At the beginning of the year, I don't know if you have watched "All or Nothing", I don't know if you have encountered this kind of strange call, which is basically telecom fraud.
Now we need to get personal information everywhere, whether you register an APP, or buy an express without tearing off the information, it is easy to lead to the leakage of our personal information.
Leaked information has become a hotbed for many frauds, and reselling information has become a business.
This kind of telecom fraud is really hard to prevent, and scammers treat everyone equally.
A few years ago, CCTV celebrity Sa Beining also received this kind of call, and the scammer came up and said that Sa Beining was suspected of child abduction, and after being exposed, he was annoyed and angry and scolded others, and finally was taught a good lesson.
The development of AI technology has also made it more and more difficult to detect fraud, and after watching a video before, the grandmother said that her mother received a call from "her".
In fact, it was a fraudster who made a fake number, and the remarks and mobile phone number of "her" were displayed.
Even fraudsters can use her voice to trick her mother into thinking that she has been kidnapped and wants to pay for it.
Moreover, her mother hung up the phone and called her again, and the fraudster knew that her mother had called her personally.
and threatened not to call again or cut off her leg or something, and asked her mother to hurry up and pay for it.
In the face of more and more novel fraud methods, what can we do to best protect ourselves, or in other words, what kind of number we encounter, we must be vigilant?
1. The origin of telecom fraud
Fraud has always existed since ancient times, and with the enhancement of people's awareness of fraud, the tricks of scammers are also constantly improving, and there is always one suitable for you.
With the reform and opening up, our economic life is getting better and better, and after the telephone and mobile phone have become our daily products, telecom fraud has also started its own journey.
In fact, from before to now, scammers have been taking advantage of people's hearts, if you are a greedy person, he will tell you about fund management and trick you into buying things.
If you are a timid person, he will say that he belongs to the Public Security Bureau and ask you to transfer money to eliminate the disaster; If you are worried about your family and children, tell you that they are sick and ask you to pay for it.
When telecom fraud first started, the scammers still used the "crowd tactic".
It is the same set of words to call everyone, or send text messages, which can deceive one by one, the so-called "three years of not opening, opening for three years".
At this time, the deception is still very low-level, and when I was still in elementary school, I received a text message saying that I was arrested for prostitution and needed to give money to get people, and I called my dad at the beginning, which is also embarrassing.
But now, this kind of scam is rare, and now before scamming people, they will do a good job of meticulous investigation.
For example, when I was in high school, parents in my class often received scam calls that their children were injured at school.
And now, your various situations are basically in the hands of scammers, who not only know your basic information, but also know what is going on at home.
After many people were deceived, people said that he was stupid, how could he be deceived by such a simple scam? In fact, it's not that people are stupid, but that the liar hasn't deceived you yet, and if you study more, you will also be deceived.
The bad impact of telecom fraud is too great, and many people are separated because of telecom fraud.
Some elderly people have no coffin book for their old age because they were deceived, and the most important thing is that they are very ashamed, and some people don't want to call the police after being deceived, just because they feel too embarrassed.
Everyone has their own tricks, and it's hard for us to stay alone. So what kind of phone number do you encounter, you must be vigilant, and hang it if you can?
2. Unreliable phone numbers
Although most of the time it is a mobile phone number that calls us, there are still these situations, if you encounter it, please be vigilant.
1. International calls
Generally speaking, international calls are calls starting with 00 or +, and now we are cracking down on telecom fraud so badly that scammer gangs are generally operating abroad.
And in order to make themselves look more real, they generally use some instruments to change their positioning and position themselves in developed countries.
This kind of scam is actually easy to find, think about whether anyone in your family is abroad?
If not, they are basically liars, and some scammers also use foreign area codes to pretend to be domestic public prosecutors, which makes it even more difficult to figure out what they think.
2. Unknown number
I don't know if you've ever encountered it, you have received the kind of call that doesn't show your number, and you don't have a location location.
The reason why this is so is actually the disguise of criminals, in order to prevent our public security system from discovering the location.
There are also those who attract the victim and let them take the next step in the curiosity to the trap that is carefully prepared for them.
At this time, please put away your curiosity, hang up directly, avoid entanglement, and protect your money is the most important.
3. Phones starting with 400
Generally, this kind of phone is a business phone, and some scammers will use the business phone to pretend to be a business customer service.
They may say that there is a problem with your delivery, or that you have been lucky enough to be drawn and just send them money to get a nice gift.
Many people default to the enterprise number when they see 400, and they have no defense, but they don't know that scammers use this psychology to make you silently hand over your bank card and password to complete the fraud.
4. Phones starting with 95
Calls starting with 95 were originally special calls directly approved by the Ministry of Industry and Information Technology, and could not easily flow into the market, and these calls were mainly for important enterprises, such as banks.
However, in recent years, some people have been unable to resist the temptation to rent these calls to wire fraudsters for high profits.
This call is not quite the same as other calls, if you do come across a scam call that starts with 95.
It's not just about getting scammed out of money, you may be charged a hefty amount of money from the moment you answer the phone, and you may even be tricked into downloading malware, resulting in the loss of money.
So the next time you encounter this kind of call, hang it up directly.
3. How can we avoid fraud?
When it comes to telecom fraud, in fact, it is difficult for us to stay awake, there are always people who think that they will not be deceived, but in fact, it is just not your turn yet.
After most scammers feel that the subject has taken the bait, they will ask the subject to be alone and not have contact with others, either to keep it private, or to record the whole call, in short, not to let the subject have contact with others.
Because when many people are confused, they usually just ask other people, and they will immediately tell them that they are liars. In many cases, scams are a mystery to the authorities.
Scammers are usually teams of dozens of people who work together to find ways to scam money.
Don't be self-righteous and think that you won't be deceived, other scammers are not stupider than you, on the contrary, their disguise routine really can't work.
Most people who have been deceived do not believe that they will be deceived before, so they let their guard down and regret waking up after being deceived.
Finding your arrogance and self-righteousness, you and the person being deceived are very different people, and only increased vigilance can prevent fraud.
This gives you a very useful anti-fraud cheats: "Proactive contact, reverse attack verification"!
As long as the other party says that it is any customer service, any friend, any leader, any police officer, anything it says, you have to be skeptical.
Then be sure to make an excuse (even if it's just a straight hang-up) to interrupt the communication or chat, and then do what it says, you take the initiative to contact the real person.
For example, if it says it's your friend, then you call your friend.
It says that it is shopping customer service, for example, Taobao customer service asks you to refund the order, you go to Taobao to contact customer service and ask if this is the case; If you say what kind of police officer it is, you will directly 110 ask you if you are really considered to be suspected of money laundering.
Because what the other party asked you to contact and click on must be fake, even if it is similar, you have to verify it with the real person yourself.
Also, under any circumstances, don't give anyone your bank card password, mobile phone verification code, Alipay and WeChat transfer password, remember that it is in any case!
Because even real customer service won't let you provide this, and these few pieces of information will only be used if you use it yourself.
There is also a phishing link, and the countermeasure is to take the initiative and reverse verification.
All the links sent to you by others, be sure not to fill in the password and other private information in it. For example, if it sends it to check the violation, then you can go to the official to check the violation.
If it is from the bank, then you can go to the official website of the bank to log in, ask customer service, and so on.
In short, it is the core idea of "reverse verification", which can deal with the vast majority of scams.
If you don't think this method is practical enough, then come to a more practical one, as long as you talk about money, be vigilant!
Financial software, whether it is banking, insurance, payment, etc., should not let others help you operate or direct you to operate. If you have a problem, hang up the phone first and call the corresponding official customer service.
And how can Alipay let you use other third-party communication methods, and the one who asks you to borrow and insure must be a scammer.
People who know your personal information are everywhere, first of all, it must have nothing to do with the platform, it is generally a virus or third-party information leakage, just hang up the phone.
If you want to communicate, communicate through the online shopping platform, don't bypass the platform.
In fact, there are countless ways to scam, sometimes hang up the phone and ask a friend or something, or search on the Internet, and there is a string in my heart.
If you are really deceived, don't shy away from medical treatment, we all know that it is very uncomfortable to be deceived and it is also very embarrassing.
However, timely reporting can maximize your losses and reduce the probability of others being deceived.
The loss of money by phone fraud is not important, the most important thing is to forgive yourself, the most terrible thing is to repeatedly blame yourself for psychological trauma after being deceived.
One person's wisdom cannot compete with a group with skilled technology, let alone a calculating or unintentional. Talk to family and friends who are willing to comfort you, and try to get yourself through this shadow, you are not stupid, just confused for a while, don't blame yourself too much.
Have you ever encountered a wire scam? How did you deal with it? Feel free to tell your story in the comments section.
Reference Links:
Alert! Mobile phone calls should not be randomized, especially those that start with these numbers, it is recommended to hang up directly! 》
今财社2024-04-04
Alert! Mobile phone calls should not be answered randomly, especially those that start with these numbers, and hang up immediately when encountered! 》
菲常有财2024-03-30