Recently, Nanjing Jianye police
Found at work
A new scam has emerged in mobile payments
Scammers use "collection codes"
"Payment Code" switches to commit crimes
Stealing funds
At present, Nanjing has been recruited by citizens
Event recap
Recently, Jianye District, Nanjing
Ms. Wang, a front desk staff member of a hotel
Received a phone call
The other party said that he would book a room in the near future
I would like to know more about the room price and environment
Then the two added WeChat
The next day, the other party decided to book a room
At the time of payment
Ms. Wang will take a picture of the hotel's payment code
Send it to the other party
The other party made a video call
It means that there is a limit on the hotel collection account
It needs to be hit to her private account first
Ms. Wang didn't worry too much
Open your personal payment code
Show them to each other in the video
Unexpectedly, the other party immediately hung up the phone
Then Ms. Wang's mobile phone
The deduction is 950 yuan
Routine analysis
①
Dedicated service industry personnel
Fraudsters specially select people in the service industry such as hotels and guesthouses to start scams on the grounds of "booking rooms", and take advantage of the psychology of employees who want to complete orders and provide convenience for customers to further commit fraud.
②
Confuse the victim through video
After pretending that the payment failed, the fraudsters deliberately make further demands to the victim via video chat. On the one hand, videos are used to create the illusion of "face-to-face" so that victims can relax their vigilance; On the other hand, the video makes a request for the victim to react in a short period of time, and there is no time to think it through.
③
Switch payment code to payment code
When you open the "Payment" page, the first thing that pops up is "Payment Code". At this point, you need to manually click the switch to reach the "Collection Code" page. The scammer took advantage of the loophole that the two pages needed to be switched, and took a screenshot or photo to write down the "payment code" while the party did not change it in time, and quickly swept away the money in the party's account.
In order to prevent payment code information
Voyeured by criminals
It can be set up on Alipay
"Payment Code Privacy Protection"
Add another lock to the security of the payment code!
Jiangsu police reminded
Don't put your own collection code, payment code
Feel free to show it to others
Be sure to set a password for the payment software
It is recommended to disable the "password-free payment" function
Avoid potential risks
Transactions involving money on the network
Be cautious
Don't be led by strangers
And show the payment code during a video call!
Source: Jiangsu Police