Ms. Zheng does business in Jinhua
It is said that there was a traffic accident in May
Insurance claims have been inconclusive
Ms. Zheng: At around 2:18 a.m. on May 20, it was probably in this position, and there was a little bump, and then I stepped on something, and I fell. The car came over, I saw it, but I couldn't dodge. I dodged the front wheel, but not the rear wheel, and was dragged almost a meter away.
Ms. Zheng runs a restaurant in Wucheng District, Jinhua City
She said she was delivering late-night snacks to customers
The destination is relatively close
Just choose walking
Fell at the door of a cigarette hotel in Sanlukou Village
At this time, a car passed by
Ms. Zheng: The left elbow and the right knee are all blurred, and this one is all flesh and blood. It didn't hurt much in my lower back at that time.
Reporter: When did you find out about your back injury?
Ms. Zheng: On May 24, I suffered a lumbar fracture, and he said that if you don't get it, you will be paralyzed. The 4 knives and 4 cuts were all caused by the car accident at that time, and my lumbar vertebra fracture was mainly on this step, and I was dragged by them together, and I threw it out at the back, resulting in this disability.
At the time of the interview
Ms. Cheng had scars on her arms and legs
There is a scar in the lower back area
Ms. Zheng said
At that time, the well-wishers around her helped her call 120
Ms. Zheng provided her admission record on May 20
Among them, the results of facial skull and right knee CT showed results
No significant fractures were found
Swelling of the soft tissues of the right maxillofacial area
Ms. Zheng said
After discovering a problem with the lower back
She changed hospitals
She provided discharge records from another hospital
The date of hospitalization is June 3
He was admitted to the hospital and diagnosed with lumbar vertebra fracture and multiple contusions
Ms. Zheng: At that time, after the driver dragged me to the end, he drove away with one foot on the accelerator. Later, it was not until May 24 that he appeared, and he said that he didn't know anything, and the traffic police determined that he was fully responsible, and I was not responsible.
Ms. Zheng provided
Road Traffic Accident Certificate
It reads:
The right rear wheel of the vehicle was crushed
Ms. Zheng, a pedestrian who fell on the road
A road traffic accident that resulted in Ms. Cheng's injuries
The party, Mr. Wang, bears full responsibility for the accident
Client: She drank and fell to the ground drunk, and in that kind of alley, it was already the second half of the night. We drove and looked, and we couldn't see it.
Reporter: Did you drag her at that time, did you recall it at the time?
Mr. Wang: How do I know, I didn't even know I met her. Two or three days later, the traffic police called me and he said I had hit someone. The insurance company has always refused to pay compensation, and what does it mean is that my car didn't touch her waist at all, and what kind of old injury. According to my mobile phone, because when I went to the traffic police to deal with it, I took a video, and it was indeed touched, but it was really not on the waist or on the feet. I also wish she could lose the money, I have insured all of them, and I have also insured 1 million and 2 million.
Mr. Wang said
I transferred 3,000 yuan to Ms. Zheng
In terms of claims, Ms. Zheng also needs to find an insurance company
Ms. Zheng said
Only a few alcoholic beverages were drunk at the time
Be conscious
She went to the insurance company
Compensation has not been paid for a long time
Ms. Zheng: At the beginning, I said that I would pay for it, but then I made an excuse that I had an old injury on my waist, and I didn't have a waist injury before. Originally, I was alone, I was a little girl, I could do the work of a big man, I didn't need employees in the store, I was busy with the chef. Lumbar vertebra fracture surgery, the rest are skin injuries, more than 26,000, I hope they can pay me as soon as possible. Because I'm under too much pressure now, I can't work, first of all, I now hire people, and I pay for the medical expenses myself. For example, I owe money to these merchants that I buy. Excluding medical expenses, the tenth-grade disability is more than 140,000, labor expenses, nutrition expenses, and what other expenses, anyway, the total is about 200,000.
Ms. Zheng provided a forensic opinion
The expert opinion is
Ms. Zheng's main injuries were:
Compression fracture of the 1st lumbar vertebrae
After surgical treatment
Assessed as a grade 10 disability
Traumatic injuries from a traffic accident on May 20, 2024
Plays a complete role in causing the disability
Came to Taiping Property Insurance Co., Ltd. Jinhua Central Branch
The staff said that the person in charge was not available on the rest day
Taiping Property Insurance Co., Ltd. Jinhua Central Branch Staff: I will also tell him, anyway, I will see how to contact him on Monday.
Later
Staff of Taiping Property Insurance Jinhua Center Branch
Send a reply to indicate it
According to available materials and video of the scene of the accident
It could not be confirmed that Ms. Zheng suffered a fracture of the lumbar vertebrae
Related to this accident
Therefore, there is a doubt about the claim
They will then combine the facts
In accordance with the insurance contract
Conscientiously fulfill contractual obligations
Strive to reach an appropriate solution
Ms. Cheng disagreed
She hoped that the insurance company would come up with evidence
It was proved that her back injury was not related to the accident
afterward
Zhejiang Qianmai Judicial Appraisal Center Jinhua (Zhenglu) Institute
The person in charge contacted the reporter
It was said that the original facts of the case were not comprehensive
They have issued a notice to revoke the expert opinion
It will take effect upon delivery to Ms. Cheng