On April 29, Lei Fengde, director of the Municipal Housing Provident Fund Center, and his entourage launched the live broadcast program of the hotline of "Political Style" to communicate with the audience online on the basic situation of the housing provident fund, the policy of benefiting the people, and the identification standard of the number of housing units for provident fund loans.
According to the online guests, in 2023, the Municipal Housing Provident Fund Center will formulate and implement 10 measures for the housing provident fund to help the city's "industry, city, and people", and the provident fund service will take the lead in realizing the Zhaolu Office and the city's general office, and the number of provident fund deposits in the city will reach 212,900, releasing 6.259 billion yuan of funds to enter the housing market, accounting for 41.54% of the total real estate investment in the same period. The Municipal Housing Provident Fund Center has successively won the "Outstanding Star Service Post" of the Ministry of Housing and Urban-Rural Development and the "Advanced Collective Commendation of the City's Optimization of Business Environment".
At present, the maximum loan limit of Zhaotong's provident fund is: 600,000 yuan for the families of both depositors and 400,000 yuan for the families of the unilateral depositors. The maximum limit of personal housing loans for families with two children or more will be increased by 30%, that is, the maximum limit of 780,000 yuan for families with two depositors and 520,000 yuan for families with unilateral depositors. The maximum limit of personal housing loans of the Housing Provident Fund for high-level talents will be increased by 50%, regardless of single and double depositors, and the maximum limit is 900,000. The down payment ratio of the first house of Zhaotong provident fund loan shall not be less than 20%, and the down payment ratio of the second house shall not be less than 30%. The loan interest rate shall be implemented in accordance with the benchmark interest rate of the personal housing provident fund loan approved by the People's Bank of China. At present, the personal housing provident fund loan interest rate announced by the People's Bank of China is 2.6% for the first house below 5 years (including 5 years), 3.025% for the second house, 3.1% for the first house over 5 years and 3.575% for the second house.
Source: Zhaotongtai, Hu Shangjing, Liu Xinggang
Audit|Yang Yuhang
Edited by Guo Qian
Platform contact information|0870-2153979