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As an old man, if you want to open a little, you should eat, wear it, and don't treat yourself badly.

First, in good health, whether you have more money or less money, you must try to store money in the bank as much as possible and take the passbook in your own hands. At best, let your children know that you have money on hand, but you can't tell your children exactly how much money you have in your hands.
Don't look at the filial piety of your children at present, but the real filial piety is that the children can still be filial piety as before the bedtime. If you tell your children in advance how much money you have, the children will remember even if they don't have to leave now. But whenever children need money, they are not in urgent need of money, they will still open their mouths to you, children are not necessary for life, but want to improve the standard of life, presumably how much money you have, children will be eager to take how much money, after all, there is no upper limit to the improvement of living standards. Even if the children say that they borrow, the possibility of returning them is extremely small. If you don't tell your children how much money you have, you can help your children when you want to help them, and you don't help when you don't want to help your children.
Second, even if your body is not as big as before, if you go out, your legs and feet are inconvenient, you can't let the economic power fall by the wayside. The so-called agency is that when you need to use the money, you let the children go to the bank to withdraw the money, and strive to distribute the money in multiple passbooks, as far as possible to avoid letting the children know all the deposits. Of course, how many passbooks you have and the associated methods of withdrawing money should tell your children how much money you have in them to keep secret for the time being. Even if something happens to you, your children will be able to connect with your property smoothly.
Let your children take money back every time to hand over the passbook to you is a necessary process, you don't want to save trouble, just let your children save money for you. You must know that your money is always the money of your children, but the money of your children is not necessarily all your money, and it is easy to give money, and it will be more difficult to return in your lifetime. In particular, children who have taken up the money and even squandered it will regret it when it comes to emergencies.
Third, when the mind is not clear, you should try to make a will before the mind is not clear, or transfer it to your wife for safekeeping. If you don't have a wife or your wife's mind is not clear, you have to put your will on it.
Handing over money to your children is a last resort and a choice forced by the situation, and then you must have the mentality of doing your best and knowing your destiny. The quality of life in later life needs to be determined by the conscience of the children and will be affected by the conscience of the children, and contentment and happiness and living are choices that have no choice.
Conclusion: Self-custody is the relative safest, the transfer of economic power is equivalent to the loss of life initiative, money or their own custody as a good, how to spend how you want to spend.
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