"The bank written test is difficult, it is difficult to go to the sky, but it is not difficult to go to the 'hot search'." Every October autumn recruitment season, the topic related to the "bank written test" has become a "fixed" hot search on weibo lists.
At present, a number of banks have successively opened campus recruitment in the fall of 2022. Among them, the Agricultural Bank of China, the Industrial and Commercial Bank of China and the Construction Bank and other state-owned large banks have recruited more than 10,000 people. Coupled with the recruitment scale of other banks, the total number of bank autumn recruitments this year is expected to exceed 100,000. Although the overall recruitment scale of the bank is not small, for most candidates, it is not easy to enter the banking system.
The large number of questions and the high difficulty have become the biggest feelings of test takers on bank written test questions in recent years. However, under the rising difficulty of the exam, the number of people who apply for the bank recruitment every year is still unabated.
"The question is difficult, like an encyclopedia"
"Before the exam, I still regret that I didn't prepare in advance, and after I took the exam, I am glad that I didn't waste time." A netizen shouted after taking the CCB written test, "I climbed high!" ”
The reporter learned that this year's candidates generally reflected that the questions of the bank written test were more difficult, "like taking an encyclopedia.". Among them, there are 75 questions in one section of the ICBC written test, but the candidates are limited to completing them within 55 minutes. "You feel like these banks didn't want you to finish it when they came up with the question." Yi Feng (pseudonym) from China University of Political Science and Law told reporters.
The written test questions of the bank are very similar to the line test in the written test for civil servants, but in addition to the line test, the examination of the common sense of the financial industry, the latest financial policies and financial and economic knowledge is also added, and the content of the test can be described as all-encompassing.
In recent years, banks have paid more and more attention to the comprehensive quality of candidates when recruiting, and they can also learn a little from the written test questions. Yi Feng mentioned, "The bank will also set up personality test questions in the written test, and this year China Merchants Bank also designed small game types such as dynamic nine-square grid and stubble finding to test the candidates' reaction speed and cognitive ability." ”
In addition, some banks will also add questions related to their own banks to the written test. For example, Everbright Bank's written test contains dozens of questions that examine the bank's corporate culture, including the time of the establishment of Everbright Bank, the total profit in 2021, and so on.
The reporter learned by consulting relevant materials that in the written examination for school recruitment in the banking system over the years, the difficulty of the examination of the 6 major state-owned banks is generally higher, but the "difficulty" is different. According to the candidates' experience in previous years, the Bank of China has the largest number of questions in the 6 major banks, and the English level of the candidates is higher; the mathematical problems of ICBC are more difficult, and the examination of logical thinking will be more important; the questions of CCB are more difficult, there are more multiple choice questions, and many of the corporate culture of CCB will be tested; the agricultural bank question types are the most complex, and in the written test questions in many regions, the types of comprehensive knowledge parts are very complex, including finance, law, management, accounting, computer, encyclopedia, There are dozens of disciplines such as current affairs and politics and ABC's characteristic knowledge.
Many netizens expressed great incomprehension of the way the bank written test questions were examined, but Yi Feng believed that in the era of short videos and fragmented information, good logical thinking and the ability to understand text and images were becoming more and more valuable, and the bank written test questions examined this ability.
Under the continuously high application rate, banks have also made adjustments to the selection mechanism. Yi Feng believes that "for banks, they may not care now about whether they can accurately select the talents they need, but more about whether they can brush off more candidates who do not match themselves in a fair way in a short period of time." ”
Why banks are
What is the "fragrant food" in the eyes of the candidates?
Banks are so "petite" that they have attracted countless candidates to bend their waists. The bank school recruitment written test has been searched many times, which also reflects the favor of graduates for the banking system when looking for a job.
Xi Xi (pseudonym), a senior majoring in international economics and trade at Ocean University in Shanghai, signed up for the china merchants bank and Ping An Bank this year. She mentioned that the reason why she chose to apply for the banking system is that on the one hand, the work in the bank is relatively stable, on the other hand, the current financial major recruitment is "internalized" and it is more difficult to find a job. "There is no finance under the resumption of diplomatic relations in Qingbei", Xi Xi told reporters, "For ordinary college students, we can't get into a good brokerage company, and getting an offer from the bank is also a choice." ”
Affected by the epidemic, graduates have also undergone some changes in their mentality when looking for a job, and the stability of work has become the focus of more people when choosing a career. "People have the stereotype that working in a bank is decent and stable, and the salary is good." Ice Milk (pseudonym), a student of transportation planning and management at Beijing Jiaotong University, is about to graduate with a master's degree this year, and she mentioned to reporters that in this year's autumn recruitment, she participated in the campus recruitment written examination of Bank of China, Industrial and Commercial Bank of China, Bank of Beijing, China CITIC Bank and other banks.
With the increasing number of college graduates and the increasing pressure on employment, there is no shortage of students who turn their attention to government agencies with more stable jobs when choosing a career, resulting in the difficulty of the civil service examination increasing year by year. "Compared to civil servants with difficult exam preparation and limited salaries, the banking system not only meets my needs for a stable job, but also allows me to obtain a more competitive salary level in the local area." Yi Feng said that the phenomenon of "bank fever" is understandable.
In fact, working in a bank is not as glamorous as you might think. In recent years, the turnover rate of bank tellers has increased, and there has also been a "wave of departures" in the "iron rice bowl". Talk show actor House also ridiculed his experience as a bank teller at the recent fire variety show "Talk Show Conference", believing that as a teller, he had completely lost his "freedom to go to the toilet".
Yi Feng mentioned that for finance students, most of them do not want to be tellers, the bank's financial market department, investment banking department and asset management department are their must-compete places, so the competitive pressure of these positions is very large. The second is hr-related positions, which generally believe that there will be better promotion channels.
Bank recruitment highlights drowned out by spit
A netizen who just took the Written Test of the Bank of China said, "They just want people whose eyes are English translators, whose brains are mainframe computers, and whose knowledge is encyclopedias." Many netizens complained, "The Bank of China is afraid that it has taken out the level of electing a president to carry out school recruitment, not only to know astronomy and geography, but also to understand English, computers, current politics and economy." A seemingly understated joke reflects the continuous improvement of the requirements of the bank in recent years when recruiting candidates.
Compared with branches, the recruitment requirements of major commercial bank headquarters are generally higher, and the application threshold is usually a master's degree. The reporter learned in the recruitment announcement that the headquarters of China Construction Bank clearly wrote in the recruitment conditions column of the 2022 campus recruitment announcement, "The applicant must be a 2022 fresh graduate with a master's degree (including) or above in ordinary colleges and universities at home and abroad". But for most candidates, high requirements also mean higher treatment, and they are willing to pay more for it.
From the annual recruitment questions, we can also see the changes in the demand for talents in commercial banks. "15 minutes to do 3 English reading comprehension", the bank recruitment written test questions on the candidates' English proficiency requirements to improve, in fact, reflects the banking industry's emphasis on international talents.
The reporter learned that the Bank of China launched the "small language training plan" in this year's school recruitment, and the recruitment announcement mentioned that the small language graduates were an important talent reserve for the global operation of the Bank of China, and a special training plan was implemented after the recruitment of the bank, and according to the needs of the work and the training situation, the foreign was sent to the corresponding overseas institutions to work. ICBC also launched a similar "Overseas Talents Program" this year, which mainly provides business talents with international vision and professional post experience for the headquarters of the provincial bank and the headquarters of the branch in key cities through joint training and training of domestic branches and overseas institutions.
With the acceleration of digital transformation, banks' demand for fintech-related talents has also gradually increased. Wang Yongqin, a professor at the School of Economics at Fudan University, said, "This reflects the importance that banks attach to financial technology, and can also be seen as a positive response to the rapid development of financial technology companies." Wang Yongqin said that especially in recent years, banks have continuously increased investment in financial technology and vigorously developed digital finance, which has generated many job demands accordingly.
Dong Ximiao, chief researcher of Zhonglian Finance, believes that the highlights of bank campus recruitment every year are often drowned out by a lot of complaining. This actually reflects the misconception of some candidates about the existence of bank recruitment exams, they believe that it is enough to take a bank recruitment job only to prepare economic and financial knowledge, which is not the case. "In fact, the recruitment of talents by banks has long been not limited to economic and financial related majors, but also needs talents from various professional backgrounds. In particular, the demand for compound talents in large banks has increased significantly in recent years. What's more, in the context of digital transformation, banks are in great demand for talents who understand both technology and finance, have high comprehensive quality and broad vision. ”
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Source: Financial Times client
Reporter: Zhang Bingjie
Editors: Yu Jiaxin Li Liujia Yang Zhiyuan
Proofreader: Li Liujia
Email: [email protected]