China Economic Herald, China Development Network Gong Jun, Qin Guowen After the agricultural issuance of a single household credit of 5 million yuan at the beginning of the year, Tonglong Natural Gas Co., Ltd. of Jianshi County, Enshi Prefecture, Hubei Province, recently obtained a loan of 3 million yuan to alleviate the urgent need for working capital.
In addition to the "Tonglong Company", the Enshi Prefecture Branch system of the Agricultural Development Bank also accepted and rated 4 private small and micro enterprises this year, such as Lichuan Wudong Tea, Lichuan Tujia Animal Husbandry, Laifeng Tengsheng Spice, and Enshi Lacquer Flower Hall Company, and Hefeng Qingcuiyuan and Jianshi Fengyuan Cork Company are in the cultivation stage.
Since the beginning of the year, the bank has strengthened its responsibility and effectively carried out the activity of "100 presidents entering private enterprises", closely focusing on serving food security, poverty alleviation, rural revitalization and other fields, so that financial living water can warm the development of small and micro enterprises.
Combined with the current credit policy, the bank adopts the "no repayment renewal loan" method for private enterprises with basically normal operation to give credit support, and this year successfully renewed loans for 4 private enterprises of Lichuan Aolong, Wuzhou Animal Husbandry, Laifeng Jewel Flower and Zongwei Food Company, and issued loans of 47 million yuan. Xuan'en Dapai Food, an enterprise that normally performs repayment, grants a credit of 15 million yuan, and is currently implementing the lending conditions.
In accordance with the requirements of reducing or waiving the fees of small and micro enterprises, the Enshi Prefecture Branch of the Agricultural Development Bank of China implements the benchmark interest rate announced by the People's Bank of China in the current period for small and micro enterprises with a single credit of less than 10 million yuan and the poverty alleviation effect is obvious; increase the "silver burden" cooperation to support small and micro enterprises, and effectively achieve true support, real small and micro, and real improvement. Up to now, the bank has supported 16 private small and micro enterprises, and the balance of loans has exceeded 200 million yuan.