Alipay vs WeChat Pay: Who is better?
In this era of mobile payment, Alipay and WeChat Pay have undoubtedly become two indispensable applications in the lives of most people. They are like our wallets, nothing more than a virtual, digital wallet. These two seemingly similar payment tools are quite different in details. This difference is also the reason why netizens have a surprising consistency when choosing which payment method to use.
Financial attributes: Alipay has the advantage
Alipay's predecessor is Alibaba's payment platform - "Alipay". From the beginning, it was designed as a financial instrument focused on online payments. The financial gene has long been deeply rooted in the bone marrow of Alipay. Over time, Alipay has grown and its features have been enriched. Nowadays, in addition to payment functions, it also provides a series of financial value-added services such as wealth management products, credit services, and preferential activities, aiming to meet the diversified financial needs of users.
It is precisely because of Alipay's strong financial attributes that it is more suitable for scenarios such as large-value payments and online shopping. Although WeChat Pay can also be used for large-value payments, it is mainly positioned for small-value transfers and social scenarios. This difference also directly leads to the tendency of netizens when choosing payment methods.
User experience: Alipay is more user-friendly
In addition to financial attributes, Alipay is also better than WeChat Pay in terms of user experience. Alipay's interface design is simple and clear, and the operation process is smoother. Moreover, Alipay has also optimized the payment process for different payment scenarios, such as scanning code payment, fingerprint payment, etc., so that the user's payment experience is smoother and more efficient.
Since WeChat Pay is embedded in the social software of WeChat, users have to switch from the social scene when using it, which undoubtedly increases the cost of use. In addition, the interface design of WeChat payment is relatively not so user-friendly, so in terms of user experience, Alipay is obviously better.
Merchant acceptance: Alipay is more extensive
In offline physical merchants, Alipay's acceptance is also wider than WeChat Pay. This is mainly because Alipay, as a tool focused on the payment field, has a higher visibility and recognition among merchants. Moreover, there are also merchants who unilaterally accept Alipay and refuse to accept WeChat payment.
On the other hand, WeChat Pay, although it occupies a certain share in the field of personal transfers and small merchants, in large merchants, Alipay's coverage is still wider. If you are spending offline, it will undoubtedly be more convenient to use Alipay.
Brand impression: Alipay is more trustworthy
In terms of brand impression, Alipay is also more trustworthy than WeChat Pay. There are two main reasons for this:
Alipay was built by Alibaba, a tech giant that has been working in the e-commerce field for many years, so it is more trustworthy in the hearts of users.
Some users consciously choose to use Alipay instead of WeChat Pay out of their impression of Tencent. WeChat Pay was originally only an ancillary function of WeChat, a social software, and its financial attributes were relatively inferior.
Although WeChat Pay is more convenient due to its social platform-based, Alipay's advantages in terms of financial attributes, user experience, merchant acceptance, and brand impression make it more favored by netizens. This advantage is also the reason why netizens have surprisingly consistent answers to the question "Are you used to using Alipay or WeChat payment".