Recently, some uninvited customers in the market are reluctant to provide the face of the ticket, only saying that there is a bank guarantee, and the commercial bill issued with a full margin needs to be discounted, and it is also required to be interviewed in person.
Is it reliable to have a bank guarantee and a commercial bill with a deposit, and can it be pasted?
The answer is definitely not reliable, for the following three reasons.
1. As long as you know a little bit about the "Negotiable Instruments Law", you know that the final payer of the commercial acceptance bill is the issuing enterprise, and the bank has no reason or responsibility to redeem it.
2. Commercial bills are risky, and banks will not guarantee them casually, and they have no responsibility to guarantee them. Even if the guarantee is assumed, it is not protected by the law, so the guarantee is invalid in front of the law, and the bank has such a strong legal and risk control department, and the review process is strict and complex, will this kind of unreasonable thing happen easily?
Is it reliable to have a bank guarantee and a commercial bill with a deposit, and can it be pasted?
3. As for what these uninvited guests said that there is a deposit, if there is really a deposit, they can go directly to issue a bank ticket, and is it necessary to issue a commercial bill? Such a statement can be said to be inconsistent and completely untenable. So we can conclude that these uninvited guests are liars, and we must isolate and stay away in time to not be deceived.
Is it reliable to have a bank guarantee and a commercial bill with a deposit, and can it be pasted?
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(Tianxiatong Commerce - your personal bill expert, the pioneer of bill Q&A, no longer confused in the face of commercial bill financing)