Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving Ordinary people must have the concept of consumption and saving