Buying a new house is good! The down payment threshold has quietly dropped!
The real estate market is always lively, and every policy fine-tuning is like a gust of wind, blowing the small sails in the hearts of countless people.
Recently, the central bank quietly announced a good news: the down payment ratio for the first home has been reduced from 20% to 15%! When you hear this news, do you feel that the little stone in your heart is a little lighter?
Loading...
The down payment threshold has dropped significantly, and it seems to be a small step closer to buying a house!
In the past, when it came to buying a house, everyone's hearts were heavy, because the number of down payment was really daunting. Many people look at their favorite house and sigh silently in their hearts, feeling that the house has nothing to do with them.
But now there's good news! The central bank has lowered the down payment ratio, and I feel that the threshold for buying a house has suddenly lowered a lot.
Let's take an example, if you have a house worth 1 million, you used to have to prepare a down payment of 200,000, but now? Only 150,000! It's so easy to save 50,000 yuan! For many families, this is not a small amount, enough to buy a car or go on a trip!
So, although the road to buying a house is still very long, the lowering of the down payment threshold this time really brings us a small step closer to the home of our dreams. Come on, everyone, continue to work hard, and strive to live in your own nest as soon as possible!
See what netizens have to say
Netizen A: Hi, I heard that the provident fund interest rate has been reduced by 0.25, so will the bank automatically help me adjust the amount I have borrowed before? Or do I have to go to the bank to do it myself?
Netizen B: Haha, listening to their chat today, the house I bought in 21 years cost 1.05 million at the time, and now it looks like it's only worth 600,000. The market is changing so fast!
Netizen C: Huh? Doesn't this rate cut have anything to do with me? Because I didn't use the CPF loan? Then I'll wait and see.
Netizen D: Haha, everyone still has to live within their means, and buy as big a house as they can be. Don't blindly follow the trend, it's not good to consume in advance, and you will know how much pressure you have when you repay later.
Netizen E: Haha, imagine that a beautiful woman suddenly lowers her standards and is willing to associate with you, what do you think? Well, there must be a reason behind her. Similarly, the reduction of the provident fund interest rate may also be a reason that we don't know.
Write at the end
Seeing the heated discussions of so many netizens, I feel that everyone is enthusiastic about buying a house!
The down payment ratio has been reduced, and the CPF interest rate has also been lowered, which is a real positive and makes buying a house seem less out of reach.
However, buying a house depends on your actual situation. Don't blindly follow the trend, and don't put too much pressure on yourself to buy a house.
After all, a house is for people to live in, not to be pressed on. Therefore, everyone should look at it rationally, live within their means, and choose a house that suits them.
Video source: People's Daily