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After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?

author:Xibao

[Shocking at the beginning]

In the bustling city, a sudden windfall is like a lightning bolt, illuminating Zhang Qiang's otherwise bleak life. However, only two years later, the eye-popping 1.86 million disappeared like flowing water, and even owed more than 300,000 debts. This makes one wonder: why is it so difficult for the poor to hold on to this sudden wealth?

Zhang Qiang, an ordinary worker, sweats like rain on the construction site day after day, and although his life is hard, he can barely maintain his family's livelihood. Until that day, a huge sum of 1.86 million unexpectedly fell into his hands, as if the god of fate had finally favored this man who was overwhelmed by life.

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After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?

1. The advent of windfall

"Lao Zhang, you have won the jackpot!" Worker Xiao Li excitedly rushed into Zhang Qiang's dormitory, waving a lottery ticket in his hand. Zhang Qiang was stunned, he never thought that he would have such good luck.

"Look, this is the ticket you bought, and you won the jackpot!" Xiao Li handed the lottery ticket to Zhang Qiang. Zhang Qiang took the lottery ticket, and after repeated confirmation, he finally believed that it was true. His heart was beating faster, as if it was about to jump out of his chest.

2. Sudden happiness

After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?

"Brother Qiang, what are you going to do with this money?" Xiao Li asked curiously. Zhang Qiang pondered for a moment and said: "Pay off the debt first, then buy a good house for your family, and then save some pension money." His words were filled with a vision for the future.

However, with the influx of money, Zhang Qiang's life has also undergone earth-shaking changes. He quit his job and started living the life he dreamed of. Designer clothes, luxury cars, high-end restaurants...... He gradually lost himself in this extravagant life.

3. Relatives and friends come in droves

"Brother Qiang, I heard that you have made a fortune, can you lend me some money?" Zhang Qiang's relatives began to come to the door frequently. Although Zhang Qiang was a little hesitant, he finally agreed to their requests one by one.

After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?

"Brother Qiang, I have a good project here, and I will definitely make money, but it is a shortcoming start-up capital." Friends also threw olive branches to Zhang Qiang. Zhang Qiang thought to himself that he had money anyway, and it was not a big deal to invest some money.

4. The trap of investment and borrowing

However, things did not go as smoothly as Zhang Qiang imagined. His investment projects have been losing money one after another, and he has not been able to recover the money he lent. Zhang Qiang began to feel anxious, but he still held out a glimmer of hope that things would get better.

"Brother Qiang, you can lend me some more money, my project is short of this amount of funds." A former friend found Zhang Qiang with a pleading face. Zhang Qiang hesitated for a moment, but finally lent him a sum of money. However, the money was like a mud cow into the sea, and it never came back.

After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?

5. The pressure and reflection of life

Over time, Zhang Qiang's fortune gradually shrank. He began to realize how impulsive and stupid his previous actions were. He began to reflect on what he had done and tried to find a solution to the problem.

"Brother Qiang, what's wrong with you?" Xiao Li looked at Zhang Qiang's increasingly thin figure and asked with concern. Zhang Qiang sighed and said, "I spent all that money, and now I still owe a lot of debt." ”

Xiao Li was shocked, he didn't expect Zhang Qiang to end up like this. He comforted: "Brother Qiang, don't be too sad. You're still young and have a chance to start over. ”

After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?

6. The courage to start anew

With Xiao Li's encouragement, Zhang Qiang began to re-examine his life. He realizes his previous mistake and decides to start over. He found a new job and began working hard to earn money to pay off his debts. Although life was still difficult, he felt more fulfilled and fulfilled than ever.

VII. Conclusion

Zhang Qiang's story tells us a profound truth: the reason why the poor have difficulty keeping their windfalls is often because they lack financial knowledge and experience, and are easily confused by immediate benefits. In the face of sudden wealth, we should remain calm and rational, and plan our life and investment plans reasonably. Only in this way can we truly keep our wealth and live a happy and fulfilling life.

After spending 1.86 million in two years and paying more than 300,000 debts, why is it difficult for the poor to keep the windfall?