Looking at the Treasury bonds with maturities of decades or even 50 years, you may involuntarily frown: This is too long, right? What is the purpose of the state to issue such a long-term treasury bond? Don't doubt it, this is definitely not a gimmick that the state is doing, but a financial innovation carefully designed for our better tomorrow!
Analysis of the basic concept of ultra-long-term special treasury bonds
As the name suggests, "ultra-long-term special treasury bonds" are treasury bonds with ultra-long maturities. Compared with ordinary three-, five-, and 10-year government bonds, the government bonds issued this time have been extended from 20 years to 50 years, which is unprecedented. What is the purpose for which the state has introduced this new variety?
Literally, this "ultra-long-term" design undoubtedly gives a sense of vicissitudes and stability. But if we dig deeper, we will find that the country has already made careful arrangements. The 1 trillion yuan of special treasury bonds issued this time will be used for the country's super projects of "building a strong country" and "national rejuvenation". For example, the further expansion of the high-speed rail network, the comprehensive laying of a new generation of information infrastructure, and even major scientific and technological innovation breakthroughs and ecological and environmental governance and many other fields.
It can be said that this is not only a regular issuance of treasury bonds, but also an important part of the country's strategic deployment. It is not only a reflection of the country's vision, but also a bright future for us. As far as ordinary people are concerned, they can not only obtain a steady return on investment through the purchase of treasury bonds, but also participate in the country's modernization to a certain extent. This is undoubtedly a once-in-a-lifetime investment opportunity!
Interest rates and investment income on ultra-long-term special treasury bonds
One of the questions that you and I are very concerned about is how much income can this "ultra-long-term special treasury bond" bring us? Don't underestimate this seemingly simple question, it is about each of our wallets!
First of all, it should be made clear that the interest rate on government bonds this time is not something that can be set by the state at will. It needs to be determined through a market-based pricing mechanism, that is, the final level of interest rates will be determined by supply and demand.
We can still make some references based on historical experience. Of the previously issued 1 trillion special government bonds, the interest rates for the 5-year and 7-year maturities were 2.41% and 2.71%, respectively, while the maximum interest rate for the 10-year maturities also reached 2.86%. From this point of view, the interest rate of the 20-year treasury bond will most likely exceed 3%. As for the 30-year and 50-year ones, it will naturally be even higher.
Compared with ordinary government bonds, there is no doubt that this "ultra-long-term special government bond" will bring us a richer return on investment. What's more, it also has a big advantage, and that is the stability of earnings! We know that as a low-risk investment variety, the security of principal and interest is guaranteed by national credit, and it can basically achieve 'principal safety and interest on schedule'. This is especially true of this kind of "ultra-long-term special treasury bonds", which will never be in arrears in the process of payment.
This does not mean that it is a "golden rice bowl" with great profits. There are certain risks associated with any investment, such as the impact of inflation. After all, it is difficult to predict the price level in 50 years. Therefore, we should be cautious about this investment opportunity and not be confused by the current high interest rates and ignore the potential hidden dangers.
This "ultra-long-term special treasury bond" is undoubtedly a very attractive investment. It's in a pretty good position both in terms of yield and safety.
Purchase channels and liquidity of ultra-long-term special treasury bonds
It seems that this kind of "ultra-long-term special treasury bonds" is indeed a remarkable financial innovation, which not only has high interest rates and stable returns, but also can participate in national construction. So as an ordinary investor, how can you buy such treasury bonds? Are there any special status qualifications required? Don't worry, as long as you have a basic treasury account, it's easy to buy!
First of all, it should be noted that this special government bond is a public offering, which means that as long as you have enough funds, you can participate in the purchase of individual and institution. Moreover, the state has also set up a number of banks and brokerages as sales channels, and you can subscribe directly at their counters or on the mobile APP. Of course, the specific operation process may be a little complicated, but as long as you follow the guidance of the staff, there is basically no problem for ordinary people.
It is worth noting that since this is an ultra-long-term treasury bond, it is inevitable that there will be some special restrictions. For example, you may not be able to trade in the secondary market as freely as you would buy and sell stocks. Conversely, most of these treasuries are held by investors for a long time and are generally difficult to transfer until maturity. What's more, it is difficult to pay in advance even when it is due, because the state may impose restrictions on this to ensure that funds can be invested in infrastructure projects steadily.
Although this kind of "ultra-long-term special treasury bonds" is an attractive investment option, it is not a "cash cow" for a lot of money. Investors must carefully weigh their capital needs and risk appetite before starting, and avoid making wrong decisions on the spur of the moment. After all, once you miss this issuance, it may not be so easy to buy it again.
You must know that this issuance is only a microcosm of the national strategic deployment, and there are more unknown and exciting financial innovations waiting to be explored.
Analysis of the investment value of ultra-long-term special treasury bonds
Just now that we have learned about the basic situation of this "ultra-long-term special treasury bond", we have to say that it is indeed a very attractive financial innovation product. So, for us ordinary investors, what aspects of its unique value are reflected? Let's break it down one by one!
This kind of "ultra-long-term special treasury bonds" is undoubtedly an excellent long-term stable investment opportunity. We know that compared with the volatility of the stock market and the risk of the property market, treasury bonds, as a low-risk bond variety, can be strongly guaranteed by national credit regardless of principal or interest. And this "ultra-long-term" design provides investors with a unique source of stable income. Whether it is a 3% 20-year Treasury bond, or a higher 30-year and 50-year maturity, it is undoubtedly a rare "golden job" for investors who pursue security.
It is worth mentioning that this kind of "ultra-long-term special treasury bonds" can also well meet the needs of different investors. For example, for those predators with more abundant funds and a preference for long-term investment, they are undoubtedly a good opportunity not to be missed. They are also a safe choice for some risk-averse investors. Not to mention those middle-aged people who are in the prime of their lives, they can rely on this "ultra-long-term treasury bond" to make adequate financial plans for retirement. In short, this is an investment artifact that "everyone loves"!
It is not enough to say that it is a "golden rice bowl", the most important thing is its contribution to the development of the country. We must know that all the funds from the ultra-long-term treasury bonds issued this time will be invested in major construction projects that have a bearing on the country's prosperity and strength. For example, the further expansion of the high-speed rail network, the comprehensive laying of a new generation of information infrastructure, and even major scientific and technological innovation breakthroughs and ecological and environmental governance and many other fields. This is undoubtedly laying a solid foundation for our better tomorrow. From this point of view, when we buy such government bonds, we can not only obtain a stable return on investment, but also become a participant and witness of national development. This is undoubtedly a win-win!
With such an attractive investment opportunity, what reason do you have to hesitate? Contribute to the construction of the country, and at the same time win a long-term and stable income for yourself. Let's look forward to the infinite possibilities brought by this financial innovation!