Master Wang is 56 years old and has been working hard in the city for more than 30 years.
From a stunned blue to gray-haired, he has witnessed the rapid development of China's urbanization.
However, when I asked about his retirement plan, the former "construction iron army" showed a confused look.
"To be honest, I don't know what it's like when I'm old." Master Wang smiled wryly and shook his head, as if he saw his uncertain future in the afterglow of the sunset outside the window......
Master Wang's confusion reflects the pension dilemma faced by countless first-generation migrant workers.
This group of people is not only the dreamers who have witnessed the Chinese miracle, but also the "forgotten" marginal people for the elderly.
According to statistics, at present, about 100 million migrant workers are over 50 years old, and more than one-third are facing problems such as the discontinuation of pension insurance and the difficulty of transferring social security relations.
Due to the dual structure of urban-rural division in the early years, it is often difficult for migrant workers to participate in urban social security and obtain stable old-age security during the golden years of part-time work.
After returning to his hometown, the level of rural pension insurance is generally low, and it is the norm to make ends meet.
All this has made many migrant workers sweat for their advanced life.
Taking a closer look, the pension dilemma of the first generation of migrant workers can be described as complex, covering almost all aspects.
On the one hand, it is difficult to break through the barriers of urban and rural pension insurance. Many migrant workers enter the city early and are old, and it is difficult to meet the requirements of the payment period of urban social security, so they miss out on decent pension.
Even if the target is reached, the connection between urban and rural social security relations is often blocked everywhere, and it is difficult to transfer and continue to handle it. On the other hand, the rural old-age security is generally weak. Compared with urban residents, the insurance level of the elderly in rural areas is much lower.
Taking pension as an example, the national average of basic pension for urban and rural residents in 2020 is 177 yuan per person per month, and the lowest area is only 76 yuan, which is difficult to ensure the life of the elderly in rural areas.
At the same time, the personal savings of migrant workers are also stretched.
Except for sending home the hard-earned wages for the children to study and the elderly to treat the sick, there is almost nothing left.
According to a survey, eighty percent of migrant workers have savings of less than 50,000 yuan, and forty percent even less than 10,000 yuan.
In the face of skyrocketing prices, isn't this savings a drop in the bucket? To add insult to injury, there are also many migrant workers who are burdened with a large amount of debt. In order to build a house and hold a banquet, many people have to go into debt.
According to the Ministry of Agriculture and Rural Affairs, the per capita debt of rural residents is 9,769 yuan, much higher than that of urban residents. Many migrant workers are anxious to repay their debts, and the pension plan is a dead letter.
The root cause of the pension is that migrant workers have been on the fringe of social security for a long time.
As pioneers in promoting China's rise, they have worked hard for urban construction, but they do not enjoy the social security that matches it.
Although the state has introduced many policies in recent years, it has vigorously promoted universal insurance participation and made up for the shortcomings of the system.
But for the first generation of migrant workers, the lack of the past has become a fact, and even looking forward to it will not help.
In order to let them have support and dependence, the key is to open up the "last mile" of policy implementation, so that various social security measures can take root in the fields.
Although the road is far, the journey is coming. In order to let the migrant workers enjoy their old age in peace, we must adhere to the problem-oriented approach and prescribe the right medicine.
On the one hand, it is necessary to strengthen the overall planning and connection of urban and rural pensions, break through the "blocking points" of social security transfer, and let migrant workers enjoy due treatment after returning to their hometowns.
On the other hand, it is necessary to increase investment in rural old-age care, improve the level of agricultural insurance, and weave a solid security net for the elderly in rural areas.
At the same time, it is also necessary to develop rural elderly care services, build more nursing homes and happy homes, and solve practical difficulties for the parents of migrant workers.
In addition, in view of the lack of payment ability of some migrant workers, a certain payment subsidy can be given to alleviate their worries.
The years are not forgiving, and the pension of the migrant worker brothers is urgent. Let us join hands to support "a piece of blue sky" and warm their twilight years with our care. It is expected that in the near future, every migrant worker can enjoy a happy old age, and every worker can bloom the sunset. At that time, Master Wang would definitely be able to smile and say to me: "I, finally no longer worry about retirement."
The prosperity of the city is poured with the hard work of migrant workers. In this era of rapid change, what other measures do you think we can take to ensure that migrant workers can provide for their old age? Have you ever had a similar pension dilemma? And how to solve it? Feel free to share your stories and opinions in the comments section. Let us contribute to the happiness of every worker!