Serious heart disease
Once it develops, it requires a long period of treatment
There will be a heavy burden both physically and mentally
It is even possible to impoverish a family due to illness...
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"At first, I felt that my chest couldn't breathe, my heart seemed to be pressed by something, and then my eyes were a little ......" Without warning, in May last year, 40-year-old Ms. Liu was diagnosed with dilated cardiomyopathy, which is also known as "cancer of heart disease". The cause of most of the patients was unknown, and the doctor determined that Ms. Liu may have fallen ill due to a viral infection, and medication and surgery were necessary as soon as possible.
Ms. Liu's husband, Mr. Cai:
After entering the ICU, I had to put on an external ventilator, and as soon as the thing was pushed to the side of the bed, the doctor said that it would cost 60,000 yuan, and the daily treatment cost would start at 10,000 yuan in the future, which was a terrible thing for our ordinary working family.
Transplanting an artificial heart requires more than 900,000 yuan for just one piece of equipment. Doing his best to save his wife was Mr. Cai's only thought at that time, so he planned to sell the house for a while.
Ms. Liu didn't know about this, she expected that her medical expenses would be "astronomical", but she never imagined that her husband was silently burdened with huge psychological pressure. Mr. Cai lamented that his decision to take precautions brought new hope to his family.
Ms. Liu's husband, Mr. Cai:
My awareness of insurance will be relatively better, although we have illness medical treatment, employee medical insurance, but commercial insurance must also have. "Health Buddha Medical Insurance" has also exceeded expectations, which is equivalent to buying a million protection for more than 100 yuan.
In the past five months, Mr. Cai and Ms. Liu have traveled to Guangzhou and Foshan for medical treatment, spending as much as 1.919 million yuan in medical expenses, and after being reimbursed 700,000 yuan by basic medical insurance and serious illness insurance, Ms. Liu still has to bear millions of medical expenses.
Fortunately, Mr. Cai paid 185 yuan, participated in the "Health Buddha Medical Insurance", and received 932,700 yuan of medical expense reimbursement, and finally the medical expenses borne by the family were reduced to 286,300 yuan, with a reduction rate of 76.5%.
At present, Ms. Liu is recovering well. This truly alleviates the financial burden of families caused by high medical costs, and also fully reflects the function of "Health and Buddha Medical Insurance" as an inclusive insurance with "low premiums and high protection".