"Hello, I am the official customer service of 'Ant Financial',
found that your Huabei interest rate is too high,
does not comply with national regulations,
Please cooperate with me in the operation,
In order to reduce the interest rate of online loans! ”
Recently, Mr. Liu (pseudonym) from Hangzhou
Received a call from Ant Financial's customer service
More than 5 hours after the two sides talked
He was defrauded of more than 50,000 yuan
Deceived 50,000 in 5 hours!
Hangzhou man: Who said that if you don't have money in the card, you won't be cheated!
"In the process, I also suspected that I had been deceived, but at that time I had already transferred a sum of money, for me, the 'sunk cost' was too great, and I invested a lot of time and energy, if I didn't handle it well, I was worried that there would be trouble in the future..."In the face of police questioning, Mr. Liu reviewed his experience of being deceived.
At around 3 p.m. on May 4, Mr. Liu received a call from FiceTime, who claimed to be a "customer service staff member of Ant Financial." "I hadn't used this feature before, but when I saw that the caller ID remark was 'Ant Financial', I was gullible about it. The other party asked me to cooperate with the operation to adjust the interest rate on the grounds that my 'Huabei' interest rate did not meet national regulations. Mr. Liu said.
In order to win trust, the "customer service" staff first guided Mr. Liu to operate and unbind the "Huabei" function.
"After unbinding, the other party said that I had signed a lot of agreements with 'UnionPay', and sent me the URL of a website called 'People's Bank of China Credit Information Center' for me to complete the unbinding operation within the platform. Now it looks like it's a scam site! Mr. Liu said.
According to Mr. Liu, the specific operation process of completing the "UnionPay unbinding" operation on the website is that you need to first withdraw all the money in your online loan account and transfer it to a designated unfamiliar bank card account as required.
Mr. Liu said: "The other party gave me an unfamiliar bank card account, and asked me to withdraw all the money from the online loan account and transfer it to the account. ”
At first, in the face of such rhetoric, Mr. Liu still left a trace of vigilance, but under the "clever" deception of the liar, he still could not escape the catastrophe.
"The other party asked me to transfer 2 yuan to try first, and according to the prompts, the 2 yuan transferred out was indeed returned. At that time, he may have been brainwashed by scammers, so he followed the inducement, integrated and summarized the money and transferred it out. Mr. Liu said.
After the money was transferred out, it was not returned again. At this time, Mr. Liu was nervous.
"After the money is transferred out, the scammer plans to continue to induce me to continue to transfer money from online loan platforms such as digital yuan and cloud payment according to this routine...... Fortunately, I was already alert, stopped the operation and asked the other party, why the money transferred has not been refunded to the original way? Mr. Liu said.
"Why hasn't the money been refunded yet?" The scammer was reluctant to reply positively to this question, and repeatedly prevaricated and perfunctory.
"I received the scammer's call at 3 o'clock in the afternoon that day, and it was already more than 8 o'clock in the evening by the time I woke up, which took more than 5 hours. Who would have thought that a scammer would ask me to 'consolidate' money from all online lending platforms and commit fraud! It turns out that you can be cheated without 'cash' in your bank card...," Mr. Liu said.
Police remind
1. Don't answer a strange FaceTime call. If you have no special needs, it is highly recommended to turn off this function, how to turn it off: open the "Settings" of the iPhone, find the "FaceTime" option, and select Off.
2. If you receive a call claiming to be a customer service from an online lending, e-commerce or other platform, claiming that you need to adjust the loan interest rate, close the loan information, return the product, or change the registration information, remember to be vigilant and confirm the authenticity on the official platform first.
3. Don't easily transfer money to unfamiliar accounts, and verify with multiple parties before sending money. In case of doubt, please call the anti-fraud hotline 96110 for consultation, once you are deceived, please call 110 to call the police in time.
Correspondent: Luo Yongji
Reporter: Han Shuai