Do you use WeChat Pay or Alipay for your daily consumption?
To tell the truth, Fox Girl has not yet unified to only use one platform to pay.
After all, when many offline scan codes to order, they only support WeChat scanning code to place orders.
In this case, we don't have a choice, so WeChat payment is naturally the first choice for payment.
But usually Alipay often sends coupons!
If you go to some convenience stores to buy some small things, you can pay with Alipay, and you can lose one or two pieces.
We're not saying we're going to live a long life.
It is still necessary to consider that money is hard to earn now...... Try to save as much as possible on a daily basis.
Therefore, Fox Sister uses the payment function every month on WeChat and Alipay.
There's a problem with that.
If you want to see how much you spent last month and whether you spent too much, you have to count the two platforms together...
Especially checking the annual bill, to be honest, it is more troublesome, and it can only be said that it is only an approximate estimate every year.
Therefore, Fox Sister has long been looking forward to the combination of the payment functions of these two platforms.
In this way, it is also convenient to check the consumption records and adjust your consumption strategy in time.
But Fox Sister also knows that WeChat and Alipay are originally doing their own things, how is it possible?
As a result, in the past two days, I saw a report about "WeChat Alipay is interoperable, and Huabei quota can be shared"...
Just show me confused!
Isn't this against the sky, are the two really looking for a solution?
Let's take a look first, what is this talking about?
Fox Sister took a closer look and found out that Alipay recently launched a new feature.
This new feature will be launched in the Huabei section, called "Flowers Everywhere".
First of all, this new feature is said to only support some users to open it now, and it will be gradually opened in the future.
So not everyone can use it right now.
And let's not rush yet. It's actually pretty funny...
How do I use this new feature?
After turning on the function of "Spend Anywhere", Bank of Nanjing will open an account for you.
Then you can bind this account to platforms such as WeChat, JD.com, Douyin, etc., and then use it on the platform.
The most important thing is that if you bind this account on WeChat, you can choose this account when you pay on WeChat, and you can use the Huabei quota...
Moreover, if you pay on WeChat through this account, you can only check the account and repay it on Alipay Huabei.
This usage is also the same for platforms such as JD.com and Douyin.
When paying on these platforms, you can choose this account, use the Huabei quota, check the account on Huabei, repay...
Do you think this is useful?
Fox girl in detail, this new feature... Isn't it the same logic as a credit card?
Maybe a lot of my friends don't use credit cards anymore.
It must be clear that there is a credit card in hand, and the function of the existing credit card in hand is the same as that of Alipay, which is "spent anywhere"...
To put it bluntly, this function is open for people who do not have a credit card and have advanced consumption needs.
In essence, it is to provide convenience for everyone's advanced consumption, and by the way, encourage and stimulate a wave of user consumption.
After understanding it in place, isn't this an online credit card business that Bank of Nanjing and Alipay have come up with...
If that's the case, the fox girl thinks it's really unnecessary.
It may be that for some users, the opening of this function can indeed be emergency sometimes, and can provide some levels of consumption and payment convenience.
But considering the practicality comprehensively, instead of caring that WeChat and Alipay can use the Huabei function interoperably, Fox Mei thinks that it is better to find a way to use the withdrawal amount interoperable.
In other words, it would be nice to give us a cash withdrawal quota and get some preferential benefits...
Those who understand understand it, these two functions are really incomparable, one is to cultivate the habit of advanced consumption of users; One is to help users save money.
But don't think about it, one can make money for the platform, and the other has to let the platform make profits, how can it be realized? You guys are fox girls, this is a dream...
So, in the end, what do you think, what do you think of Alipay's new "spend anywhere" feature? Will it be useful? Will you choose to open it?
Resources:
Screenshots of other networks such as Sina Weibo, IT Home, etc
Editor: CR