Pension adjustments have begun one after another, and many places have been repaid to the account, retirees need to avoid 3 "misunderstandings", take a look
Pension adjustment plans across the country have all been announced, and all over the country will be local retirees before July 31 pension adjustment, reissue in place, at present, Xingjiangxi, Qinghai, Chongqing and other places have taken the lead in implementing the treatment in place, local retirees in accordance with the new standard to receive pensions, other places are expected to soon be pension repayment, you can pay attention to local dynamics. At the same time, there are still some "misunderstandings" about pension adjustment and repayment, mainly the following three, let's take a look.
The first "misunderstanding": the amount of repayment for retired personnel is only a few hundred yuan, and it will definitely not reach more than 1,000 yuan.
Since the per capita pension level of enterprise retirees is only about 3,400 yuan, and there are many people's pensions less than 3,000 yuan, in the case of this year's increase of only 3%, it may be difficult for the per capita increase in the amount of enterprise retirees to reach 100 yuan, for which some netizens said that the amount of repayment of enterprise retirees is a few hundred yuan, and it will definitely not reach more than 1,000 yuan.
In fact, this statement is too absolute, because the amount of pension increase is related to many factors such as personal seniority, pension and location, age, etc., and it will not be because the retirement status belongs to the retired personnel, the pension increase amount must be lower, and the amount of supplementary money cannot reach more than 1000 yuan.
For example, some enterprise retirees, pension can also reach more than eight or nine thousand yuan, we take Shanghai as an example, this year's quota adjustment of 61 yuan, linked adjustment, the length of service every 1 year increased by 1 yuan, linked to the pension level, the increase of 1%, a retired personnel pension of 8000 yuan, 40 years of service, regardless of the old age tilt, can also rise 61 + 40 * 1 + 8000 * 1% = 181 yuan, reissued 6 months, you can reissue 1086 yuan, more than 1000 yuan.
The second "misunderstanding": those who retire this year will not be able to participate in this year's pension adjustment and will suffer losses
In fact, starting from July, the pension will usher in two adjustments, one is the rise of the pension this year, and the other is the recalculation of the pension. For those who have retired since January this year, although they cannot participate in this year's pension increase, they also have the opportunity to receive a pension recalculation and repayment, and they will not suffer a loss.
Not only that, the increase in the pension calculation base in 2024 may be higher than 3%, and for retirees who can participate in the pension recalculation and repayment, the increase in treatment may be more.
The third "misunderstanding": In addition to pensions, occupational pensions can also be adjusted and repaid for retirees of government agencies and institutions
For the retired people in government institutions and institutions, in addition to the basic pension, there is also an occupational annuity as a supplementary pension, so some people think that in the pension rise, the occupational annuity can also be raised simultaneously, and it will also be reissued, in fact, this is not right.
Because the occupational pension part cannot participate in the increase in pensions, it will naturally not be repaid. Of course, for some retirees who have not yet cashed in their benefits, due to the delay in the payment of occupational annuities after their retirement, the occupational annuities will be repaid in place after they are straightened out, but this has nothing to do with the pension rise.
Sum up
All localities have announced this year's pension adjustment plan, and will be retired before the end of July pension adjustment in place, Jiangxi, Qinghai and Chongqing and other places have been put in place, other places are expected to be adjusted one after another, you can keep an eye on. At the same time, retirees should also pay attention to avoid some "misunderstandings", such as thinking that the amount of repayment for retired personnel must not exceed 1,000 yuan, for example, thinking that those who retire this year will not be able to get adjustment and will suffer losses, and then thinking that the occupational pension of retirees in government institutions and institutions can also be repaid at the same time, and so on. Everyone should have a clear understanding of this.