I'm unemployed, how can I apply for unemployment insurance benefits?
I haven't received it since I was unemployed, can I still get it now?
On the issue of applying for unemployment insurance benefits
This article will make it clear to everyone!
There are two conditions that must be met to apply for unemployment insurance benefits
Insured and paid for more than 1 year
Interruption of employment is not due to the person's will
■ If the employer and the employee have paid contributions for one year but less than five years, the maximum period for receiving unemployment insurance benefits is 12 months;
■ If the cumulative contribution has been made for 5 years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months;
■ If the cumulative contribution has been made for more than 10 years, the maximum period for receiving unemployment insurance benefits is 24 months.
Here's a reminder to everyone
If you have been insured for less than 1 year or voluntarily resign
It is not eligible to receive money
"Interruption of employment not due to the person's will"
This includes the following situations:
Termination of the labor contract upon expiration of the term of the labor contract or the extinction of the employer's qualifications, termination of the labor contract due to serious difficulties in production and operation, major changes in objective conditions, etc., termination of the labor contract due to the employee's violation of discipline or violation of rules and regulations, or incompetence of the employee despite no fault, termination of the labor contract by consensus, voluntary termination of the labor contract due to the employer's illegal acts such as arrears of wages and insurance, and other circumstances stipulated by laws, regulations and rules.
As a result, due to the company's wage arrears,
Resignation due to non-payment of social insurance
It is a non-voluntary interruption of employment
You can apply for unemployment insurance benefits
Apply for unemployment insurance benefits
There is no need to prepare supporting documents!
The Circular on Further Promoting the "Smooth Collection and Safe Handling of Unemployment Insurance Benefits" stipulates that when an agency determines the unemployed status of an unemployed person, it shall verify that the employer has stopped paying social insurance premiums for the unemployed person through comparison and information sharing in the internal handling information system, and shall not require the unemployed person to provide proof of termination or dissolution of labor relations, unemployment registration certificate and other supporting materials.
So, during the period of unemployment
As long as you have a social security card or ID
You can go to the unemployment insurance agency
Apply for unemployment insurance benefits
Apply for unemployment insurance benefits
You can do it offline or online!
Apply offline
The place to apply for unemployment insurance is:
The place where the insurance is involved in the unemployment insurance business
Public Employment Service
or social insurance agencies
Apply online
You can apply online for unemployment insurance benefits
The national unified entrance can be applied for anytime and anywhere
Website: si.zwfw.mohrss.gov.cn
WeChat and Alipay can also apply
Search for the "Electronic Social Security Card" applet
Go to the home page
Click on the "Unemployment Insurance Benefits Claim" service
You can also download the Pocket 12333 App
under "Services".
Select "Unemployment Insurance".
"Online Application for Unemployment Insurance Benefits" service
You can also search for the service name to apply directly
Do I have to go to the site to collect the claim after the claim is successful?
After the application for unemployment insurance money is approved, it will be directly issued to the unemployed person's social security card or bank account by the handling agency, and there is no need to collect it on the spot.
Do I need to go back to my place of residence to apply?
If an unemployed person meets the conditions for receiving unemployment insurance money, he or she can apply for unemployment insurance money at the place where he or she last participated in the insurance, or he can choose to apply for it at the place of household registration.
However, it should be noted that the place of issuance shall not be changed in the middle of the period of payment, and if you choose to return to the place of household registration to apply, you need to apply for the transfer of unemployment insurance relationship.
If I didn't apply for it in time after I lost my job, can I still claim it now?
There is no time limit for applying for unemployment insurance benefits after becoming unemployed.
As long as the unemployed person and the employer have jointly paid unemployment insurance premiums for one year and the employment is interrupted not due to his own will, he can apply for unemployment insurance benefits.
Can I only receive it for 24 months in my lifetime?
Unemployment insurance benefits can be received for a maximum of 24 months at a time, not only for a lifetime.
How will receiving unemployment insurance money affect my future pension?
The calculation of the pension of retired employees is related to factors such as the payment base, the proportion of contributions, the number of years of payment, and the average monthly salary of employees on the job in the previous year at the time of retirement, and has nothing to do with whether or not they receive unemployment insurance money.
If you don't want to stop paying social security, you can pay the basic pension insurance premiums as an individual.
According to the provisions of the relevant documents, an unemployed person may pay basic old-age insurance premiums in his or her personal capacity during the period of receiving unemployment insurance money, and if there is no circumstance that he should stop receiving unemployment insurance money in accordance with the law, the handling agency shall not stop issuing unemployment insurance benefits.
In other words, receiving unemployment insurance money does not affect the unemployed person to continue to pay pension insurance premiums in his or her personal capacity, and at the same time, unemployment insurance benefits will not be suspended because he has participated in pension insurance as an individual.
Source: Ministry of Human Resources and Social Security