Now you may often hear various reports on the impact of aging on social development, or you have found that there are more and more elderly people around you now, our grandparents, grandparents are in good spirits, which was unimaginable thirty years ago, according to the University of California, Berkeley and max Planck Research Center "human mortality database data can be seen, human life expectancy is increasing at a rate of 3 months per year, That is, human life expectancy can increase by about 2-3 years every 10 years (excluding conservative estimates of special circumstances), which also means that people's life expectancy is increasing at an alarming rate. According to the statistical communiqué issued by the National Health Commission, the average life expectancy of Chinese residents reached 77.3 years in 2019, an increase of 0.96 years over 2015, and this number is still increasing.
Although you may find that centenarians are still only occasionally in the news, but 80-year-olds, 90-year-old people are often seen and heard around, and these old people, are born in the 1920s-30s, their nutritional status, working environment and born in the 80s to the millennium we are very different, their life expectancy has reached such a high age, then in the middle of the 21st century, after the 80s, 90s gradually into the "old age", longevity life will become a norm.
But in the face of longevity, it must be a good thing, imagine that your parents may have begun to enjoy the travel life after retirement after the age of 55-60, and you may still be working overtime, imagine that if your life expectancy is long enough, and your pension is very small, life after retirement will be very painful, or imagine that our long life will also face more emotional, social and family pressures, which are the challenges brought to us by longevity.
In the era of longevity, our lives will undergo earth-shaking changes, and this change may now be subtly affecting our lives.
First of all, we will find that our education is getting longer and longer, with the development of the economy, people have more and more opportunities to receive education, can go to college, the number of graduate students is also increasing, in the past our grandparents may have been in their teens and twenties to work, but now that the master's degree has been 25 years old, the doctorate is even 30 years old, we will take on family responsibilities later, and enter the work stage later, if according to the traditional three-stage theory of life, then our education stage has moved back significantly.
Secondly, we will face longer working hours, with the advent of the era of aging and longevity, countries are introducing deferred retirement policies, imagine that we can all obtain undergraduate or master's degree education, work from 22 to 25 years old, retirement age will be at least 65 years old, then we will have a long working period of 40 to 43 years, 40 years of work, we will face multiple career choices, will also face a longer working period, The future of work will no longer be a company or a career to the end, we work longer hours and have more choices.
In the end, we will face a longer retirement period. As people's health improves, the elderly in the age of longevity will also be healthier, we have more time to spend in retirement to travel, help children or complete other life goals, retirement life is no longer monotonous, but it also means that we need to spend more after retirement, pension or good social security will be more important to us.
So in the face of longevity, how should we adjust ourselves, I think we should adjust from many aspects such as mentality, economic income structure, work structure and so on. First of all, we must recognize the opportunities and challenges brought to us by the era of longevity, we must learn to think of danger in times of peace, our lives may have been carried out step by step, but delayed retirement will come sooner or later, who will guarantee that there will be no major changes in their careers, our 40-year career will face more changes and challenges, and continuous learning and improvement will become an important topic. Secondly, we must have a life cycle of financial concepts, we will face a longer post-retirement time, pension has become an important part of our life after retirement. It also puts forward new requirements for our financial management and wealth management, how to plan their wealth to achieve stable appreciation, and prepare for their retirement life in advance has become a content that everyone must learn. Finally, the age of longevity means that we will face more social and economic pressures, and good psychological quality and emotional management will help us achieve a more successful life, so cultivating a long-term hobby, a better way of managing emotions will help you become a better version of yourself.
Let us embrace the era of longevity together!
This article Wang Xiaofei said that Shangxue (Silk Road Shangxue) is original, please do not reprint.