out so-called illegal activities, in fact, the entire Internet service provided by the platform, is responsible and obliged to bear its due responsibility.