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From shed to shed,
From growing cucumbers to growing bell peppers,
From rushing to sell to selling,
Xiwang Village, Weifang Economic Zone, has embarked on a path of planting special crops, and more and more villagers have made a fortune by planting peppers.
In the 90s of the last century, Xiwang Village began to explore cucumber planting, and after nearly 20 years of development, cucumber planting in Xiwang Village began to take shape, and a pattern of combining open-air planting and greenhouse planting has been formed.
In 2010, not satisfied with the economic benefits brought by planting cucumbers, Xiwang people began to introduce pepper seedlings and studied pepper planting on the cucumber planting ground. It was from that time that Wang Jinsheng formed an indissoluble bond with pepper planting.
At the beginning, Wang Jinsheng built a three-acre shed in his own land, and in order to manage this "errand" well, Wang Jinsheng and his wife also got up early and took care of the full of peppers.
"These pepper seedlings are all imported, but compared with ordinary pepper seedlings, the price of each tree is not much expensive." The investment in pepper seedlings did not make Wang Jinsheng feel too much pressure, but it was the investment in thermal insulation film, fertilizers, pesticides and other aspects that made him a little tight.
He said that the investment in agricultural materials per mu of land will be 20,000 or 30,000 yuan.
With high investment comes high returns.
Wang Jinsheng said that each mu of colored peppers can bring him a net income of 50,000 yuan or 60,000 yuan.
Wang Jinsheng, who has tasted the sweetness in recent years, is no longer satisfied with the current planting scale, and begins to plan to expand greenhouses, increase yield, and increase income.
After reselling his shed, Wang Jinsheng borrowed 300,000 yuan from Weifang Rural Commercial Bank to build a modern, high-standard super greenhouse covering an area of 28 acres and 12 acres of clean water.
"The construction of this greenhouse has invested a lot, at that time I transferred part of the money of the shed plus part of the money I saved is not enough, fortunately the Rural Commercial Bank helped me with a loan, I built this greenhouse."
Wang Jinsheng said that he had a credit for Weifang Rural Commercial Bank on the way to prosperity.
Weifang Rural Commercial Bank has carried out the "half-day docking" activity, taking at least half a day to serve customers every day, and in the process of visiting, focusing on the explanation of credit policies and the analysis of the market environment, to help customers do a good job as staff assistants.
Focusing on the characteristics of the use of funds in agricultural production, the bank provides precise credit, adheres to the sunshine loan service, "smooths the process, clears obstacles, improves speed, and wins practical results", and timely approves and disburses customers' credit information to ensure that funds are disbursed in place.
After the expansion of the greenhouse, Wang Jinsheng became a well-known local pepper grower, but he did not become busier because of the expansion of the planting area.
Walking into Wang Jinsheng's greenhouse, the automatic pesticide sprayer was erected on top of the pepper vine, Wang Jinsheng told everyone that the machine went from east to west, and the spraying range could cover the entire greenhouse.
In addition, Wang Jinsheng also introduced that the insulation quilt on the top of the greenhouse is also automatically covered, although the planting area is large, but the improvement of planting automation allows him to save a lot of manpower.
Speaking of the fresh experience brought by science and technology, Wang Jinsheng said that he had to thank Weifang Rural Commercial Bank for its financial support.
It turned out that when purchasing automation equipment, Wang Jinsheng once again put forward a loan demand to Weifang Rural Commercial Bank, and Weifang Rural Commercial Bank used mobile banking to help him issue a credit loan of 150,000 yuan in his greenhouse, so that he saved time waiting for "loan", and helped him purchase equipment in time to improve labor efficiency.
In recent years, Weifang Rural Commercial Bank has relied on the integration of mobile banking service channels, given full play to the platform role of "a mobile banking APP is a business outlet", vigorously improved the coverage of mobile banking services, embed financial services such as payment and settlement, loan credit and other financial services more closely into online service scenarios, further improved the intersection of mobile banking and various financial products and services, and promoted the comprehensive extension of mobile banking services to the daily life fields of the masses such as "clothing, food, housing, transportation and entertainment".
Nowadays, in the hot land of Xiwang Village, the number of pepper greenhouses has reached more than 50, and "every family is fragrant with peppers, and every household is busy getting rich" has become the most real and vivid portrayal of the farmers here.
Over the years, Weifang Rural Commercial Bank has provided a total of 6.6 million yuan of credit funds for the pepper planting industry in Xiwang Village. (Fan Peichao)