Recently
The Municipal Health Commission issued about
"Accidental Injury of the Elderly in Xiangyang City."
Insurance Work Implementation Plan
Announcement of public solicitation of comments
According to the plan, from January 1, 2022, the government will purchase accident insurance for the elderly who are registered in Xiangyang City and have reached the age of 60 in accordance with the principle of voluntary declaration and willingness to guarantee as much as possible, so as to improve the anti-risk ability of the majority of the elderly and effectively enhance the sense of gain, happiness and security of the elderly.
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Accident insurance for the elderly. In particular, it refers to the insurance coverage provided for the insured's external, unintentional, non-disease-related bodily accident injuries and specific accidental injuries.
Duration and cost of insurance
Each policy has a term of 1 year and is renewed at maturity, with an annual premium of $30.
Insurance Liability
The insured person takes a commercially operated airplane, a legally operated commercial train, subway, light rail, steamship, automobile and other means of transportation, or takes a non-operational unit bus, a family car, or an accidental injury (non-suicide self-harm) caused by a specific situation (gas poisoning, pesticide poisoning, scalding, electric shock, drowning, fire, etc.), accidental injury caused by unintentional and non-diseased falls, slips, falls, hits or hits by high-altitude falling objects inside and outside the house, according to different degrees of death, disability, hospitalization, outpatient treatment, etc., The underwriting company will pay the corresponding compensation according to the compensation standard (the specific standard is subject to the agreement signed with the underwriting company). At the same time, after purchasing accident insurance for the elderly, the insured elderly can enjoy the medical insurance reimbursement policy during their hospitalization.
Among them, Xiangcheng District, Fancheng District, High-tech Zone, Dongjin New Area, and Yuliangzhou Development Zone are borne by the 4:6 ratio of finance at the two levels of the urban area; Xiangzhou District and other counties (cities) are implemented with reference, and the funds are fully borne by the local finance.
According to the plan, the community neighborhood committees (village committees) will register the eligible elderly and fully solicit the willingness of the elderly to apply for insurance. The registration list is entered and managed by the underwriting company on a computer. According to the registration list and the willingness of the elderly to apply for insurance, the insurance company handles the "accident insurance for the elderly" for the elderly in the community as a unit, and gives the elderly insurance certificate.
At present, the plan is seeking opinions from all walks of life. If there are suggestions for amendments, you can call 0710-3536756 or send an email to the [email protected] before the 19th of this month.
Source: Xiangyang Municipal Health Commission, Xiangyang on the Cloud
Editor: Lingling Yang
Proofreader: Kong Yan
Review: Sun Bin, Wang Lu, Chu Nan
Producer: Hubei Daily Xiangyang Branch Rong Media Center