Today (May 17), the central bank issued a notice on adjusting the interest rate policy of commercial personal housing loans.
Notice of the People's Bank of China on lowering the interest rate of personal housing provident fund loans
People's Bank of China Shanghai Headquarters, branches of all provinces, autonomous regions, municipalities directly under the Central Government and cities with separate planning status; All policy banks, state-owned commercial banks, Postal Savings Bank of China, and joint-stock commercial banks:
The People's Bank of China decided to reduce the interest rate of personal housing provident fund loans by 0.25 percentage points from May 18, 2024, and the interest rate of the first set of personal housing provident fund loans for less than 5 years (including 5 years) and more than 5 years will be adjusted to 2.35% and 2.85% respectively, and the interest rate of the second set of personal housing provident fund loans for less than 5 years (including 5 years) and more than 5 years will be adjusted to not less than 2.775% and 3.325% respectively.
People's Bank of China, May 17, 2024
Source: Central Bank website Editor: Hang Qi Editor: Lai Ting Review: Lu Hongmei
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