Yangzi Evening News Network August 19 news (reporter Zhang Lingfa correspondent Cao Lu Wu Rui) "The year before, relying on the 'grape loan' to easily borrow 100,000 yuan loan, my family added 6 acres of steel frame greenhouses, plastic film and sunshine rose seedlings, the business is more than the original, the income increased by 30,000 yuan, and now this day is getting better and better." On August 19, the party branch of the Jurong City Local Financial Supervision Bureau "Xue Yafu Do Yafu" Jinnuan Rongcheng Volunteer Detachment and jurong Sunan Village and Town Bank returned to the letter user, Maoshan Town grape grower Yang Wenyi said excitedly.
Maoshan Town in Jurong City has always been dominated by grape growing, but the financial services available to villagers in the town are relatively limited. To this end, since 2019, Jurong Sunan Village and Township Bank has used the grid marketing system to divide the credit of grape growers in Maoshan Town, and rated 100 credit users, who can borrow online through "grape loans", not only with low interest, but also with borrowing and repayment, and can enjoy convenient financial services at the doorstep of their homes. Now that more than two years have passed, what is the situation of the credit user loan? Combined with the practical activities of "I do practical things for the masses", the Jinnuanrongcheng Volunteer Detachment of the Party Branch of the Jurong Local Financial Supervision Bureau and the Jurong Sunan Village and Town Bank conducted on-site return visits and guidance.
In Maoshan Town, there are not a few people like Yang Wenyi who increase their income by "grape loans". Dai Jiewen, the head of Jiewen Farm, applied for a "grape loan" totaling 600,000 yuan in January and June last year, expanding 12 acres of grape land and increasing the annual income of 100,000 yuan. After all the grapes were sold last year, Dai Jiewen directly returned 200,000 yuan on the mobile phone. Subsequently, he continued to purchase steel frame greenhouses and grape seedlings. Due to his good credit history, the bank currently has a credit line of 600,000 yuan. Lu Yang, account manager of Sunan Village Bank, introduced. At the same time, there are also many grape growers who report that they have seen others easily borrow money through "grape loans", but they do not know how to operate on the mobile phone terminal. After learning about this situation, the bank staff demonstrated the use process of "grape loan" loan on the spot, scanned the two-dimensional code to enter the loan mini program, filled in the relevant information, completed the credit within 24 hours, and lent money in time within 48 hours, so that the growers could solve the problem of funds without leaving the village, and use the grape "loan" to develop new momentum in rural areas. “
Banks like the Southern Jiangsu Village and Township Bank, which can effectively alleviate the problems of farmers' loan difficulties and guarantee difficulties, and Jurong Rural Commercial Bank, focus on the needs of 'three rural' financial services and innovate agriculture-related financial products that meet the actual conditions of agriculture and rural areas in the city. According to the staff of the local financial supervision bureau. By the end of July, Jurong City had handled a total of 101 grape "loans" and issued a total of 11.96 million yuan, providing strong credit support for the implementation of the rural revitalization strategy.
Proofread by Xu Heng
Source: Purple Cow News