Author: Li Yunfei|Source: Original
An old entrepreneurial driver who has been in the mall for a long time, pay attention to me, share a little wealth dry goods every day, and make your life less detours.
2021 is arguably the most unusual year in the past hundred years. Globally, the epidemic is raging, inflation, and the international environment is complex. From a domestic point of view, a series of policies such as suppressing housing enterprises, cutting education, suppressing capital, releasing three children, and common prosperity are continuous.
Many people will say that today is the first year of the great changes in our country in the past century. Since it is a year of great change, it means that there will be many business opportunities and many crises in the future.
We have talked about business opportunities before, and today we will focus on the 4 major changes that ordinary people will face in the next few years, that is, 4 major risks. We know it early to avoid, let's take a look.
<h1 class="pgc-h-arrow-right" data-track="6" > risk of unemployment</h1>
Let's first look at a set of data, the number of college graduates this year reached 9.09 million, and then hit a record high. So what about their employment situation? The employment rate of fresh graduates in 2020 is only 63.7%. This means that almost 40% of college students are at risk of losing their jobs as soon as they graduate.
Secondly, as China continues to suppress off-campus training institutions, this year has ushered in a wave of layoffs in the online education and education and training industry. Under a paper order, 700,000 homeschooling and training institutions and more than 10 million K12 practitioners ushered in a cold winter. Where will they go from here?
Although China is also adjusting a series of economic development directions, there will be more new employment opportunities in the future. However, as far as the current situation is concerned, in the case of the uncertainty of the general environment, we will still face a lot of employment pressure in the future.
Therefore, we can still have a class and a fixed income, and we are already very lucky in the year of great changes.
<h1 class="pgc-h-arrow-right" data-track="28" > second, the risk of currency depreciation</h1>
Since march 2020 to March 2021, the United States has released $5 trillion in water, equivalent to 32 trillion yuan. Later, another $4 trillion was released. Under the influence of the United States, China is also passively releasing water. The consequence of so much money flowing into the market can only be a soaring global price and a devaluation of the currency.
In the past year, China's broad money growth rate was 10.1%, GDP growth rate was 2.3%, and the difference between the two was 7.8%. Then this extra money means that the current inflation rate in our country is. According to the central bank's forecast, inflation remains at a level of 7.3%-7.5% for the full year of 2020. This prediction is relatively accurate. And this phenomenon will continue to occur in the future.
So we will find that, unconsciously, we have less money. At this time, money is worthless, which means that the value of our ordinary people's labor is diluted. This is very detrimental to those of us who cannot manage money today.
<h1 class="pgc-h-arrow-right" data-track="29" > third, the risk of increased competition</h1>
I would like to start with this from three aspects. First, due to the current employment pressure in our country, the market employment environment with more monks and fewer porridges naturally leads to increased competition.
Second, the competition caused by the current state is also vigorously developing artificial intelligence. We see that many places are now engaged in smart technology parks. In the future, the manufacturing industry is all intelligent, then the demand for labor personnel in enterprises will certainly decrease. This will also lead to increased competition for those who will be employed in the future.
Third, the competition caused by the current employment direction and employment habits has increased. From the perspective of employment direction, although the current big data, 5G technology, new energy, and artificial intelligence will usher in a new round of wealth creation in the future, this really has little to do with ordinary people. We ordinary people can still only stop in the industry of food, clothing, housing and transportation to seek development.
In addition, due to the influence of everyone's employment habits, good at imitation, unwilling to innovate, so that even in the development of food, clothing, housing and transportation in the industry, it is also facing extreme inward-rolling phenomenon, fierce competition is self-evident.
<h1 class="pgc-h-arrow-right" data-track="30" > fourth, the risk of self-employment </h1>
In the case of an unstable environment, the coefficient of entrepreneurial risk will increase. Although it is said that heroes are born in the chaotic world, it is more of a "one achievement to become a thousand bones".
Therefore, in the next few years, if we are not completely sure, it will be easy to end up in the end of "hard work for decades, once back to the pre-liberation" end. And in the case of unstable economic environment, the difficulty coefficient of our climbing up will also increase.
These are the four major risks that we ordinary people will face in the future. So what do we do?
First of all, reduce unnecessary expenses, let alone overdraft to consume. Because out of the mix, sooner or later it will have to be returned.
Secondly, to win steadily, not everyone can become Ma Yun. It's important to live the lifestyle that is most comfortable for you, not the one you want most. To put it bluntly, it is to do what you can and see clearly how many pounds you have.
Moreover, learn more, recharge, learn more technology and expertise, so that you can always find your own place in this era of great changes.
In 2021, in the troubled year, ordinary people will face "4 major risks" in the future, what are you prepared for? Welcome to leave a message to discuss.
Author: Li Yunfei, founder of a well-known Internet company, CEO of a large food chain enterprise, engaged in the Internet and physical chain industry for 16 years, has been reported by Sohu.com, NetEase Finance, Tencent, Phoenix.com, Zhongxun.com, Baidu and other well-known media platforms, good at Internet marketing, chain enterprise management.