Social security knowledge, crayfish daily sharing No. 1086, welcome to pay attention!
In recent years, with the aging trend of the mainland's population, the discussion about delaying retirement has become more and more intense.
Deferred retirement, as the name suggests, is to raise the statutory retirement age so that workers can work longer hours.
Although this policy has helped to alleviate the pressure on pension insurance funds and stabilize the labor market to a certain extent, there are also many drawbacks hidden behind it.
This article will analyze the following aspects:
1. Impact on the physical and mental health of workers
- Decline in physical fitness: With the increase of age, the human body function gradually declines, and the intensity of working for a long time may lead to the decline of physical fitness of elderly workers, and even cause a series of diseases.
- Increased psychological pressure: Delayed retirement means that workers need to work longer under pressure, and the psychological burden cannot be ignored for workers approaching retirement age.
Impact on the labour market
- Squeeze the employment of young labor: Delayed retirement may lead to older workers occupying certain jobs, which will squeeze the employment space of young labor and intensify competition in the job market.
- Imbalance in labor structure: Delayed retirement may lead to an imbalance in the age structure of the labor market, and the proportion of young labor force will decline, affecting the innovation ability and market vitality of enterprises.
Impact on families and society
- Increased family burden: Delayed retirement means that older workers need to continue to take on family responsibilities, which may affect children's education and pension issues.
- Increased pressure on social security: Although delayed retirement can alleviate the pressure on pension insurance funds in the short term, in the long run, the needs of elderly workers for life and medical security after retirement will be more severe.
Fourth, the impact on the enterprise
- Rising management costs: Companies need to respond to changes in the age structure of their employees, adjust their management strategies, and improve their welfare packages to meet the needs of older workers.
- Limitation of innovation ability: Delayed retirement may lead to an imbalance in the age structure of the enterprise, affecting the innovation atmosphere and innovation ability of the enterprise.
5. Impact on the pension insurance system
- Increased pressure on pension insurance funds: Although delayed retirement can alleviate the pressure on funds in the short term, in the long run, with the increase in retirement age, the pressure on pension insurance fund expenditures will continue to increase.
- Unfair pension insurance system: Delayed retirement may lead to an increase in the gap in pension insurance treatment between different industries and different groups, and exacerbate social inequality.
In short, in the process of implementing the delayed retirement policy, we should not only see its positive effects, but also pay attention to its potential drawbacks.