In the journey of life, we are all running for a better life and planning for future stability. For me, who has gone through half of my life, I know the preciousness of time, and I also understand my own needs and expectations. Therefore, when faced with investment options, I firmly chose three-year or five-year Treasury bonds, and I stayed away from those ultra-long-term bonds.
Looking back on the past years, I have experienced ups and downs, and I have also tasted the ups and downs of life. I know very well that life is like a marathon, which requires us to constantly work hard and struggle, but more importantly, we must learn to stop at the right time and enjoy the beauty of life. And investing is exactly the choice I made for a stable life in the future.
However, when I was confronted with those ultra-long-term national debt, I couldn't help but fall into deep thought. 20 years, 30 years, 50 years, these numbers are not only the length of time, but also the span of life. I imagined that I had bought a 30-year Treasury bond and received interest on it every six months, but by the time I was actually able to get my principal back, I was already a gray-haired old man. At that time, I may have faltered, unable to eat, drink, or play, but at that time, did I still need money?
This question got me thinking deeply. I know that money plays an important role in life's journey, it can make us live a better life, and it can help us in times of need. But what else can money bring us when it becomes a pile of useless numbers? I think that at that time, I may have longed more for the company of my family, the care of my friends, and the peace and satisfaction from the depths of my heart.
Therefore, I firmly chose a three-year or five-year Treasury bond. These bonds are of moderate duration, allowing me to earn a certain amount of income without leaving me feeling lost and uneasy for years to come. I believe that in this limited time, I can organize my life and be fully prepared for the days ahead.
Of course, I know that everyone's choices are different. Some people may be willing to opt for ultra-long-term Treasury bonds for higher yields, believing that this will leave more wealth for their descendants. However, for me, what I value more is my life now and the quality of life in the future. I don't want to sacrifice my happiness and joy for money, and I don't want to feel pain and insecurity for money in my old age.
So, when I was confronted with those ultra-long-term treasuries, I chose to say no. It's not that I don't value money, it's that I value my time and life even more. I believe that only by living the life you want in a limited amount of time can you truly feel the meaning and value of life.
So, for those of you who are still hesitant to buy ultra-long-term Treasury bonds, I would like to say: please think carefully about your needs and expectations, and do not be fooled by the immediate benefits. We have to understand that money is not everything, and it cannot bring us all happiness and joy. On the contrary, we should cherish the present life, live it well, love it well, and enjoy it well.
Finally, I would like to conclude this article with one question: What exactly should we pursue in the journey of life? Is it the accumulation of money, or the quality of life? Perhaps, this is a question that has no fixed answer, but what I want to say is that whatever we choose, we should start with our own happiness and joy. Because it is only when we truly feel happiness and joy that we can truly feel the meaning and value of life.