On July 18, 2024, the Third Plenary Session of the 20th Central Committee of the Communist Party of China adopted the Decision of the Central Committee of the Communist Party of China on Further Comprehensively Deepening Reform and Promoting Chinese-style Modernization. The "Decision" decided to "promote the reform of the gradual postponement of the statutory retirement age in a steady and orderly manner in accordance with the principle of voluntariness and flexibility." In other words, delayed retirement is the general trend, although there is no specific details of delayed retirement, but as a post-90s, retirement at the age of 65 is not far from ten.
Think about the days to come, if you still have a formal job, when you are 60th birthday, you have to ask the leader for leave, if the leader does not approve, you will not be able to live your 60th birthday. I'm looking forward to that day!
Facing the challenge of being unemployed at the age of 35, for the post-90s, it is already a test of life, and it is also an opportunity for deep self-reflection and re-planning for the future. If the retirement age is postponed to 65 years old, how to make effective use of this 30-year period has become a question worth pondering. This article will provide some practical and concrete advice for the post-90s generation facing this challenge from multiple perspectives.
1. Re-employment strategies
First of all, in the face of unemployment, the most important thing is to quickly adjust your mentality and actively look for re-employment opportunities. At this point, consider upgrading your skills, learning something new, or changing careers to increase your employment opportunities. For example, with the rapid development of artificial intelligence, big data and other fields, the demand for talents in related industries has increased significantly. By taking an online course or enrolling in a vocational training course, you can not only learn new skills, but also add highlights to your resume and increase the success rate of reemployment.
At the same time, middle-aged people can pay attention to some positions suitable for their age group, such as project management, corporate consulting, education and other fields. These fields tend to place more emphasis on work experience and life experience than on youth and physical strength.
2. Possibility of part-time or freelance work
If you can't find a full-time job for the time being, part-time or freelance work is also a good option. In the case of writing, many platforms are looking for good content creators. In addition, positions such as design and translation are also ideal for freelancers. The advantage of this type of work is that the time is flexible, which can increase the income without compromising the care of the family.
3. The path to entrepreneurship
For the post-90s generation with a certain amount of savings and industry experience, entrepreneurship is a path worth considering. Using your experience and resources, you can try to open a small company or studio, such as catering, culture and media, education and training, etc. Entrepreneurship can not only solve its own employment problems, but also create more employment opportunities for the society once it is successful.
4. Investment and financial planning
Proper financial planning, investment, and financial management are also ways to cope with unemployment. You can choose stocks, funds, real estate and other investment methods, but you must pay attention to risk control and avoid blindly following the trend. In addition, the establishment of an emergency fund is necessary to deal with possible contingencies.
5. Continuous learning and self-improvement
It is very important to use this time to improve your knowledge and skills. Whether it's learning new technologies through online courses, or broadening your horizons by reading and attending seminars, you can increase your competitiveness. At the same time, be curious and eager to learn, and be open to new things, which will help keep you active in your future career.
6. The importance of healthy living
Maintaining a healthy lifestyle is essential for long-term career advancement. Focusing on diet, exercise and rest, as well as regular check-ups, are all foundations for maintaining physical and mental health. Only when you are healthy can you have enough energy to face challenges in work and life.
7. Balance between social and entertainment
The importance of socializing and having fun should not be overlooked while planning your career. Being socially active and maintaining good relationships with family and friends can help keep you mentally happy. At the same time, proper recreational activities can also relax the mind and increase productivity.
8. The value of volunteering
Volunteering not only helps others, but also enriches one's own life experience. Whether it is participating in community service or joining a non-profit organization, people can feel the joy of helping others, and at the same time, they can expand their social circle and increase their life experience.
9. Plan ahead for retirement
Although retirement may seem far away, it is essential to plan ahead. Taking into account the cost of living after retirement, medical security and other issues, and preparing in advance, (retirement savings) can ensure the quality of life after retirement.
10. The necessity of psychological adjustment
In the face of unemployment and long-term retirement planning, it is important to maintain a positive and optimistic attitude. You can adjust your mindset through psychological counseling, reading, traveling, etc., so that you can face the challenges in life with a more positive attitude.
In short, in the face of the 30 years from unemployment to retirement, the post-90s generation needs to have clear goals and plans, continue to learn and improve themselves, maintain a healthy lifestyle, actively participate in social and recreational activities, and do a good job of psychological adjustment. In this way, you will not only be able to effectively cope with the current challenges of unemployment, but also lay a solid foundation for your future retirement.
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