The state and enterprises and institutions insured employees go through the retirement procedures, and after the social security agency audits and passes, the retired elderly can get the retirement certificate, everyone must not underestimate this small certificate, because this retirement certificate has many hidden benefits in life:
.01
It is possible to withdraw the CPF in a lump sum
What we call five insurances and one housing fund, of which five insurances refer to five types of insurance: pension, medical care, maternity, work-related injury and unemployment, which are paid by the state compulsory units for employees; The housing fund is a housing provident fund, which is a welfare system given by the unit to employees, and is not mandatory.
The housing provident fund is a joint contribution of units and individuals, and is ultimately included in the personal account of the employee, which belongs to the invisible assets of the employee.
However, even if this is an individual, it does not mean that it can be extracted at will. According to Article 24 of the Regulations on the Administration of Housing Provident Fund, the balance of the provident fund account can only be withdrawn if one of the following six conditions is met:
(1) Purchasing, constructing, renovating and overhauling owner-occupied housing;
(2) Retirement and retirement;
(3) Completely lose the ability to work and terminate the labor relationship with the unit;
(4) Settlement of residence;
(5) repayment of principal and interest of the housing loan;
(6) The rent exceeds the prescribed proportion of the family's wage income.
If you have never borrowed money from your CPF when you were young and have not withdrawn it, then after retirement, you can withdraw the balance of your CPF account with your retirement certificate, and you can receive a large amount of money at one time.
.02
It is possible to receive a one-child allowance
In the past, in order to encourage a family to have only one child, the state issued a regulation that couples who voluntarily had only one child for life could be issued a "Certificate of Honor for Parents of a Single Child", and they could also enjoy certain rewards.
For example, Shanxi's regulations stipulate that the employer at the time of retirement should give a one-time reward to the parents of the only child according to 30% of the average salary income of the employees in the previous year.
Shanghai requires that citizens with household registration in Shanghai who hold a "Certificate of Honor" can receive a one-time family planning incentive fee of 5,000 yuan in addition to receiving a basic pension after participating in social insurance in accordance with regulations, going through retirement procedures, and obtaining a retirement certificate.
So, if you meet the requirements for an only child, and you have been retired for a long time now, and you have not received this money, then you can bring the relevant documents to receive it.
.03
You can enjoy discounts on tickets to scenic spots
The great educator Comenius once said that teaching is the most glorious profession under the sun, and doctors and nurses are revered as angels in white, so practitioners in these two professions can often enjoy discounted admission to attractions by virtue of their professional qualifications.
Of course, in addition to these two certificates, the retirement certificate is also a powerful tool to save money.
At present, there are many tourist attractions in the country, as long as you have a retirement certificate or an old age certificate, the ticket will enjoy half price or free of charge. Of course, there are also some scenic spots that are based on age to delineate preferential standards.
.04
It's easier to get a visa
Visas are required to travel and settle abroad, and if you are a working person, the process will be more complicated. Not only do you need to submit various documents, but even the staff will call to investigate the individual's work information, and if there is a mistake in the answer, it is very easy to lead to visa rejection.
However, if the elderly apply for a visa, the process is much simpler, because it is easier for the elderly to apply for a visa to go abroad after submitting their retirement certificate. So don't underestimate this retirement certificate, it has many uses in life.
.05
Apply for a bus card for the elderly
Public transportation is a common means of transportation for our daily travel, and for us after retirement, taking the bus is also a saving and environmentally friendly choice. If there is a retirement certificate, then the elderly can go to the bus company or a designated place to apply for a senior bus card.
The biggest advantage of this card is that the elderly can enjoy free or discounted bus rides with the card, and some areas can even take other means of transportation such as subway and light rail.
In this way, the elderly can save a lot of transportation costs, and they can also easily walk around and broaden their horizons and life circle.
.06
Enjoy medical reimbursement
As we age, the physical function of the elderly will gradually decline, such as some minor or major illnesses in life, and we need to go to the hospital or be hospitalized.
If the elderly have a retirement certificate and social security card, then they can enjoy medical insurance reimbursement at the hospital and reduce medical expenses.
And according to different medical insurance systems, the proportion and amount of medical reimbursement are also different, some can be reimbursed more than 80%, and some can be reimbursed thousands or even tens of thousands. In this way, the elderly do not have to worry about the cost when they get sick, and they can also get better treatment and recovery.
In short, the retirement certificate is a gold card after our retirement, which not only allows us to receive a pension, but also allows us to enjoy various benefits and benefits, making our retirement life more comfortable and happy.
Therefore, we must take good care of the retirement certificate, do not treat it as waste paper, but make full use of its value, so that it can add more color and fun to our lives.