New trends in the property market: multiple ministries and commissions have joined forces to break the situation, and the property market policy has been revealed
The property market is rising again, and many ministries and commissions have joined forces to make big moves
The property market always affects the hearts of hundreds of millions of people. No, at 4 p.m. (May 17), the State Council Information Office will hold an important press conference, and I heard that this press conference will introduce a series of supporting policies on the delivery of housing.
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That's big news! The press conference was attended not only by the officials of the Ministry of Housing and Urban-Rural Development, but also by the responsible persons of the Ministry of Natural Resources, the People's Bank of China, and the State Financial Supervision and Administration Administration. With so many bigwigs gathered together, it seems that the property market is going to make a big move!
The prelude to the policy briefing, the new deal for the property market is about to come out
According to past practice, after an important policy of the State Council is promulgated, the State Council Information Office will hold a policy briefing to let the heads of relevant departments interpret the policy. No, before this press conference, there was gossip that the State Council would hold a meeting related to real estate work and announce a series of new policies in the real estate field. It seems that the property market is really going to change this time!
How to digest the stock of real estate? Two major ideas revealed
When it comes to the new deal for the property market, what everyone is most concerned about is how to digest the stock of real estate. After all, there are so many empty houses in the property market now, and it is distressing to look at. Wang Qing, the chief macro analyst of Oriental Jincheng, gave us an analysis and said that there are two main ideas for digesting the stock of real estate: one is to turn some commercial housing into affordable housing, so that the people can afford to live in it; The second is to fully relax the purchase restrictions, reduce the mortgage interest rate, and let the house be sold.
This first idea is like finding a "big stomach" for the property market, and it can eat up a lot of stock houses at once. Think about it, after those vacant commercial houses are turned into affordable housing, the housing problem of many low-income families can be solved. In this way, not only the inventory of the property market has been reduced, but the housing problem of the people has also been solved, which is really a double win!
The second way of thinking is like a "stimulant" shot into the property market. After the full relaxation of purchase restrictions, there will be fewer restrictions on everyone buying a house, and the cost of buying a house will be reduced due to the reduction of mortgage interest rates. In this way, everyone's willingness to buy a house will be enhanced, and the property market will naturally be active.
Local policies have been introduced, and the property market has ushered in the era of "exchanging the old for the new".
In fact, before the introduction of national policies, various localities have begun to try various new policies for the property market. For example, in Hangzhou's Lin'an District, they decided to buy a batch of commercial housing for public rental housing. This is like a "trade-in" for the property market, which not only solves the problem of stock housing, but also increases the supply of public rental housing. In this way, those who can't afford to buy a house can also live in a new house!
In addition to Hangzhou, Dali Bai Autonomous Prefecture in Yunnan Province has also proposed to accelerate the construction of an urban housing security system based on affordable rental housing. They encourage the acquisition of stock housing as affordable rental housing or talent housing. In this way, not only the inventory of the property market has been reduced, but also more talents can be attracted to develop in Dali. What a win!
The reduction of mortgage interest rates has become a trend, making it easier for people to buy houses
In addition to digesting the stock of real estate, reducing mortgage interest rates is also an important direction of the new property market policy. Now, mortgage interest rates in many places have begun to fall. For example, the interest rate on the first home loan in Hefei will be lowered; Banks in Changzhou, Wuxi and other places in Jiangsu Province have also said they have lowered interest rates on first home loans. In this way, the cost of buying a house has been reduced a lot!
Moreover, with the reduction of mortgage interest rates, everyone's willingness to buy a house has also increased. After all, who wouldn't want to live in their own house? Well, now that the mortgage interest rate has been lowered, it will be easier to buy a house!
The purchase restriction policy has been gradually relaxed, and the property market has ushered in new opportunities
In addition to reducing mortgage interest rates, the liberalization of the purchase restriction policy is also an important part of the new property market policy. Now, many cities have begun to completely lift housing purchase restrictions. In this way, there are a lot fewer restrictions on everyone buying a house!
Of course, not all cities have fully lifted purchase restrictions all at once. In big cities like Beijing, Shanghai, Guangzhou and Shenzhen, they may adopt a "small step and fast walk" approach to gradually relax purchase restrictions. After all, the property market situation in these big cities is relatively special!
However, some experts pointed out that the relaxation of purchase restrictions may not be able to promote the continuous sharp recovery of housing demand. After all, the situation in the property market has changed! But yes, that's okay! As long as the policy is appropriate, there is still hope for the property market!
The historical story behind the new trends in the property market
Speaking of the property market, in fact, it is also closely related to the history of our country.
Do you know? In ancient times, a house was a treasure!
At that time, people lived in courtyards and mansions. At that time, the property market was very hot!
However, in modern times, the property market has begun to become complicated.
Especially after the reform and opening up, with the development of the economy and the acceleration of urbanization, the property market has become more and more hot!
However, in the process, there are also some problems!
For example, high housing prices, housing bubbles, and so on.
Therefore, now the government has introduced these new policies for the property market to solve these problems!
Let the property market return to rationality! So that the people can afford to buy and live in a house!
In this way, our society will be more harmonious!
The new deal on the property market is worth looking forward to, and the people's lives will be better