As mentioned in the last issue, I decided to work hard to save money, and after retiring early, I made a monthly fund allocation, and when I made the allocation, I found that there are actually some consumption items that allow me to deduct a little money.
After all, what you save is what you earn, and the more you save, the more you save, the more you will be away from my retirement.
1. Transportation expenses
When counting my monthly fund allocation, I referred to the fund allocation of the previous month, and I suddenly found that the money I spent on transportation every month was about 500~800, I really didn't know if I didn't know the statistics, I was shocked by the statistics, I really didn't expect my transportation expenses to be able to spend so much.
After taking a look at my transportation expenses, I mainly distributed them in the fact that I didn't want to squeeze the bus every morning, so I took a taxi to work and was too lazy to squeeze with others after work, thinking that I would go home quickly to rest, and then take a taxi home.
In this way, the cost of commuting to and from work is about 500~800, and if you encounter some bad weather, then it may be a little higher.
So when I counted the transportation expenses, I decided that I would no longer take a taxi every morning and after work in the future, but choose a cheaper means of transportation, such as buses or shared bicycles.
If I take the bus every day, my transportation expenses may be less than 100 yuan a month; Isn't this another five or six hundred yuan saved?
Then the five or six hundred yuan saved is equivalent to an increase in my income of five or six hundred yuan in my savings plan, and it will be one step closer to my early retirement.
2. Utilities
When I was sorting out the funds, I also found that my utility bills were also very large. Mainly because it's summer now, the weather is very hot, you need to take a shower every night, plus wash clothes, at least 200~300 a month.
And it's about to enter the hot summer, plus the cost of air conditioning, at least 400~500 a month, think about it, it's really an incredible number.
I was thinking how I could save the four or five hundred dollars a month? First of all, I decided the electricity bill at home, and I could use it to buy a large power bank directly when I went to work every day, and then took it home to use after going to the company to charge it every day.
In this way, my electricity bill may be the lamps at home that need to be consumed, but if I buy a USB light source, I can directly plug it into the power bank, so that my home electricity bill can save a little!
The air conditioner depends on the situation, if it is not particularly hot, then I will not turn it on, so that the summer will pass, it is really not possible to go downstairs and sit for a while, and you can also look at the scenery outside.
When it comes to water bills, I plan to start with myself first, such as choosing to wash some small pieces of clothing by hand, so that I can also save some electricity and water bills. If I use a washing machine, the electricity and water bills for one wash of clothes may be enough for me to wash my clothes by hand several times, which saves some money.
If you calculate it in this way, my family's water and electricity expenses may be between 100~200, so will it save 200~300?
In the end, I found that I drink water more often at home, because it is hotter in summer, so I decided to bring a large thermos cup to the office in the future, and take a full pot of water home after work every day, so as to save a sum of money, I am really a little genius.
3. Snacks
When classifying consumption, I found in one item of food that I spent about 2000~3000 last month, accounting for half of my salary, (I'm really a big glutton!) ）
But in the actual process, I found that in fact, the number of times I ordered takeout, the cost of real meals may be less than 800 yuan, and the rest is basically to buy snacks and fruits.
After all, snacks and fruits are really expensive now, and it may cost 100~200 to simply buy a little bit, and it will cost a lot of money in a month.
But it's not okay not to eat, after all, people want to take a variety of vitamins, so I decided that I want to limit consumption, for example, I want to stipulate that I buy snacks or fruits about 100 yuan a month, then I can buy anything within this 100 yuan, and if it exceeds 100, it can't!
When buying fruits, I decided to also buy some seasonal fruits, for example, now watermelons are about 8 cents to a piece, and you can buy a big watermelon with 10 yuan a day, which can be eaten for a long time, and refuse to buy out-of-season fruits!
In this way, my spending on snacks and fruits is fixed at 200 yuan per month! Isn't it another savings?
Summary at the end of the article:
"Door-picking" consumption: transportation expenses 100 yuan + water and electricity expenses 150 yuan + snacks 200 yuan = 450 yuan / month
The next issue will continue to share the places I found in life that can still be "slammed the door", and interested partners can not pay attention to me!
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