Medical insurance/pension has always been a topic of great concern to everyone.
Since 2024, the National Health Insurance Administration/Human Resources and Social Security Bureau has issued some new policies on medical insurance/pension, which are closely related to our childbirth, retirement, medical treatment, drug purchase, etc., each of which is exciting.
Let's take a look with Yu Xiaobao~
It's up!
In 2024, we will continue to increase pension and medical insurance subsidies
In March, the government released a work report, which clearly stated that some of the key tasks in 2024 include:
Medical insurance: The per capita financial subsidy standard for residents' medical insurance will be increased by 30 yuan;
Social security: The minimum monthly standard of basic pension for urban and rural residents will be increased by 20 yuan, the basic pension for retirees will continue to be raised, the personal pension system will be implemented nationwide, and the supply of childcare services will be increased through multiple channels.
※ Medical insurance and pension data description ※
Resident medical insurance: In 2023, the financing standard for resident medical insurance will be 1,020 yuan, of which the per capita financial subsidy will not be less than 640 yuan, and the individual payment standard will reach 380 yuan per person (in some areas, individual payment will be higher than this standard).
In 2024, after the financial subsidy standard for residents' medical insurance is increased by 30 yuan, the per capita subsidy will not be less than 670 yuan.
Pension: According to the Notice on the Adjustment of the Basic Pension of Retirees in 2023, the national adjustment ratio in 2023 will be determined according to 3.8% of the per capita basic pension.
2024
The latest adjustment of medical insurance in Beijing!
In 2024, the financing standards of basic medical insurance for urban and rural residents in the city will be adjusted to:
- 4,720 yuan/year per person for the elderly in urban and rural areas, including 4,320 yuan/year for financial subsidies and 400 yuan/year for individual contributions;
- 2,070 yuan/year for students and children, including 1,695 yuan/year for financial subsidies and 375 yuan/year for individual contributions;
- 3,020 yuan/year for residents of working age, including 2,315 yuan/year for financial subsidies and 705 yuan/year for individual contributions.
50% of the subsidy funds shall be borne by the city and district. In 2024, the new part of the financial subsidy fund for basic medical insurance for urban and rural residents in the city will be borne by the city and district by 50%.
The municipal financial subsidy for the elderly in urban and rural areas is 1,930 yuan, the district-level financial subsidy is 2,390 yuan, the city-level financial subsidy for students and children is 617 yuan, the district-level financial subsidy is 1,078 yuan, and the city-level financial subsidy for residents of working age is 927 yuan, and the district-level financial subsidy is 1,388 yuan.
Removal of the restriction on first-visit referrals
From January 1, 2024, urban and rural elderly people and residents of working age who have signed a contracted service agreement for family doctors in this city who participate in the basic medical insurance for urban and rural residents will be able to go directly to the designated medical institutions and traditional Chinese medicine, specialist and Class A designated medical institutions for outpatient treatment in their own selection, and the outpatient medical expenses incurred will be paid by the resident medical insurance fund;
The outpatient and emergency payment limit has been increased
From January 1, 2024, the maximum payment limit of outpatient and emergency medical expenses incurred by urban and rural residents in a medical insurance year will be increased from 4,500 yuan to 5,000 yuan.
Dropped
Basic medical insurance rates for employees
From January 1, 2024 to December 31, 2024, the basic medical insurance for employees at the same level in the autonomous region will continue to implement the policy of phased rate reduction, with the unit payment rate of basic medical insurance for employees being 7% and the individual payment rate being 2%.
Original Policy:
http://ybj.gxzf.gov.cn/xxgk/zcfg/zcfg_9912/zcfggybf/t18314131.shtml
This year, Medicare has these arrangements
Source: People's Daily Online, China Medical Insurance, China Accounting News, etc