In 2024, the pension is about to be adjusted, and it is clearly pointed out in this year's government work report that the basic pension of retirees will continue to be raised, so this year's pension adjustment is basically a sure thing.
And it is worth mentioning that since 2005, to this year, the mainland has achieved 20 consecutive adjustments to pension benefits, which is undoubtedly good news for the majority of retirees, after all, every pension adjustment means that everyone has increased the pension treatment, and the elderly will be happier and more stable in their later years.
So, for this pension adjustment, how much is the gap between the pension rise between the elderly over 70 years old and the elderly over 60 years old?
.01
Prerequisites for receiving a pension
First of all, it must be clear that if the personnel of enterprises and institutions want to enjoy the basic pension insurance treatment after retirement, then they must meet the following two prerequisites at the same time:
(1) It is necessary to reach the national statutory retirement age, which mainly includes three age groups, one is that male employees need to meet the age of 60, the other is that female employees need to meet the age of 50, and female cadres need to meet the age of 55.
(2) The insurance payment period (including the deemed payment period) must be accumulated for 15 years.
.02
70 and 60 years old
How much is the pension rise gap
At present, although the specific increase in pensions has not been announced, it is good news for all retirees that it can be realized.
According to the trend of previous years, it is very likely that the increase this year will be about 3.5%, and at that time, retirees can still increase by about 125 yuan per month. But after all, each person has a long and short payment, and the payment amount is also different, so the specific increase in the end will also be different.
So, will there be a difference in the increase in pensions between the elderly over 70 years old and those over 60 years old? Are there any other welfare policies?
1. The elderly can enjoy a special pension increase amount.
At present, the current pension growth model in mainland China mainly includes a combination of fixed adjustments, linked adjustments and tilt adjustments, and for the elderly, they can also enjoy the special treatment brought by tilt adjustments.
According to the pension increase plan in previous years, the adjustment of the old age tilt in most areas starts from the age of 70, such as Guangdong, Tianjin, Xinjiang, Chongqing, Sichuan, Shandong and other more than 20 provinces and cities, and the old age tilt adjustment is issued from the age of 70.
For example, in Shandong, the monthly increase is 15 yuan for the elderly aged 70 to 74, the monthly increase for the elderly aged 75 to 79 is 30 yuan, and the monthly increase for the elderly over 80 years old is 60 yuan.
However, there are only a handful of provinces that have implemented a preferential policy for people over 60 years old. Beijing, for example, has implemented an old-age tilt policy for the elderly between the ages of 65 and 69, specifically for the elderly between the ages of 65 and 69 to increase by 40 yuan per month.
It can be seen that from the perspective of advanced age alone. Seniors over the age of 70 receive a pension of about 15 yuan more than the 60-year-old at least every month.
2. Some provinces have lowered the age of receiving the old age allowance to 70 years old.
In fact, according to the relevant documents, generally speaking, the age of receiving the old age allowance is generally 80 years old, but each province can also adjust the age according to the local situation.
At present, Shanghai and Shandong provinces have lowered the conditions for old-age subsidies to 60 years old, of which the old-age subsidy for 60-year-olds in Shanghai is 75 yuan per person per month, while the old-age allowance for 60-year-olds in some areas of Shandong Province is 80 yuan per person per month.
Therefore, from this point of view alone, many 70-year-olds can not only enjoy the old age inclined part of the pension, but also enjoy the relevant old age subsidy. This also reflects one point: the older you are, the more favorable the policies you enjoy.
As for the 70-year-olds and 60-year-olds, in the pension increase gap, in addition to enjoying the old age tilt, the longer the payment, the higher the payment base, the higher the amount of the increase will be obtained.
Based on this, it also reminds the workplace that if you want to enjoy a higher pension after retirement in the future, then you need to plan in advance, such as choosing a higher payment base as much as possible, appropriately extending the insurance payment period, etc., so as to enjoy higher pension security after retirement!
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