Today, we're going to explore a topic that is relevant to everyone – what happens to the digital legacy we leave behind online when we pass away?
Let's look at a reality in the first place
With the development of the internet, each of us has left a lot of personal data and information online, including chat logs, social media accounts, online bank accounts, and more. This information is invaluable to us, not only because of emotional memories, but also because of the safety of our property.
However, have you ever wondered what happens to this digital legacy when you pass away? Will they be sealed forever, or will they be exposed to the sun? That's what we're going to focus on today.
First, let's talk about the most talked about chat history issues. Many people are worried that after their death, private conversations in QQ and WeChat will be seen by others, so they want to delete them in advance. In fact, the ownership of QQ and WeChat accounts is owned by Tencent, and the right to use them is limited to the initial registrant. If Tencent finds that your account registration is not yours, it has the right to directly terminate your right to use.
Therefore, delete the chat history if you want to, Tencent will not disclose it without authorization. But my personal advice is to keep those precious memories, after all, life is short, and these records are often very meaningful.
Let's talk about money
Many netizens are worried that their money is in Alipay and WeChat wallets, and it will be "confiscated" by the platform after their death, and it is very troublesome to inherit it. Actually, it's all a rumor! All major platforms have clear inheritance policies, as long as your relatives provide the necessary supporting materials, the money in the account can be inherited smoothly.
For example, in Alipay, the heir only needs to prepare the ID card, death and cremation certificate, household registration book, marriage certificate and other materials and submit them online. At the same time, Alipay's wealth management products, insurance, etc. can also be redeemed.
WeChat's approach is similar, where relatives only need to contact customer service and provide relevant proof to get assistance. However, if a bank card deposit is involved, the process may be stricter, and the bank will ask the family to prove the relationship with the deceased, etc.
So, in order to avoid adding to the congestion of your loved ones in the future, my advice is:
1. Before your death, you should inform and entrust important account passwords to trusted relatives and friends to facilitate processing.
2. For chat records involving privacy, they can be deleted as appropriate during their lifetime, but their commemorative value should also be considered.
3. For financial accounts, arrangements should be made to ensure that assets can be inherited smoothly.
4. Understand and follow the relevant policies of major platforms and cooperate with their work.
Friends, the digital age has brought earth-shaking changes to our lives, but also brought new challenges. While alive, we need to manage our digital lives well; After the death of the people, these digital legacies also need to be given the attention and proper handling they deserve.
Life is gone, but numbers are immortal. Let's face it with the right attitude, embrace it with full enthusiasm, and strive to make it bring happiness and memories to us and our loved ones, instead of troubles and troubles. That's what I want to convey to you.