In the morning, while I was enjoying breakfast, I heard my phone beep. Click on it and take a look, it is my 7,100 yuan pension this month has been credited to the account.
I reported to my wife: "Honey, my pension is here, an hour before yours." I'm going to give your son the mortgage and living allowance, which you and I will jointly fund for 60 months, that is, five years. ”
The wife nodded in agreement: "Yes, the children have paid off the loans in the past few years, totaling 300,000." In the next 60 months, it should be handed over to them to take responsibility and learn to be independent. ”
Immediately, I transferred 5,000 yuan to my son through WeChat.
I called my son and he answered quickly. I asked, "Son, where are you, have you received the mortgage and living allowance that I just transferred?"
The son replied excitedly: "Father, I just came out of the workshop and was about to go to the next place to have a look." I saw the information, thank you very much!"
I told him, "Son, with this transfer, we have funded you for 60 months, a total of 300,000 yuan." You've been paying off your mortgage for five years, and from next month, you and your wife will need to take responsibility for your own repayment and plan your life well. We want to have a carefree time. ”
The son was a little surprised: "Father, don't you help us anymore? You and your mother earn much more than us, why do you spend so much......"
I am Mr. Wan, born in the late 50s of the last century. My wife is five years younger than me. We work in a joint-stock company and have one son. My son joined our company after graduating from university. We own a 2 bedroom home.
Five years ago, my wife and I retired. Two months later, his 28-year-old son entered the marriage hall, and his wife is also an employee of the company.
The daughter-in-law came from a rural family, and although she got married, she did not receive much financial support. There is also a younger brother to take care of at home.
For our son's wedding, we took out all our savings of 650,000 yuan.
Despite the tight cash, we did our best to raise funds for our son. He took a fancy to a 130-square-meter four-bedroom and two-hall house with a price of 600,000 yuan.
We paid a down payment of 250,000 yuan, and the remaining 350,000 yuan was repaid in ten years through a bank loan, with a monthly repayment of 4,000 yuan.
We also renovated the new house at a cost of 200,000 yuan, bought furniture worth 100,000 yuan, and the remaining 100,000 yuan, my son added 50,000 yuan to buy a car for 150,000 yuan.
I said to my son, "I will continue to help you pay off your mortgage until you can afford it on your own." ”