When it comes to pension insurance, almost every time it is mentioned, it can set off a wave.
Recently, at the first "China Pension Industry Forum", Mr. Zhu Hengpeng, the second-in-command of the Institute of Economics of the Chinese Academy of Social Sciences, threw out a point of view:
At this moment, it was like stabbing a hornet's nest, and all kinds of sounds came out.
Preface
Why are young people less interested in this idea?
Actually, the reason is quite simple:
The mortgage is like a mountain, the cost of living is rising, and you have to take precautions for your retirement.
In this way, it is not difficult for us to see that the life concepts and choices of this generation of young people are very different from before.
What's going on in their hearts? These questions are really worth pondering.
Let's just talk about this together.
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After chatting with a few young friends, I found that they were not very enthusiastic about social security.
It's not easy to find a job now, and even if you're lucky enough to get a job, the numbers on your pay slip are often unpleasant, but the cost of living is really heavy.
Some high-achieving students, master's and doctoral students, in order to support themselves, may not do the same work as their academic qualifications.
Buying a house without home help? Dream on! Not to mention the big items of cars and children.
If you are nervous at home, you have to fight hard, drive an online car-hailing, deliver food or something.
Once I took a taxi, the driver was a young man, and my parents lent him a down payment and set up a nest in a big city, but the mortgage overwhelmed him.
Now, it is very rare for young people to be able to provide for the house without delaying the payment of social security.
A "Survey Report on China's Pension Prospects" said,
Even if a few of them start saving money,
It's really a bit "poor" and it's a bit common, and it feels like it's contagious.
They understand that social security is like a relay race, and the money paid now is used to pay pensions to those who are retired now.
But look at the present,
The data speaks, there were 15.23 million newborns in 2018, and only 9.02 million will be left in 2023, and the momentum of negative population growth cannot be stopped.
Even those young people who earn a lot have their own little nineties for social security.
Just like the white-collar elites and management who work in large Internet companies and financial institutions,
Therefore, the idea of "paying pension to parents in my hometown" mentioned by Zhu Hengpeng sounds heartfelt, but in fact, how to make it fair, reasonable and clear is still a big problem.
Let's talk about how to divide the pension.
This unfairness has caused young people's trust in social security to plummet.
Epilogue:
Speaking of which, we have to ponder and ponder, how can we solve these problems one by one, and make this system more fair and intimate?
We have to think about the social security account first, so that it can be both durable and level.
You have to manage your pension strictly, and you have to be able to manage your finances.
In this way, even if people are getting older, the money for retirement will not be tight.
The government F also has more hands to give more support to the pension industry, so that the service is getting better and better, and the old people can enjoy their old age happily.
We have to create a warm and tolerant society, don't let young people carry such a heavy burden, let them have time to pursue their dreams, and don't worry about living all day long.
Let's think in one place and work together, so that the old people can live a solid life in their old age, and the young people can walk easily.
Now that it is difficult to provide for the elderly, we have to analyze calmly,
This is not only to plan for the present, but also to give an account for the future. Let's work together for better days!