Recently, many places have continued to introduce support policies for house purchases.
On July 4, Fuyang District, Hangzhou, Zhejiang Province issued a new policy for the property market, which proposed to encourage real estate enterprises to promote and give sales incentives; Encourage unit employees to buy in groups and give subsidies for house purchases; Pilot "Housing Enrollment Registration"; Those who pay the deposit during the housing fair and complete the online signing on time will be rewarded for buying a house.
On July 3, Suining, Sichuan Province issued 11 new policies for the property market, which proposed to implement housing purchase subsidies, implement housing "old for new" actions, promote housing collection (relocation) housing ticket resettlement, and the children of new home owners can enjoy nearby school qualifications.
In addition, Ya'an in Sichuan, Putian in Fujian, and Pu'er in Yunnan have all adjusted their housing provident fund loan policies.
Hangzhou Fuyang encourages real estate companies to promote
On July 4, Hangzhou Fuyang District issued the "Notice on Measures to Promote the Healthy and Stable Development of the Real Estate Market".
Among them, it is proposed to encourage real estate enterprises to promote, and during the period from April 1, 2024 to December 31, 2024: if the first pre-sale project sells 20,000 square meters or more in the quarter, a sales area of 10 yuan/square meter will be rewarded; The part exceeding 30,000 square meters and above will be rewarded with 20 yuan/square meters. If the project on sale increases by 10% or more quarter-on-quarter, the sales area will be rewarded with 10 yuan/㎡; For the part that rises by 20% or more month-on-month, the sales area will be rewarded with 20 yuan/㎡.
During the period from April 1, 2024 to December 31, 2024 (inclusive), if employees and villagers (stockholders) of rich institutions, enterprises (institutions) and villages (joint-stock economic cooperatives) organize employees and villagers (stockholders) to purchase 3 or more sets of newly built commercial residences in Fuyang District, after handling the real estate ownership certificate, they will be given subsidies of 1% and 1.5% of the total purchase price of the actual house purchase to the employees respectively, and the subsidy amount shall not exceed 50% of the actual amount of deed tax paid.
In addition, from 2024 to April 30, 2026, if the parents of school-age teenagers and children obtain the real estate certificate of the newly built residential commercial housing but do not meet the requirements of the original policy time limit, or their parents purchase the newly built residential commercial housing within the specified time and sign a formal house purchase contract and pay in full, the new students who need to enroll in the school will first submit an application to the District Housing and Urban-Rural Development Bureau for verification of the real estate conditions, and then the District Education Bureau will verify the enrollment after verification. At the time of admission, those who have applied for the real estate property right certificate will be given priority to those who have only signed the contract, and at the same time, according to the time of processing the real estate property right certificate in the name of their parents and the time of signing the contract, after the enrollment of the original policy is over, the overall arrangement will be made according to the balance of public school places.
In addition, individuals or enterprises who sign a subscription agreement with the exhibitors during the Housing Fair (May 31, 2024 to June 2, 2024) pay a deposit or intention to pay a deposit and complete the online signing of the newly built commercial housing before June 30, 2024, and give buyers a reward of 20,000 yuan/set, with a total reward of 1 million yuan and a cap of 50 sets; If the number of units purchased exceeds 50, it will be selected by the notary lottery.
Suining implements housing purchase subsidies
On July 3, Suining issued a notice on "Several Policies and Measures to Promote the High-quality Development of the Real Estate Industry in the Main Urban Area of the City", which proposed 11 policy measures such as the implementation of housing purchase subsidies, the implementation of housing "trade-in" actions, support for the acquisition of completed and unsold commercial houses for affordable housing, and the promotion of housing expropriation (relocation) housing ticket resettlement, and the children of new home owners can enjoy the nearby school qualifications.
Among them, in terms of housing purchase subsidies, it is proposed that during the period from July 1, 2024 to June 30, 2025, those who purchase the first or second sets of newly built commercial housing in the main urban area of Suining City (Chuanshan District, Suining Economic Development Zone, Hedong New District, Suining High-tech Zone, the same below) will be given a cash subsidy of 2% of the total amount of the commercial housing sales contract, with a maximum of 20,000 yuan. Active or retired soldiers, teachers, medical workers, rural household registration personnel in Suining City, non-household registration personnel in Suining City, university graduates (including junior college and undergraduate) graduates who have graduated for less than five years, and families who have given birth to two or three children according to the national fertility policy (one of the above conditions can be met), and purchase newly built commercial housing in the main urban area of Suining City, will be given a cash subsidy of 3% of the total amount of the commercial housing sales contract, with a maximum of 30,000 yuan. Students studying in colleges and universities (higher vocational, technical college and undergraduate schools) in Suining City who purchase newly built commercial housing in the main urban area of Suining City will be subsidized according to 5% of the total amount of the commercial housing sales contract and the maximum amount shall not exceed 50,000 yuan.
From July 1, 2024 to June 30, 2026, state-owned enterprises at the municipal level, Chuanshan District and municipal parks in Suining can purchase second-hand housing for affordable housing to promote the masses to purchase improved new commercial housing, and the repurchase money can be entrusted to state-owned enterprises to pay to real estate enterprises for the purchase of new commercial housing. Municipal and district (municipal parks) can recommend new commercial housing listings for "old houses" for "new houses" within a specific area.
In addition, to promote the resettlement of housing expropriation (relocation) tickets, from July 1, 2024 to December 31, 2027, Chuanshan District and Municipal Parks may, in light of the actual situation, take into account the actual situation to expropriate (relocate) residential houses on state-owned land in Suining City, relocate and resettle residential houses on collective land, and renovate old houses and urban villages in the form of house tickets, and the expropriated (relocated) persons can purchase housing from the residential projects participating in the resettlement of housing tickets. The housing and urban-rural development department shall recommend the willing residential projects in the main urban area of the city to establish a housing ticket resettlement project library and housing pool.
From July 1, 2024 to June 30, 2026, residents who purchase newly built commercial housing in the main urban area of Suining City, their direct children in the starting grade of compulsory education can enjoy the admission qualification of the school in the district where the house is located by virtue of the "Commercial Housing Sales Contract" that has been filed.
Housing provident fund loan policies have been adjusted in many places
Recently, Ya'an, Sichuan, Putian, Fujian, and Pu'er, Yunnan have all adjusted their housing provident fund loan policies.
On July 3, according to the official account of the "Ya'an Housing Provident Fund Management Center", the amount of housing provident fund loans and rental withdrawals in Ya'an City will be increased. Among them, for those who purchase self-occupied housing within the administrative area of Ya'an City, from July 1, 2024 to June 30, 2025, the maximum loan amount for employees with single deposit will be increased to 700,000 yuan, and the maximum loan amount for employees with double deposit will be increased to 800,000 yuan. The maximum loan amount for families with two and three children in line with the national policy will be increased by 100,000 yuan and 200,000 yuan respectively. For the housing provident fund rental withdrawal limit, the unmarried working families will be increased to 12,000 yuan/year, the married working families will be increased to 18,000 yuan/year, and the rental withdrawal limit for families with two or three children in line with the national policy will be increased to 24,000 yuan/year.
On July 2, the official account of "Putian Housing Provident Fund Management Center" issued the "Notice on Adjusting the Housing Provident Fund Policy". Among them, it is proposed to increase the loan amount of the housing provident fund, adjust the maximum loan amount of the housing provident fund for the purchase of self-occupied housing by double-paying employee families from 700,000 yuan to 800,000 yuan, and the maximum loan amount of 500,000 yuan for unilateral deposit of housing provident fund remains unchanged. For those who give birth to or raise two or more children, the maximum loan amount will be increased by 100,000 yuan on the basis of the current maximum loan amount in Putian City (i.e., 900,000 yuan for double-paid employees and 600,000 yuan for single-paid employees).
In addition, the official account of "Pu'er Housing Provident Fund" issued the "Notice on Withdrawing Housing Provident Fund for Housing Purchase and Housing Purchase to Pay the Down Payment for Housing Purchase". It is proposed that the buyer (depositor, the same below) who has purchased the newly built commercial housing within the administrative area of Pu'er City (has obtained the pre-sale license or the existing house sales record certificate) has paid the deposit for the purchase of the house, and signed the "Commodity Housing Subscription Agreement" and the "Entrustment Commitment for Withdrawing the Housing Provident Fund to Pay the Down Payment for the Purchase of the House" with the real estate development enterprise, he can apply to the housing provident fund management agency where the house is purchased to withdraw the balance in the housing provident fund account of himself and his spouse. And entrust the housing provident fund management agency to transfer the withdrawal money to the pre-sale fund supervision account of the real estate development enterprise for the payment of the down payment for the purchase of the house.
Source: Xinhuanet Finance