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My name is Wang Qiang, I am 32 years old Chinese New Year's Eve, and I am an ordinary small business owner. My life was uneventful until that decisive moment, when everything changed.
That year, my small business finally started to get on the right track. The small company I ran gradually gained a foothold in the market and began to make significant profits. My wife Xiaoli and I have always been partners in our hard work, she is my right-hand man in my career, and she is also my confidant in life. We've been married for five years and have no children, but we've always had a good relationship.
One night, I returned home full of joy. An investment in the business has returned 50,000 yuan, which is a lot of wealth for us. I am full of hope for the future and share this good news with Xiaoli.
"Xiaoli, today's business really exceeded expectations, we made 50,000 yuan!" I said to her excitedly.
Xiaoli was busy preparing dinner, and when she heard this, she raised her head with a look of surprise. "Fifty thousand yuan? That's great! This is our first pot of gold. ”
I smiled and nodded, "yes, think about the hard work we've worked before, and now it's finally paying off." ”
Xiaoli put down the kitchen knife in her hand, walked up to me, and patted me on the shoulder. "And what are we going to do with the money?"
I thought about it for a moment and said, "I was thinking of saving it first, or investing in some more business. However, this number does allow for a few other things. ”
Xiaoli's eyes lit up, "For example?"
I paused for a moment and came up with an idea: "I want to change to a different car, the one we use now is too old and always has a little problem." This time we can get a new one, and it is also convenient for our lives. ”
Xiaoli smiled and nodded, "That's a good idea, we really need a new car." ”
I looked at Xiaoli's satisfied expression and secretly congratulated myself on my decision. However, Xiaoli's next words were beyond my expectations: "But I think the 50,000 yuan can be of better use." ”
I looked at her a little confused, "What is a better use, better than buying a car?"
Xiaoli sat down with a smile and looked at me seriously. "You know, I've always thought we could have a home of our own, a house of our own. ”
I was a little surprised when I heard this, "Buying a house? This 50,000 yuan is far from enough." ”
Xiaoli shook her head, "I'm not saying to buy now, but we can take the 50,000 yuan as a down payment, and then slowly repay the loan." In this way, we will be able to have our own home in the future. ”
After listening to her words, I fell into deep thought. Buying a home is a big plan, but it's a longer-term, more meaningful investment. I looked at Xiaoli and knew what she was expecting.
"That's a good idea. I said slowly, "But if you want to buy a house, we need to plan it well, and we can't rush it." ”
Xiaoli smiled with satisfaction, "Well, we can take our time and get ready first." ”
I know that Xiaoli is right, although our 50,000 yuan is not a lot, it can lay a solid foundation for our future. Looking at her smile, my mood brightened.
After listening to Xiaoli's advice, I think buying a house is indeed a good plan. We sat down and had a serious discussion about the plan and began to plan for the future. Xiaoli said that she had already looked at some of the information about the house and knew the approximate price range and location we wanted. We decided to go to the bank first to inquire about the loan and find out about our loan amount and conditions.
The next day, we went to a nearby bank together. Under the guidance of the loan officer, we learned more about the process and conditions of the loan. Although there are still some uncertainties, overall, we feel that the plan is feasible.
Back at home, Xiaoli and I continued to discuss the details. We decided to save the $50,000 as a down payment on the house and then continue to save for the rest of the money and wait for the right time to buy the house. This decision fills us with anticipation and hope for the future.
However, just as we were starting to prepare for the purchase of a house, an old friend of mine, Li Tao, approached me.
Li Tao is a classmate of mine from university, and now he works for a large company. We've known each other for many years, kept in touch, and occasionally had dinner together. This time, he suddenly approached me, saying that he had an investment project that he wanted to cooperate with, and he hoped that I could participate.
"Brother Qiang, I heard that you have a lot of money recently, are you interested in investing with me?" Li Tao asked straight to the point as soon as he entered the door.
I smiled and sat him down, "What's the project? What good things do you have?"
Li Tao looked at me mysteriously, "I recently came into contact with a new technology company, and they have developed a new smart home system. It is said that the market outlook is very good, and I think it is a good investment opportunity. ”
I listened to his introduction, and my heart was a little moved. "Smart home systems? Sounds pretty cutting-edge. ”
Li Tao continued: "Yes, they are looking for partners to expand production and sales. If we invest in it, we can not only get equity, but also share in future profits. ”
I thought about it and the project was really appealing. But I thought about our current plan and decided to discuss it with Xiaoli first.
"Li Tao, this project sounds very potential, but Xiaoli and I have been preparing to buy a house recently, and the funds may not be suitable for investing in too many other places for the time being. I explained it to him frankly.
Li Tao nodded, "I understand that buying a house is indeed an important thing. However, this project does not require much investment, and it is not very risky. Think about it, I don't think this is an opportunity to be missed. ”
I hesitated, this investment opportunity seemed tempting, but I didn't want to compromise our long-term plans by greedy for short-term profits. Li Tao saw my concerns and took the initiative to say: "Brother Qiang, I know what you think, in fact, I just think that this project is very promising, you can consider it, there is no pressure." ”
I looked at him gratefully, "Thank you for the invitation, I'll think about it seriously." ”
Li Tao left a document telling me that I could contact him at any time. His words got me thinking. Investing in this project may bring more benefits, but I also don't want to miss out on the opportunity to buy a home. I decided to talk to Xiaoli and listen to her opinion.
At dinner, I told Xiaoli about Li Tao's proposal. After listening to this, she pondered for a moment, and then said: "Brother Qiang, I know that you are interested in investment, but the most important thing for us now is to be steady and steady, and deal with the affairs of the house first." ”
I nodded, "Well, you're right. The house is an important goal for us. ”
Xiaoli smiled, "Moreover, we can continue to work hard and strive to raise enough down payment for the purchase of a house as soon as possible." ”
I looked at Xiaoli's determined expression, and I felt extremely relieved. She was always able to analyze the problem calmly and help me clear my mind.
So, I decided to put down this investment project first and go all out to prepare for the purchase of a house. This 50,000 yuan is an important capital for us and our hope for the future.
After deciding to use the funds for the purchase of the house first, Xiaoli and I began to make more serious preparations. We started to investigate the surrounding property market in detail and looked at a lot of information and selling prices for the houses. Xiaoli also made a special time to look at a few properties to find out what we thought was the ideal place to live.
After a lot of hard work, we finally found a house we liked a month later. This is a small two-bedroom apartment located in the heart of the city, and the surroundings are relatively quiet and comfortable. The price of the house was within our budget and we decided to find out more and consider it.
In order to determine the choice of house, we asked the real estate agent to look at the property again. The agent gave a detailed description of the house, including the floor, orientation, surrounding environment, etc. We walked into the house, Xiaoli carefully checked every detail, and I also asked some questions about the renovation and property from time to time.
After walking out of the house, we sat down to talk at the roadside café. Xiaoli looked at me with a satisfied expression. "The house is not bad, the location is good and the price is good. ”
I nodded, "yes, I think it's pretty good, too." And the property management of this community is also relatively standardized. ”
Xiaoli thought for a moment, and then said, "Let's think about it again, if we are sure to buy this house, we can start to apply for loans and other procedures." ”
I looked at her determined eyes, and my heart was even more determined to buy a house. "Okay, I think we can start preparing. ”
Over the next few weeks, we were busy sorting out paperwork, processing loans, and signing contracts. Although it is a bit tedious, we are all in a good mood because it represents the beginning of our new life in the future.
At the same time as buying a house, I also started to re-examine our family and future plans. The investment of 50,000 yuan is a kind of confidence in our future, and it is also our expectation and yearning for each other's lives.
One night, we were sitting on the sofa, drinking tea, Xiaoli suddenly said: "Brother Qiang, have you ever thought that our children will live here in the future." ”
I was stunned for a moment, not expecting her to bring up the topic of children. "Child?" I looked at her with a smile, "you mean, you want a baby?"
Xiaoli smiled, "Yes, although it's still early, I think it's a beautiful plan to have my own home and have a child." ”
I looked at her deeply, and my heart was full of emotion. "Yes, we need to be ready for the future, and when the time comes, we can also welcome the arrival of new life. ”
This topic makes us look forward to the future even more and makes us more determined in our decision to buy a house. I know that we're not just buying a house, we're building a better future for our lives and our families.
As time went on, our home buying plan was coming to an end. Eventually, after a lot of hard work and preparation, we were able to purchase the house without any problems. After signing the last contract, we stood at the door of our new home, facing the future.
Xiaoli held my hand tightly, her face full of happiness. "Brother Qiang, we finally have our own home. ”
I looked at her and felt an inexplicable joy and satisfaction. "Yes, our future starts here. ”
Standing at the door of my new home, I looked at the glint in Xiaoli's eyes, and my heart was full of emotion and hope. All this is because the first pot of gold of 50,000 yuan is our common efforts and expectations.
After we moved into our new home, life began to take on new changes and beauty. We spent a lot of time and effort decorating our home, buying new furniture and décor to make this small space gradually feel warm.
On the day of the move, we invited a few good friends to help out, and we chatted happily while being busy. "Xiaoli, do you think the sofa in the living room is appropriate here?" I asked Xiaoli.
Xiaoli looked at it, "Well, that's good." However, I think the plant stand over there can be moved to the balcony to make it more ventilated. ”
Friends also made suggestions, and we discussed together to make the home feel more and more homely.
After moving into a new home, Xiaoli and I also started a new rhythm in our lives. Every morning, we had breakfast together and then went to work. When we got home in the evening, we prepared dinner together and chatted and tasted the food. Sometimes, we would walk together to a nearby park and enjoy a nice evening.
However, just when I thought everything was going in the desired direction, I received an unexpected phone call.
"Hey, Wang Qiang?" came the voice of a strange man on the other end of the phone.
"It's me, you're it?"
"I'm Li Tao, remember me? The investment project we talked about before has made new progress, and I would like to invite you to come over and attend a meeting. ”
I was stunned for a moment, but I didn't expect Li Tao to suddenly contact me again. Although I had decided to focus on my family and life first, I was still a little shaken. This investment project seems to have been tempting me and I can't completely put it aside.
"Li Tao, I'm a little busy now, and it's not convenient for me to attend the meeting. "I tried to make excuses.
Li Tao's tone became sincere, "Wang Qiang, this opportunity is really rare, you might as well consider it." There have been some new developments in our company, and this meeting is important. ”
I thought about it, and my heart was tangled. Xiaoli also noticed my hesitation, "Brother Qiang, is Li Tao looking for you to talk about investment?"
I nodded, "Yes, he said there's a new development and wants me to attend a meeting." ”
Xiaoli looked at me and said seriously: "Brother Qiang, I know you are interested in investment, but we have just bought a house now, and we want to stabilize our lives." Don't let the temptation of the moment affect our plans. ”
Her words made me understand in my heart that I really can't ignore our long-term plans for the sake of immediate benefits. I took a deep breath and decided to stick with my choice.
"Li Tao, thank you for the invitation, but I'm sorry for not being able to attend for the time being. In the end, I firmly refused.
Li Tao was silent for a while after hearing this, and finally said, "Okay, I understand. If we have the opportunity, we can also cooperate. ”
After hanging up, I felt a sense of peace of mind. I know that I have made the right choice and that focusing on my family and life is the most important thing.
In the evening, Xiaoli and I sat in the living room together, looking at the bits and pieces of decoration in the house, and my heart was full of satisfaction and relief.
"Xiaoli, I think our life is getting better and better. I looked at her and smiled.
Xiaoli also smiled, "Yes, with your own home and your own plan, everything becomes more hopeful." ”
We looked at each other and smiled, and at this moment, I felt extremely satisfied and happy in my heart. The first pot of gold of 50,000 yuan not only allowed us to own a house, but more importantly, let us have a better future.
After a period of adjustment and life, Xiaoli and I gradually got used to the new family environment. Every morning, the sun shines through the window into the living room, warm and bright. We sat down at the dining table, enjoying a simple and intimate breakfast, exchanging ideas and ideas for the day.
"Brother Qiang, where do you think we're going to have fun this weekend?" Xiaoli picked up a map and asked me with a smile.
I thought for a moment, "Why don't we go for a walk in the nearby mountains?" ”
Xiaoli nodded, "Good idea, we can go climbing the mountain and feel the fresh air of nature." ”
I smiled, "That's it." ”
When the weekend came, we set off early and made our way to the mountains. Although the climb is a bit hard, the scenery along the way makes us feel extremely happy and relaxed. Standing on the top of the mountain, overlooking the scenery in the distance, I felt the beauty and infinite possibilities of life.
When I got home, I noticed that Xiaoli was watching the news on TV with some concentration. "Xiaoli, what's going on?" I asked.
Xiaoli looked away from the TV and said with some concern: "I heard that the housing prices around the city have risen a lot recently, and it seems that we have chosen a good time to buy a house." ”
I nodded, "yes, house prices have been going up, so it was a wise decision for us to buy it quickly." ”
Xiaoli pondered for a while, then looked at me with a smile, "Brother Qiang, do you think there is anything missing in our family?"
I thought for a moment, "Well, maybe we can have another pet, like a kitten or a puppy." ”
Xiaoli's eyes lit up, "Good idea! I've always wanted to have a kitten, we can go and see it." ”
So, we decided to visit a nearby pet store on the weekend. There, Xiaoli picked out a cute kitten, and after bringing it home, we named it "Xiaobai".
"Welcome to our home. Xiaoli gently stroked the kitten and smiled like a child.
As I watched this scene, my heart was filled with warmth and joy. This home, gradually filled with the bits and pieces of life, has become a harbor for our common struggle and expectation.
However, just when life seemed peaceful and beautiful, I received an unexpected phone call.
"Hey, Wang Qiang, I'm Xiaoli's cousin, I heard that you recently bought a house, and I have a business I want to cooperate with you. ”
I was surprised to hear a voice on the other end of the phone. "Xiaoli's cousin?
Xiaoli's cousin continued: "I have a few plots of land around the city, and I am preparing to develop a real estate project recently, and I would like to ask you to help. ”
I hesitated, "This ...... I've been a bit busy lately, and it's not easy for me to work on new projects. ”
Xiaoli's cousin seemed a little anxious, "Wang Qiang, this is a good opportunity, you must think about it." ”
I thought about it for a moment and then said frankly, "I'm sorry, my focus is on my family and life right now, and I don't think about other investments for the time being. ”
Xiaoli's cousin was silent for a while, and then said, "Okay, if you change your mind, remember to contact me." ”
When I hung up, I felt a little uneasy. Despite the temptations and opportunities, I knew I had made the right choice. My family and life are the most important, and the first pot of gold of 50,000 yuan is the starting point of our happy future.
At night, Xiaoli and I sat by the window and looked out at the stars. "Xiaoli, our life is so good. I sighed.
Xiaoli looked up at me and smiled, "Yes, with each other, everything is beautiful." ”
We look at each other and smile, and the happiness of this moment does not need flowery words, just simple companionship and love.
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