Jimu News reporter Wu Changhua
Correspondent Tang Shijie Xiao Jiru
In the streets, in the community, in the corridors, in the bank lobby, anti-wire fraud tips can be seen everywhere, under the overwhelming propaganda offensive, telecommunications network fraud is still rampant, anti-wire fraud fierce war is still raging. Grasping the crackdown with one hand and prevention with the other hand, the Wuhan public security organs have continuously moved the threshold of prevention forward, and established a new mechanism for active prevention from early warning to stop and interception.
How does early warning interception work? On the morning of October 29, Chutian Metropolis Daily Jimu News came to the anti-fraud center of the Jiang'an District Bureau of the Wuhan Municipal Public Security Bureau to visit the police to intercept the telecommunications network fraud disposal process, and followed the police to see a party who was warned by the anti-fraud platform.
Police officer Pan Liming saw the electric fraud warning party
How early warning interception of wire fraud is done
"Every day, the amount of police situations we deal with is quite large, reaching eight or nine hundred in many cases, and three or four hundred when there are few, of which high-risk and emergency level police situations account for about 1/3." You see, there were a lot of police situations this morning, and there were already more than 20 high-risk and urgent police situations..." At about 8:40 a.m. on October 29, a reporter from The Chutian Metropolis Daily walked into the anti-fraud center of the Jiang'an District Bureau of the Wuhan Municipal Public Security Bureau, and Pan Li, a police officer known as the "electric fraud buster," was disposing of the wire fraud police situation in front of the computer.
Police officer Pan Li is dealing with the wire fraud police situation
"Are you Ms. Li?" Police officer Pan Li dialed the first mobile phone number on the high-risk, emergency level police information list, successfully connected, the reporter felt some surprise - high-risk, emergency warning is often being defrauded, the party's mobile phone should be in a busy state.
Pan Li continued: "I am the jiang'an sub-bureau anti-fraud center police, the early warning platform shows that you and the suspected fraud phone number for a long time on the phone, we remind you to immediately terminate any contact with the other party, do not carry out any transfer operation, at the same time, we will come to the door to meet you, further anti-fraud propaganda, and prompt you to download and install the National Anti-Fraud Center APP." ”
Ms. Li expressed her gratitude, she said that she did receive a strange phone call, but did not carry out the transfer operation, before the Wuhan Municipal Public Security Bureau Anti-Fraud Center police have called her, she has understood that the strange phone is a liar, absolutely will not be deceived again, and has just downloaded and installed the National Anti-Fraud Center APP. She said that she was undergoing home isolation, and I was afraid that it would be inconvenient for the police to come to her door.
Pan Li said that when her isolation period expires, the police at the police station in the jurisdiction will contact her again and ask her to publicize anti-wire fraud knowledge to relatives and friends.
How does early warning interception work? Pan Li told reporters that the early warning platform of the Wuhan Municipal Public Security Bureau Anti-Fraud Center is supported by public security big data, and it is found that the number of suspected wire fraud will issue an early warning when it calls with the residents, and the platform will classify the length of the call, if the call time is longer or multiple calls, it is identified as a high-risk police situation, and the longer call time is classified as an emergency police situation. High-risk and emergency police information is immediately distributed by the municipal bureau platform to the relevant sub-bureau platform, and the anti-fraud center of each sub-bureau is pushed to the police station under the jurisdiction of the party, and the police of the police station immediately intercept and stop, "The municipal bureau, sub-bureau and police station form a three-level early warning and interception system to ensure the success of interception." ”
Pan Li told reporters that since the beginning of this year, the high-risk and emergency electric fraud police situation of the Jiang'an sub-bureau has basically been successfully intercepted, a total of 63 cases, and 6.488 million yuan has been avoided for the residents, of which the largest amount has reached more than 2 million yuan.
Fake customer service claims "refund" how to cheat money
Subsequently, the police officer Pan Li dialed the phone of Mr. Zhang (pseudonym) on the high-risk warning list and expressed his hope to meet at the door.
"Your call came just in time!" Mr. Zhang said that he received a strange phone call, and he had some doubts in his heart and was willing to meet with the police, but he was now doing something outside. Pan Li asked for the address and set off immediately.
Why do you insist on meeting after getting through the phone? On the way, Pan Li said that to ensure that everything is foolproof, the instructions are in place, "If the transfer is made, all the previous efforts are in vain." ”
About 20 minutes later, Pan Li met Mr. Zhang on Lingjiaohu Road.
Mr. Zhang said that he received a strange phone call, the other party claimed to be a customer service of an online store, saying that one of the goods package he ordered was accidentally lost, and the store wanted to refund him and let him provide a bank card number. Mr. Zhang did not immediately believe it, and the "customer service" was very patient, reporting the items he had purchased online and his ID card number, and persuaded Mr. Zhang to believe it. Mr. Zhang thought that the previous refund was returned the same way, and did not need to provide the bank card number, so he replied "later", at this time, he received a call from the police.
"You're doing the right thing." Police officer Pan Li told Mr. Zhang that this is a typical impersonation of customer service fraud.
Mr. Zhang asked: "I am still a little confused, fake customer service said to refund, so how do they cheat money?" ”
Police officer Pan Li told Mr. Zhang that the refund was fake and just bait. Scammers illegally obtain information about your order in order to gain your trust. Let you provide bank card number is a disguise, but also to strengthen your sense of trust step by step, and then, scammers may require you to scan the two-dimensional code to fill in the name, ID card number, bank card number, password, contact information and other information, may not require the password but require the parties to provide a "platform review" verification code, and then through the network platform transfer or consumption, cheating away the deposit; there are other methods, such as claiming that the party's credit is insufficient Refund can not arrive, need to transfer, refund operation "improve the flow" and so on, Even more powerful, even requires the parties to operate online loans to lend money to them to transfer money to increase the "boost flow", and the amount of demand continues to rise until the parties understand that they are deceived.
Subsequently, the police officer Pan Li instructed Mr. Zhang to download and install the App of the National Anti-Fraud Center, and explained the functions and use methods.
Police officer Pan Li instructed Mr. Zhang to download and install the National Anti-Fraud Center APP
"Electrocution Busters" minimalist explanation of popular deception
Pan Li, 36 years old this year, is a young teacher in the anti-fraud front, known as the "electric fraud buster". In 2017, the Jiang'an District Public Security Bureau selected outstanding police officers to form an anti-fraud professional team, and Pan Li actively signed up and was selected to join the anti-fraud center team. He once sprinted more than 500 meters in henan towns, chased cars and successfully captured suspects; spent several days and nights combing through more than 3,000 pieces of capital flow to dig out money laundering gangs - since last year, he has traveled 2/3 of the time in other places to handle cases. At the Anti-Fraud Center of the Jiang'an District Bureau of the Wuhan Municipal Public Security Bureau, police officer Pan Li was known as the "electric fraud buster". In the past 4 years, he has participated in the smashing of more than 20 wire fraud gangs, arrested more than 1,600 suspects, and won the second class of personal merit. On July 1 this year, Pan Li was named an outstanding Communist Party member in Wuhan.
Police officer Pan Li at the anti-fraud center of the substation
In an interview with reporters, Pan Li analyzed the most popular electricity fraud techniques at present.
According to the number of police situations, the top two are single-type fraud and loan fraud. Brush single rebate is a pretext, the scammer on the small amount of brush single return, cheating trust after increasing the amount of brushing and no longer return, when the victim asks, the scammer requires the victim to scan the code to apply, or pay the "security deposit", "handling fee", "audit fee" and other fees to continue to cheat money. Loan fraud, under the guise of providing "low-interest, unsecured loans", first asks for identity information and bank card information, and then requires the parties to scan the code, provide a "verification code", or require the parties to provide a "security deposit", or claim that the card number is filled in incorrectly and needs to pay the "audit fee" and other fees until it can no longer be deceived.
At the forefront of the number of police intelligence is also the counterfeit public prosecutor's law fraud, which intimidates the victim into a "big case", brainwashes the victim through fake wanted warrants, fake police officer cards, and fake videos, requires the victim to transfer all the deposits to the so-called "safe account" for review, and defrauds the victims of their deposits, often for a huge amount.
False platform investment fraud is also very common, often with the help of online dating, love, that is, the so-called "pig killing disk", to induce victims to download and install illegal APP for various types of "investment", this type of fraud is characterized by a long duration, many victims are deeply involved in it, do not believe that they have been deceived.
Pan Li carried out anti-wire fraud propaganda
In addition, fake SMS scams still happen continuously. Scammers make up a variety of reasons, such as ETC expired activation, social security inspection, business registration review, distribution of benefits, etc., characterized by a URL link in the text message, once the URL is clicked, the mobile phone may be implanted by this malicious website Trojan virus to steal information, may also trick the victim to fill in the submission information on the web page, and then implement fraud. Due to the stronger concealment of fake SMS scams, the police are not easy to detect, and it is recommended not to click on the URL links in mobile phone text messages.
The details of telecommunications network fraud are ever-changing, and there is a common distinctive feature, that is, the scammers contact the victim through the telecommunications network in a false identity. Then, as long as the parties concerned do not believe in the pie from heaven, do not believe in sudden disasters, do not induce for profit, and are not afraid of intimidation, the wire fraudster will have no way to start and it is impossible to succeed. One sentence to sum up: ignore the stranger who suddenly finds it. If I add another sentence, it is that no information is disclosed online, and no money is transferred.
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