Time flies really fast, half of 2024 has passed in the blink of an eye, and I looked at my consumption expenditure bill for the past half a year, I don't know if I don't know it, it's really a bit surprising to see it.
Let's talk about my basic situation first: at present, there are only me and my husband, and there is no burden of supporting the elderly, and the current provident fund of the mortgage can temporarily support it for a few years (without unemployment), so the current mortgage does not use our cash flow. Since the new house has not yet been delivered, the current monthly rent is fixed at 3,000 yuan. There is no commuting cost for the two of us to go to work on weekdays, and the mode of transportation is mainly a small electric donkey, which is only 2 yuan a week.
After reading the bill, in the past six months, the total consumption has been nearly 5.3w! The average monthly expenditure is nearly 9,000 yuan! Excluding the monthly rent of 3,000 yuan, that is to say, the daily living expenses reach 6,000 yuan per month! That's almost enough to catch up with someone else's monthly salary.
When I saw this number, my first reaction was: Where did all the money go? After all, we don't have any big consumption on weekdays, and we don't have any entertainment activities, and in the past six months, we have only gone out to travel once, so why did we spend so much?
Fortunately, I usually have the habit of keeping accounts, and I looked at the big head mainly in the rent and transportation, which is strange, we both commute on weekdays and don't need 100 yuan a month, why are there so many? If you look closely, it turns out that there is only one trip and the ticket money to return to your hometown on holidays, as well as the subway fare for going out on weekdays.
However, I must not say that the subway fare in Shanghai is really expensive, starting at 3 yuan, but I have never taken the subway less than 3 yuan, basically five or six yuan, back and forth is more than a dozen yuan, so as long as you go out, you have to spend more than a dozen yuan without doing anything, which is more expensive than the taxi fare in other cities! Speaking of taxi fares, taxi fares in Shanghai basically start at 16 yuan, and the taxi fare in my hometown is only a few yuan!
Did you notice that my spending in January, February and April was much higher than in other months? I believe that your spending in January and February should also be very high, do you know why?
Because that time period is the Chinese New Year, the favor expenditure is the largest consumption! And April is the time for us to travel, so the expenditure in these months is as high as more than 10,000!
The next month is the time to pay the rent again, and it is another big expense!
After reading my expenses in the past six months, do you think it is too much? Is there anything more than me to see!
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