Text|Editor: Qianxia Liuli
The deputy director of the Chinese Academy of Social Sciences talks about the pension dilemma
Recently, Zhu Hengpeng, deputy director of the Institute of Economics of the Chinese Academy of Social Sciences.
spoke at a pension forum held by Caixin Media;
It is said that young people now talk about their own views on the matter of pensions, and the summary is that young people feel that they may not be able to get it if they pay it, so it leads to a large gap in pensions.
What Director Zhu means is that young people are reluctant to pay pensions.
The main reason is that I have to wait too long, and I don't know whether I can get it in the palm of my hand in the future; If you pay the money today, your parents will receive it tomorrow, then the enthusiasm to pay the money will definitely be different.
When these words came out, the Internet blew up.
The innocent shot of young people has become a hot topic.
He also mentioned the complexity and opacity of the social security system.
As a result, many young people lack understanding of the specific operation of social security and the protection of their own rights and interests;
This is also one of the reasons why young people do not actively pay social security.
Social security payment problems
Have you ever wondered what those busy delivery guys think about social security?
Here's what they have to say:
A little brother said: I come from the countryside.
Social security is of little use to me, and I am not happy to pay.
The other calculated the accounts and paid social security himself.
700 yuan per month, and you have to send 1,000 orders to get it back.
He thought he might as well send the money home to buy some toys for his daughter.
Anyway, there is a new rural insurance in my hometown.
This is the current situation for flexible workers, who work long hours.
High liquidity.
There are reports that more than semi-flexible workers do not contribute to social security.
Fewer CPF contributions.
What is flexible employment?
No fixed contract, no registration of unemployment.
Like freelancers, temporary workers, and delivery workers, they are characterized by instability.
Why are you not willing to pay social security?
Income instability: It is difficult to live, like the epidemic is coming.
If you can't earn it, the social security will stop, and some simply don't pay.
Expensive to pay social security by yourself, the burden is heavy.
It is higher than that of the incumbent, and the unit pays lightly.
Slow return to capital Late retirement, male retirement at the age of 60.
It starts at the age of 60 and is only used at the age of 69.
The average life is more than 70, maybe just a few years.
In case it is early, the money will not come back.
What do netizens say?
It is said: It is not cost-effective to pay for your parents.
Where can I make up for the extra money?
Some people mentioned: the part of the company does not enter its own account, and retirement is delayed.
It's better to have more wages and your own medical insurance.
Some people think: social security can't be transferred, and I don't want to pay it in vain.
Start over.
He also said: I have been paying for 15 years and I am sick.
Pensions are paid in vain, insurance is given, money is given to others.
See, flexible workers are not willing to pay social security, mostly helpless.
Netizens are hotly discussing the uneven distribution of social security
The discussion about social security on the Internet is so hot, let's see what netizens say:
Someone thinks.
Uneven distribution is the reason why young people do not pay social security, some retire with two or three thousand, and some seven or eight thousand, which is not enough to make up.
Some people also say that they don't pay social security.
When you get old, you will regret it, and it will be too late to cry when the time comes.
Some people complain that some pensions can easily get 10,000 yuan.
We are tired and tired to go to work, we can't earn 5,000, and we haven't paid much yet.
Some netizens asked what the experts had come up with.
As long as you receive less pension, you can naturally alleviate the national pension gap.