All of the information stated in this article is based on reliable sources of information and is detailed at the end of the article
This time, are you really going to say goodbye to QR codes?!
I still remember that in the past, everyone had to carry a wallet when they went out, and all they put in their bags were cash.
However, with the development of apps such as WeChat and Alipay, QR codes have swept the country overnight!
In this way, people can go out with their smartphones and scan one QR code after another, and all payment problems, as well as all kinds of registration and other problems.
But just when everyone's operation of the QR code reached the point of perfection, the central bank officially announced a "new payment method".
Surprisingly, this "new payment method" may replace QR codes!
In other words, if this payment method is widely used, QR codes are likely to face obsolescence.
So, do you know what the central bank's new "new payment method" is?
What is the charm of this payment method to replace the status of QR codes?
1. "New Payment Method" Pilot Increment! Netizen: "The future will become a trend!" ”
Perhaps everyone is curious about what kind of software can replace QR codes and become a new generation of "payment methods"!
Actually, we can't deny that yes, from cash to QR codes, it does bring infinite convenience to our daily life.
Like when we go out to buy things every day, after having a QR code, we don't have to worry about not being able to find the whole money, or not enough money to bring.
Even, during the epidemic in the first two years, we used QR codes to register information wherever we went, which was convenient and accurate.
I thought that in the future, QR codes would definitely become the mainstream of the times, but I didn't expect the "new payment method" released by the central bank to disrupt everything!
This "new payment method" is, in fact: digital yuan!
Perhaps when you hear the "digital yuan", you will feel a burst of familiarity.
Indeed, as early as 2014, the People's Bank of China proposed a "digital yuan" and set up a research team.
Until recently, the official media "Beijing Daily Client" released a message: Beijing's digital yuan pilot has been expanded incrementally, and nearly 170,000 offline application scenarios have been implemented!
Only to find out: "The digital yuan is already quietly being implemented!" ”
Since the pilot test was launched in 2019, as of today, in just five years, there have been 28 provinces and cities in the pilot area of digital yuan!
Not only that, many people who have used the digital yuan think: "This payment method is more convenient than QR codes!" ”
And this phenomenon also shows that digital is being implemented on a large scale, and in the future, it may replace QR codes and become a new trend in payment!
So, compared with QR codes, what are the advantages of digital yuan?
2. How strong is the charm of the digital yuan? Netizen: "It's easier to use than a QR code!" ”
When the "digital yuan" was first piloted, many people thought that it was a payment method that was similar to the QR code.
But soon, people who have used it will find out: "The digital yuan is much easier to use than the QR code!" ”
The specific performance is in the following aspects......
1. You can pay if your mobile phone is out of battery or network!
Generally, when we use QR code payment, we must use it when the mobile phone is powered and the signal is good.
Only then will the QR code be generated to make the payment.
And the digital yuan doesn't!
To put it simply, even if the digital yuan leaves the network and there is no electricity, it can still be paid!
Many people may question when they see this, after all, in the information age, it is difficult to move without the Internet.
But in fact, the "digital yuan", as the name suggests, is to convert the yuan into a digital form of yuan.
As long as you can clearly know how much money you have, you can spend freely within this range, even if your phone is out of battery or network!
2. The issuance cost is low, and the transaction is more convenient!
There is still a world of difference between "RMB" and "digital RMB" in the traditional sense.
One is that it needs to be issued in large quantities and at a high cost, while the other is that it does not cost anything, which is to convert the yuan into digital and then make it available to people.
In addition, the "digital yuan" is also very convenient in the process of trading.
Think about it, when we scan the QR code to pay, we have to open the software first, scan the merchant's QR code, then enter the payment amount, and finally enter the payment password, and so on After a series of operations, the payment is considered successful.
The digital yuan does not require a series of cumbersome processes at all, and only needs to be touched with a mobile phone to achieve a successful payment record!
Of course, in the process of payment, the mobile phone is the case of the lock screen, and the payment can be successful!
3. Effectively defend the people from being deceived!
When using QR codes, there is such a routine, that is, after scanning the QR code, there will be a forced payment.
To put it bluntly, this is a precursor to "being deceived".
If the digital yuan is used, this situation will be effectively avoided.
Not only that, but the digital yuan also has a great deterrent effect on corruption and money laundering!
Epilogue:
In any case, the implementation and application of the digital yuan represents the success of technology and the progress of the times
As for whether the QR code will disappear in the future, I think it shouldn't.
After all, for "QR codes", there are other uses for more than just payment.
Even if there is really no QR code in the future, the memory that belongs to it will definitely stay in the memory of a generation!
What do you think about this?
Welcome to leave a message in the comment area to discuss!
Reference Sources:
[1] Official media Beijing Daily client "Beijing Digital RMB Pilot Incremental Expansion, Nearly 170,000 Offline Application Scenarios Landed"
[2] Official media Xinhuanet, "The digital yuan pilot has been expanded to 26 places in 17 provinces and cities, benefiting enterprises and facilitating the people, and there are many bright spots"
[2] Official media Phoenix.com, "Central Bank: Steadily Promote the R&D and Application of Digital RMB in 2024"
However, in order to improve the readability of the article, there may be polishing of the details, please read sensibly, for reference only!
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