Although many people do not want house prices to fall, but house price declines can also bring a lot of benefits, after all, "a whale falls, everything is born", so the decline in house prices is not particularly unacceptable.
However, the more worrying thing than the drop in housing prices, although I don't want to admit it, seems to have happened!
Many highly educated people are doing some jobs that can be done without academic qualifications, if the role of academic qualifications is not so great, what is the point of spending so much money to improve academic qualifications?
Whether it is a rich family or a family without money, our money is earned by hard work, not by the wind. Especially for poor families, it may be more difficult to earn some money by themselves than it is for rich people, so for poor families, they want to be able to spend their own money on the cutting edge, so they will consider the ratio of investment and return.
Look at us now, some college students are delivering takeaways, some college students are delivering couriers, some college students are driving online car-hailing, some college students are driving taxis, and some college students are working as waiters.
Since you don't need such a high academic diploma, you can do a good job. So what is the meaning of spending so much money from parents and spending so many years on yourself to have such a high degree and invest so much?
There are many celebrities and Internet celebrities who especially like to engage in live broadcasts, but if a large amount of business is done by a few head anchors, then it will be more difficult for ordinary people and ordinary shops to do business.
For ordinary stores, whether it is a traditional physical store or an online store, the daily transaction volume is basically only that, although it will not be too little, but it will not be too much.
However, with the advent of live broadcasts, this pattern seems to have been broken, we can look at the data of those live broadcasts, especially the kind of stars and Internet celebrities who have a large number of fans, that is to say, those anchors who do better at the head have millions of transactions per live broadcast.
But we only have a population of 1.4 billion, and the total consumption is basically the same, which means that the whole cake is only so big, if the first few people eat a lot of cakes, then the rest of the ordinary people can eat even less cake. We say that the first rich lead the latter to get rich, so is it really necessary for those who have become rich to let them make so much money again? Perhaps it would be better to give more wealth to ordinary people, because when ordinary people have money, everyone's willingness to consume will be higher, and it will be easier to drive economic growth.
Nowadays, the desire to have children is not high, but we seem to be quite keen on artificial intelligence, and if automation becomes more and more popular, then people may be even more reluctant to have more children.
We might as well take a look at your data first, that is, the number of births in recent years, from 2010 to 2023, the number of births in each year are: 15.88 million, 16.04 million, 16.35 million, 16.4 million, 16.87 million, 16.55 million, 17.86 million, 17.23 million, 15.23 million, 14.65 million, 12 million, 10.62 million, 9.56 million, 9.02 million.
The number of primary elements has been decreasing year by year, and in recent years, the rate of decline has become even more pronounced. As a country with a large population, it doesn't matter much if the number of people is small, the key is that we are afraid of a sudden and drastic reduction. After all, in that case, the original population structure will be easily broken, which will easily lead to new problems, such as the current pension pressure problem.
However, many industries are actually quite keen on artificial intelligence, and some jobs have been gradually replaced by machines, so everyone's fertility willingness may be lower.
Housing prices have fallen, and people who can take out loans to buy a house are prone to becoming poor.
This is also one of the reasons why many people are reluctant to see house prices fall, especially those who bought houses when house prices were more expensive in previous years, and they are even more reluctant to see house prices fall.
Of course, if you buy it back and live in it, and you buy it in full, the impact doesn't seem to be so big, after all, no matter how much the house is worth, you don't plan to buy it anyway.
But if it is a loan to buy a house, it is different, because there are still many loans to be repaid after taking out a loan to buy a house, carrying so many monthly payments every month, and to a certain extent, many people are beginning to feel that the money is not so easy to make when the house price falls.
Well, if your earning capacity also declines, but you still have a lot of mortgage repayment every month, then the pressure to repay the mortgage will be greater. If you can't afford to cut off the supply, then you are likely to become poor.
Today's young people actually make a lot of money, but it is still difficult to save money.
If you compare the current young people with the older generation, the money earned by today's young people is actually not less, and they basically have a salary of several thousand yuan a month, but young people also spend more, and it is difficult to be as frugal as the older generation. In this way, it is not easy to save money.